SF vs UWMC

Comparison between Stifel Financial Corp (SF, Company) and UWM Holdings Corporation Class A (UWMC, Company).

Both SF and UWMC are from the Financial Services sector.

5-Year PerformanceSF has outperformed UWMC, delivering a return of +12.3% compared to -19.5%

SF vs UWMC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SF(COMPANY)	UWMC(COMPANY)
Market Cap	$11B	$11B
Max Drawdown	55.25%	80.23%
Sharpe Ratio	0.43	-0.95
5Y Beta	1.28	0.88
Industry	Capital Markets	Mortgage Finance
P/E Ratio	16.87	28.87
Forward P/E	11.29	4.72
PEG Ratio	0.78	N/A
Dividend Yield	1.71%	19.50%
5Y Dividends CAGR	35.44%	20.11%
5Y EPS CAGR	11.92%	N/A
Debt to Equity	10.32%	0.00%
Free Cash Flow Yield	8.70%	-53.42%
P/S Ratio	N/A	2.11
P/B Ratio	N/A	6.57

Market Cap

Winner

$11B

UWMC

$11B

Max Drawdown

Winner

55.25%

UWMC

80.23%

Sharpe Ratio

Winner

0.43

UWMC

-0.95

5Y Beta

1.28

Winner

UWMC

0.88

Industry

Capital Markets

UWMC

Mortgage Finance

P/E Ratio

Winner

16.87

UWMC

28.87

Forward P/E

11.29

Winner

UWMC

4.72

PEG Ratio

0.78

UWMC

N/A

Dividend Yield

1.71%

Winner

UWMC

19.50%

5Y Dividends CAGR

Winner

35.44%

UWMC

20.11%

5Y EPS CAGR

11.92%

UWMC

N/A

Debt to Equity

10.32%

Winner

UWMC

0.00%

Free Cash Flow Yield

Winner

8.70%

UWMC

-53.42%

P/S Ratio

N/A

UWMC

2.11

P/B Ratio

N/A

UWMC

6.57

SF vs UWMC - Historical Returns

Returns include dividend reinvestment.

Period	SF	UWMC
1 month	-1.10%	-28.76%
3 months	-0.98%	-37.24%
6 months	-15.84%	-51.06%
1 year	+6.51%	-43.05%
5 years(CAGR)	+12.26%	-19.45%
10 years(CAGR)	+18.88%	N/A
Max(CAGR)	+16.09%	-16.95%

Winner

-1.10%

UWMC

-28.76%

Winner

-0.98%

UWMC

-37.24%

Winner

-15.84%

UWMC

-51.06%

Winner

+6.51%

UWMC

-43.05%

5Y(CAGR)

Winner

+12.26%

UWMC

-19.45%

10Y(CAGR)

+18.88%

UWMC

N/A

Max(CAGR)

Winner

+16.09%

UWMC

-16.95%

SF vs UWMC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SF	UWMC
2026	-15.66%	-48.40%
2025	+20.03%	-16.11%
2024	+56.07%	-11.37%
2023	+19.01%	+125.96%
2022	-17.01%	-40.34%
2021	+45.12%	-28.72%
2020	+24.74%	N/A
2019	+48.01%	N/A
2018	-30.66%	N/A
2017	+19.75%	N/A
2016	+20.54%	N/A
2015	-16.30%	N/A
2014	+8.46%	N/A
2013	+44.21%	N/A
2012	-4.60%	N/A
2011	-23.70%	N/A
2010	+4.94%	N/A
2009	+29.63%	N/A
2008	+35.57%	N/A
2007	+34.90%	N/A
2006	+2.56%	N/A
2005	+85.90%	N/A
2004	+50.83%	N/A
2003	+77.28%	N/A
2002	+7.63%	N/A
2001	-4.65%	N/A
2000	+19.52%	N/A
1999	-6.80%	N/A

SF vs UWMC Drawdown Comparison

The maximum drawdown for SF was -55.25%, occurring on Feb 24, 2016. Recovery took 618 trading sessions.

The maximum drawdown for UWMC was -74.67%, occurring on Jun 24, 2026. This drawdown has not yet recovered.

The current SF drawdown is -18.77%. The current UWMC drawdown is -73.41%.

Rank	SF	UWMC
#1	-55.25% Jun 23, 2015 - Dec 4, 2017	-74.67% Aug 23, 2024 - Jun 24, 2026
#2	-51.89% Feb 20, 2020 - Nov 9, 2020	-68.70% Jun 11, 2021 - Jul 16, 2024
#3	-50.85% Mar 8, 2011 - Jan 16, 2014	-25.75% Mar 17, 2021 - May 27, 2021
#4	-42.10% Feb 1, 2018 - Feb 4, 2020	-7.26% Aug 2, 2024 - Aug 13, 2024
#5	-41.41% Sep 19, 2008 - May 4, 2009	-7.20% Jul 16, 2024 - Jul 29, 2024
#6	-40.06% Oct 11, 2007 - Jul 23, 2008	-6.53% Mar 4, 2021 - Mar 9, 2021
#7	-36.25% Feb 8, 2022 - Mar 28, 2024	-4.38% Mar 9, 2021 - Mar 17, 2021
#8	-34.67% Jan 30, 2025 - Oct 22, 2025	-3.77% Aug 14, 2024 - Aug 21, 2024
#9	-32.45% Oct 16, 2000 - Nov 3, 2003	-3.49% May 27, 2021 - Jun 8, 2021
#10	-31.50% Mar 30, 2006 - Jan 11, 2007	-3.01% Jun 9, 2021 - Jun 11, 2021
#11	-27.20% Dec 30, 2009 - Dec 14, 2010	-2.98% Jul 31, 2024 - Aug 2, 2024
#12	-25.97% Mar 9, 2004 - Nov 22, 2004	-0.74% Aug 21, 2024 - Aug 23, 2024
#13	-21.42% Feb 21, 2007 - May 25, 2007	N/A
#14	-21.20% Jan 6, 2026 - Jun 1, 2026	N/A
#15	-19.86% Dec 3, 2004 - Jun 23, 2005	N/A

Correlation

Correlation between SF and UWMC is 0.24 which considered as a very weak or no correlation - the stocks move independently of each other.

0.24

-101

Dividend Comparison (1999 - 2026)

SF vs UWMC dividend yield comparison.

Year	SF	UWMC
2026	0.95%	9.43%
2025	1.47%	9.13%
2024	1.58%	6.81%
2023	2.08%	5.59%
2022	2.06%	12.08%
2021	0.85%	6.76%
2020	0.90%	0.00%
2019	0.99%	0.00%
2018	1.16%	0.00%
2017	0.34%	0.00%
2002	0.53%	0.00%
2001	1.13%	0.00%
2000	1.04%	0.00%
1999	0.30%	0.00%