SFST vs TFINP

Comparison between Southern First Bancshares Inc (SFST, Company) and Triumph Financial Inc (TFINP, Company).

Both SFST and TFINP are from the Financial Services sector.

5-Year PerformanceSFST has outperformed TFINP, delivering a return of +3.0% compared to +1.8%

SFST vs TFINP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SFST(COMPANY)	TFINP(COMPANY)
Market Cap	$526M	$529M
Max Drawdown	81.00%	41.58%
Sharpe Ratio	1.63	-0.12
5Y Beta	0.82	-0.03
Industry	Banks - Regional	Banks - Regional
P/E Ratio	14.98	44.18
Forward P/E	18.62	N/A
PEG Ratio	0.17	N/A
Dividend Yield	N/A	8.00%
5Y EPS CAGR	5.13%	N/A
Debt to Equity	0.00%	32.05%
Free Cash Flow Yield	6.25%	4.69%
P/S Ratio	N/A	1.08
P/B Ratio	N/A	0.58

Market Cap

SFST

$526M

Winner

TFINP

$529M

Max Drawdown

SFST

81.00%

Winner

TFINP

41.58%

Sharpe Ratio

Winner

SFST

1.63

TFINP

-0.12

5Y Beta

SFST

0.82

Winner

TFINP

-0.03

Industry

SFST

Banks - Regional

TFINP

Banks - Regional

P/E Ratio

Winner

SFST

14.98

TFINP

44.18

Forward P/E

SFST

18.62

TFINP

N/A

PEG Ratio

SFST

0.17

TFINP

N/A

Dividend Yield

SFST

N/A

TFINP

8.00%

5Y EPS CAGR

SFST

5.13%

TFINP

N/A

Debt to Equity

Winner

SFST

0.00%

TFINP

32.05%

Free Cash Flow Yield

Winner

SFST

6.25%

TFINP

4.69%

P/S Ratio

SFST

N/A

TFINP

1.08

P/B Ratio

SFST

N/A

TFINP

0.58

SFST vs TFINP - Historical Returns

Returns include dividend reinvestment.

Period	SFST	TFINP
1 month	+3.81%	+0.99%
3 months	+13.21%	+0.99%
6 months	+6.15%	N/A
1 year	+60.30%	+4.51%
5 years(CAGR)	+3.00%	+1.79%
10 years(CAGR)	+9.05%	N/A
Max(CAGR)	+11.06%	+4.92%

Winner

SFST

+3.81%

TFINP

+0.99%

Winner

SFST

+13.21%

TFINP

+0.99%

SFST

+6.15%

TFINP

N/A

Winner

SFST

+60.30%

TFINP

+4.51%

5Y(CAGR)

Winner

SFST

+3.00%

TFINP

+1.79%

10Y(CAGR)

SFST

+9.05%

TFINP

N/A

Max(CAGR)

Winner

SFST

+11.06%

TFINP

+4.92%

SFST vs TFINP - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SFST	TFINP
2026	+12.24%	+0.99%
2025	+35.40%	+0.05%
2024	+7.96%	+19.02%
2023	-17.65%	-0.48%
2022	-28.73%	-11.32%
2021	+77.58%	+7.45%
2020	-16.45%	+16.19%
2019	+30.86%	N/A
2018	-21.78%	N/A
2017	+15.38%	N/A
2016	+58.59%	N/A
2015	+28.51%	N/A
2014	+28.45%	N/A
2013	+70.58%	N/A
2012	+55.21%	N/A
2011	+15.97%	N/A
2010	+13.72%	N/A
2009	-18.01%	N/A
2008	-31.34%	N/A
2007	-36.40%	N/A
2006	-4.58%	N/A
2005	+25.63%	N/A
2004	+8.94%	N/A
2003	+110.12%	N/A
2002	+13.22%	N/A
2001	+27.89%	N/A
2000	+1.37%	N/A
1999	-8.48%	N/A

SFST vs TFINP Drawdown Comparison

The maximum drawdown for SFST was -79.10%, occurring on Mar 6, 2009. Recovery took 1914 trading sessions.

The maximum drawdown for TFINP was -35.29%, occurring on May 5, 2023. Recovery took 430 trading sessions.

The current SFST drawdown is -10.75%. The current TFINP drawdown is -2.29%.

Rank	SFST	TFINP
#1	-79.10% Dec 15, 2005 - Jul 26, 2013	-35.29% Dec 16, 2022 - Sep 5, 2024
#2	-67.19% Jan 7, 2022 - May 4, 2023	-14.77% Jan 7, 2022 - Dec 13, 2022
#3	-55.24% Jun 4, 2018 - Mar 8, 2021	-11.68% Oct 17, 2024 - Apr 7, 2025
#4	-43.06% Apr 23, 2002 - Sep 8, 2003	-6.55% Dec 13, 2022 - Dec 16, 2022
#5	-33.33% Nov 5, 1999 - Aug 4, 2000	-3.88% Dec 31, 2020 - Jan 20, 2021
#6	-24.44% Jan 29, 2004 - Oct 27, 2005	-3.49% Apr 23, 2021 - Jun 23, 2021
#7	-22.73% Aug 4, 2000 - Jun 7, 2001	-2.77% Jan 25, 2021 - Feb 19, 2021
#8	-15.20% Mar 12, 2021 - May 21, 2021	-2.45% Jun 18, 2020 - Jul 7, 2020
#9	-14.65% Jan 26, 2017 - Jul 3, 2017	-2.45% Nov 10, 2020 - Dec 3, 2020
#10	-14.38% Jun 13, 2001 - Jan 18, 2002	-2.23% Feb 19, 2021 - Mar 15, 2021
#11	-12.50% Nov 20, 2003 - Jan 6, 2004	-2.06% Mar 15, 2021 - Apr 8, 2021
#12	-12.50% Jan 18, 2002 - Apr 23, 2002	-1.89% Oct 7, 2021 - Jan 7, 2022
#13	-12.02% Jun 8, 2021 - Nov 3, 2021	-1.89% Sep 16, 2021 - Oct 4, 2021
#14	-10.99% Sep 8, 2016 - Nov 10, 2016	-1.82% Aug 23, 2021 - Sep 15, 2021
#15	-10.74% Oct 30, 2015 - Jan 6, 2016	-1.64% Apr 21, 2021 - Apr 23, 2021