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SCL vs HFWA

Comparison between Stepan Company (SCL, Company) and Heritage Financial Corp (HFWA, Company).

SCL is from the Basic Materials sector, while HFWA is from the Financial Services sector.

5-Year PerformanceHFWA has outperformed SCL, delivering a return of +4.9% compared to -14.4%

SCL vs HFWA - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
SCL
$1.18B
Winner
HFWA
$1.18B
Max Drawdown
SCL
69.33%
Winner
HFWA
68.97%
Sharpe Ratio
SCL
0.08
Winner
HFWA
0.86
5Y Beta
SCL
0.98
Winner
HFWA
0.81
Industry
SCL
Specialty Chemicals
HFWA
Banks - Regional
P/E Ratio
SCL
2271.79
Winner
HFWA
14.09
Forward P/E
SCL
21.05
Winner
HFWA
12.33
PEG Ratio
SCL
1.75
Winner
HFWA
0.40
Dividend Yield
SCL
2.94%
Winner
HFWA
3.33%
5Y Dividends CAGR
Winner
SCL
5.70%
HFWA
3.71%
5Y EPS CAGR
SCL
-65.69%
Winner
HFWA
4.17%
Debt to Equity
SCL
54.63%
Winner
HFWA
0.00%
Free Cash Flow Yield
SCL
3.15%
Winner
HFWA
6.77%
P/S Ratio
Winner
SCL
0.51
HFWA
4.40
P/B Ratio
Winner
SCL
1.00
HFWA
1.03

SCL vs HFWA - Historical Returns

Returns include dividend reinvestment.

1M
SCL
+7.41%
Winner
HFWA
+8.56%
3M
Winner
SCL
+16.91%
HFWA
+16.75%
6M
SCL
+15.27%
Winner
HFWA
+16.57%
1Y
SCL
+0.99%
Winner
HFWA
+29.10%
5Y(CAGR)
SCL
-14.41%
Winner
HFWA
+4.95%
10Y(CAGR)
SCL
+0.62%
Winner
HFWA
+8.93%
Max(CAGR)
Winner
SCL
+8.17%
HFWA
+8.15%

SCL vs HFWA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearSCLHFWA
2026+17.30%+24.78%
2025-22.75%+2.45%
2024-29.48%+21.08%
2023-7.75%-26.28%
2022-12.77%+28.53%
2021+3.69%+9.22%
2020+15.69%-14.06%
2019+39.84%-2.73%
2018-6.20%-0.02%
2017-1.14%+21.19%
2016+73.31%+46.02%
2015+26.22%+13.14%
2014-37.62%+6.05%
2013+18.33%+15.50%
2012+41.78%+15.98%
2011+5.32%-7.09%
2010+15.49%-1.63%
2009+41.39%+12.07%
2008+53.01%-32.82%
2007+7.15%-15.32%
2006+18.77%+3.52%
2005+15.55%+13.39%
2004-2.23%+6.88%
2003+5.01%+26.85%
2002+2.45%+56.03%
2001+11.91%+23.90%
2000+5.75%+22.62%
1999-1.43%+1.47%

SCL vs HFWA Drawdown Comparison

The maximum drawdown for SCL was -66.77%, occurring on Nov 4, 2025. This drawdown has not yet recovered.

The maximum drawdown for HFWA was -65.13%, occurring on Mar 9, 2009. Recovery took 2673 trading sessions.

The current SCL drawdown is -56.18%. The current HFWA drawdown is -1.18%.

RankSCLHFWA
#1-66.77%
May 6, 2021 - Nov 4, 2025
-65.13%
Apr 4, 2006 - Nov 14, 2016
#2-60.98%
Aug 14, 2008 - Sep 10, 2009
-55.47%
Jul 23, 2018 - Oct 28, 2022
#3-43.86%
Dec 23, 2013 - Jul 21, 2016
-54.34%
Nov 7, 2022 - May 12, 2023
#4-32.15%
Jan 13, 2020 - Jul 23, 2020
-22.87%
Apr 3, 2003 - Sep 26, 2005
#5-31.96%
Jul 13, 2001 - Mar 8, 2002
-17.05%
Dec 17, 1999 - Jun 29, 2000
#6-30.85%
Apr 29, 2010 - Jul 27, 2011
-14.54%
Jan 25, 2017 - Apr 27, 2017
#7-30.20%
Jan 13, 2010 - Apr 20, 2010
-11.91%
Apr 27, 2017 - Jul 26, 2017
#8-25.43%
Jul 5, 2000 - Jan 18, 2001
-11.34%
Nov 29, 2017 - May 22, 2018
#9-25.18%
Aug 7, 2002 - Sep 6, 2005
-10.53%
Sep 1, 2000 - Nov 22, 2000
#10-24.63%
Jul 25, 2017 - Feb 13, 2019
-9.26%
Mar 20, 2001 - Jun 15, 2001
#11-21.41%
Jul 10, 2006 - Jul 19, 2007
-6.77%
Dec 29, 2000 - Feb 7, 2001
#12-18.09%
Dec 9, 2016 - Apr 25, 2017
-6.65%
Aug 1, 2017 - Sep 18, 2017
#13-18.01%
Mar 15, 2013 - Dec 6, 2013
-6.49%
Sep 30, 2005 - Oct 28, 2005
#14-17.97%
Dec 24, 2007 - Feb 27, 2008
-6.11%
Nov 6, 2017 - Nov 28, 2017
#15-17.96%
Jul 28, 2011 - Oct 27, 2011
-5.94%
Aug 28, 2001 - Dec 3, 2001

Correlation

Correlation between SCL and HFWA is 0.77 which considered as a strong positive correlation - the stocks tend to move together.

0.77
-101

Dividend Comparison (1999 - 2026)

SCL vs HFWA dividend yield comparison.

YearSCLHFWA
20261.45%1.65%
20253.27%4.06%
20242.33%3.76%
20231.55%4.11%
20221.63%2.74%
20211.01%3.31%
20200.95%3.42%
20191.00%2.97%
20181.25%2.09%
20171.06%1.66%
20160.95%2.80%
20151.47%2.81%
20141.72%2.85%
20130.99%2.46%
20124.50%5.45%
20111.32%3.03%
20101.28%0.00%
20091.39%0.73%
20081.81%6.29%
20072.54%4.22%
20062.54%3.18%
20052.92%2.91%
20043.17%2.85%
20032.97%2.55%
20022.95%2.64%
20013.00%3.27%
20002.79%3.04%
19990.68%0.00%

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