SHBI vs OXLCL

Comparison between Shore Bancshares Inc (SHBI, Company) and Oxford Lane Capital Corp (OXLCL, Company).

5-Year PerformanceSHBI has outperformed OXLCL, delivering a return of +10.0% compared to +5.7%

SHBI vs OXLCL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SHBI(COMPANY)	OXLCL(COMPANY)
Market Cap	$770M	$770M
Max Drawdown	87.26%	17.79%
Sharpe Ratio	1.54	0.93
5Y Beta	0.88	0.04
Industry	Banks - Regional	N/A
P/E Ratio	12.24	N/A
Forward P/E	10.09	N/A
PEG Ratio	0.46	N/A
Dividend Yield	2.09%	7.27%
5Y Dividends CAGR	0.82%	64.38%
5Y EPS CAGR	17.24%	N/A
Debt to Equity	14.77%	N/A
Free Cash Flow Yield	9.21%	N/A
P/S Ratio	3.38	N/A
P/B Ratio	1.26	N/A

Market Cap

Winner

SHBI

$770M

OXLCL

$770M

Max Drawdown

SHBI

87.26%

Winner

OXLCL

17.79%

Sharpe Ratio

Winner

SHBI

1.54

OXLCL

0.93

5Y Beta

SHBI

0.88

Winner

OXLCL

0.04

Industry

SHBI

Banks - Regional

OXLCL

N/A

P/E Ratio

SHBI

12.24

OXLCL

N/A

Forward P/E

SHBI

10.09

OXLCL

N/A

PEG Ratio

SHBI

0.46

OXLCL

N/A

Dividend Yield

SHBI

2.09%

Winner

OXLCL

7.27%

5Y Dividends CAGR

SHBI

0.82%

Winner

OXLCL

64.38%

5Y EPS CAGR

SHBI

17.24%

OXLCL

N/A

Debt to Equity

SHBI

14.77%

OXLCL

N/A

Free Cash Flow Yield

SHBI

9.21%

OXLCL

N/A

P/S Ratio

SHBI

3.38

OXLCL

N/A

P/B Ratio

SHBI

1.26

OXLCL

N/A

SHBI vs OXLCL - Historical Returns

Returns include dividend reinvestment.

Period	SHBI	OXLCL
1 month	+6.54%	-0.08%
3 months	+22.73%	+3.41%
6 months	+31.11%	+4.79%
1 year	+48.40%	+10.94%
5 years(CAGR)	+10.02%	+5.70%
10 years(CAGR)	+10.58%	N/A
Max(CAGR)	+5.61%	+6.45%

Winner

SHBI

+6.54%

OXLCL

-0.08%

Winner

SHBI

+22.73%

OXLCL

+3.41%

Winner

SHBI

+31.11%

OXLCL

+4.79%

Winner

SHBI

+48.40%

OXLCL

+10.94%

5Y(CAGR)

Winner

SHBI

+10.02%

OXLCL

+5.70%

10Y(CAGR)

SHBI

+10.58%

OXLCL

N/A

Max(CAGR)

SHBI

+5.61%

Winner

OXLCL

+6.45%

SHBI vs OXLCL - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	SHBI	OXLCL
2026	+37.51%	+4.57%
2025	+16.69%	+9.98%
2024	+16.77%	+6.23%
2023	-14.89%	+12.05%
2022	-14.44%	-7.91%
2021	+51.45%	+8.95%
2020	-10.62%	N/A
2019	+18.92%	N/A
2018	-10.43%	N/A
2017	+9.29%	N/A
2016	+42.83%	N/A
2015	+17.24%	N/A
2014	+2.54%	N/A
2013	+74.79%	N/A
2012	+6.29%	N/A
2011	-51.47%	N/A
2010	-26.03%	N/A
2009	-37.72%	N/A
2008	+10.01%	N/A
2007	-25.31%	N/A
2006	+49.23%	N/A
2005	-9.20%	N/A
2004	-0.21%	N/A
2003	+64.40%	N/A
2002	+34.07%	N/A
2001	+18.87%	N/A

SHBI vs OXLCL Drawdown Comparison

The maximum drawdown for SHBI was -85.58%, occurring on Sep 20, 2011. Recovery took 4884 trading sessions.

The maximum drawdown for OXLCL was -13.16%, occurring on Nov 4, 2022. Recovery took 414 trading sessions.

The current OXLCL drawdown is -0.49%.

Rank	SHBI	OXLCL
#1	-85.58% Dec 26, 2006 - May 28, 2026	-13.16% Jan 10, 2022 - Sep 5, 2023
#2	-40.79% Nov 26, 2003 - May 15, 2006	-4.82% Sep 20, 2023 - Dec 12, 2023
#3	-17.95% Apr 4, 2003 - Aug 29, 2003	-4.51% Oct 8, 2024 - Jun 13, 2025
#4	-14.85% Jun 29, 2006 - Oct 17, 2006	-3.16% Aug 4, 2021 - Oct 19, 2021
#5	-14.85% Aug 15, 2001 - Feb 8, 2002	-3.07% Mar 2, 2026 - Apr 20, 2026
#6	-13.53% Sep 19, 2003 - Oct 7, 2003	-2.60% Dec 18, 2023 - Jan 2, 2024
#7	-11.27% May 29, 2002 - Sep 16, 2002	-2.44% Apr 10, 2024 - Jun 25, 2024
#8	-9.37% Nov 14, 2006 - Dec 26, 2006	-2.03% Mar 14, 2024 - Mar 21, 2024
#9	-8.60% Oct 19, 2006 - Nov 14, 2006	-1.90% Jun 26, 2024 - Aug 8, 2024
#10	-8.56% May 4, 2001 - Jun 29, 2001	-1.81% Jul 15, 2025 - Aug 28, 2025
#11	-8.10% Oct 7, 2003 - Nov 6, 2003	-1.41% May 25, 2021 - Jun 24, 2021
#12	-7.55% Feb 21, 2003 - Mar 19, 2003	-1.39% Jul 2, 2026 - Jul 15, 2026
#13	-7.02% May 18, 2006 - Jun 8, 2006	-1.26% Sep 5, 2023 - Sep 20, 2023
#14	-6.44% May 24, 2002 - May 29, 2002	-1.25% Sep 15, 2025 - Nov 5, 2025
#15	-6.38% Nov 13, 2003 - Nov 25, 2003	-1.22% Jun 18, 2026 - Jul 2, 2026

Correlation

Correlation between SHBI and OXLCL is 0.41 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.41

-101

Dividend Comparison (2001 - 2026)

SHBI vs OXLCL dividend yield comparison.

Year	SHBI	OXLCL
2026	1.10%	3.45%
2025	2.71%	7.01%
2024	3.03%	7.24%
2023	3.37%	7.24%
2022	2.75%	7.47%
2021	2.30%	3.76%
2020	3.29%	0.00%
2019	2.42%	0.00%
2018	2.20%	0.00%
2017	1.32%	0.00%
2016	0.92%	0.00%
2015	0.37%	0.00%
2012	0.19%	0.00%
2011	1.75%	0.00%
2010	2.28%	0.00%
2009	4.41%	0.00%
2008	2.67%	0.00%
2007	2.92%	0.00%
2006	1.95%	0.00%
2005	2.52%	0.00%
2004	1.98%	0.00%
2003	1.73%	0.00%
2002	2.56%	0.00%
2001	2.50%	0.00%