SCL vs ATLC

Comparison between Stepan Company (SCL, Company) and Atlanticus Holdings Corp (ATLC, Company).

SCL is from the Basic Materials sector, while ATLC is from the Financial Services sector.

5-Year PerformanceATLC has outperformed SCL, delivering a return of +16.2% compared to -8.8%

SCL vs ATLC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCL(COMPANY)	ATLC(COMPANY)
Market Cap	$1.49B	$1.48B
Max Drawdown	69.33%	98.25%
Sharpe Ratio	0.95	1.13
5Y Beta	0.91	1.55
Industry	Specialty Chemicals	Credit Services
P/E Ratio	402.42	9.54
Forward P/E	26.45	7.87
PEG Ratio	N/A	0.39
Dividend Yield	2.42%	N/A
5Y Dividends CAGR	5.70%	N/A
5Y EPS CAGR	-48.56%	2.66%
Debt to Equity	53.41%	0.00%
Free Cash Flow Yield	2.46%	63.43%

Market Cap

Winner

SCL

$1.49B

ATLC

$1.48B

Max Drawdown

Winner

SCL

69.33%

ATLC

98.25%

Sharpe Ratio

SCL

0.95

Winner

ATLC

1.13

5Y Beta

Winner

SCL

0.91

ATLC

1.55

Industry

SCL

Specialty Chemicals

ATLC

Credit Services

P/E Ratio

SCL

402.42

Winner

ATLC

9.54

Forward P/E

SCL

26.45

Winner

ATLC

7.87

PEG Ratio

SCL

N/A

ATLC

0.39

Dividend Yield

SCL

2.42%

ATLC

N/A

5Y Dividends CAGR

SCL

5.70%

ATLC

N/A

5Y EPS CAGR

SCL

-48.56%

Winner

ATLC

2.66%

Debt to Equity

SCL

53.41%

Winner

ATLC

0.00%

Free Cash Flow Yield

SCL

2.46%

Winner

ATLC

63.43%

SCL vs ATLC - Historical Returns

Returns include dividend reinvestment.

Period	SCL	ATLC
1 month	+14.93%	+0.45%
3 months	+29.95%	+27.15%
6 months	-0.74%	+87.08%
1 year	+32.94%	+55.94%
5 years(CAGR)	-8.77%	+16.17%
10 years(CAGR)	+1.36%	+41.81%
Max(CAGR)	+8.85%	+5.71%

Winner

SCL

+14.93%

ATLC

+0.45%

Winner

SCL

+29.95%

ATLC

+27.15%

SCL

-0.74%

Winner

ATLC

+87.08%

SCL

+32.94%

Winner

ATLC

+55.94%

5Y(CAGR)

SCL

-8.77%

Winner

ATLC

+16.17%

10Y(CAGR)

SCL

+1.36%

Winner

ATLC

+41.81%

Max(CAGR)

Winner

SCL

+8.85%

ATLC

+5.71%

SCL vs ATLC - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	SCL	ATLC
2026	+40.55%	+46.25%
2025	-22.75%	+22.08%
2024	-29.48%	+48.04%
2023	-7.75%	+49.19%
2022	-12.77%	-62.30%
2021	+3.69%	+215.30%
2020	+15.69%	+169.47%
2019	+39.84%	+174.70%
2018	-6.20%	+48.57%
2017	-1.14%	-16.08%
2016	+73.31%	-8.41%
2015	+26.22%	+23.08%
2014	-37.62%	-34.40%
2013	+18.33%	+5.65%
2012	+41.78%	-11.38%
2011	+5.32%	-46.38%
2010	+15.49%	+111.52%
2009	+41.39%	-30.29%
2008	+53.01%	-41.97%
2007	+7.15%	-74.83%
2006	+18.77%	+1.66%
2005	+15.55%	+46.24%
2004	-2.23%	+29.33%
2003	+5.01%	+185.64%
2002	+2.45%	-39.31%
2001	+11.91%	-32.34%
2000	+5.75%	-52.32%
1999	-1.43%	+50.98%

SCL vs ATLC Drawdown Comparison

The maximum drawdown for SCL was -66.77%, occurring on Nov 4, 2025. This drawdown has not yet recovered.

The maximum drawdown for ATLC was -97.96%, occurring on Nov 10, 2014. Recovery took 5256 trading sessions.

The current SCL drawdown is -47.50%. The current ATLC drawdown is -13.19%.

Rank	SCL	ATLC
#1	-66.77% May 6, 2021 - Nov 4, 2025	-97.96% Oct 5, 2000 - Aug 27, 2021
#2	-60.98% Aug 14, 2008 - Sep 10, 2009	-74.90% Nov 3, 2021 - May 26, 2026
#3	-43.86% Dec 23, 2013 - Jul 21, 2016	-33.91% Feb 8, 2000 - Sep 6, 2000
#4	-32.15% Jan 13, 2020 - Jul 23, 2020	-26.29% Dec 31, 1999 - Feb 2, 2000
#5	-31.96% Jul 13, 2001 - Mar 8, 2002	-24.60% Aug 31, 2021 - Oct 18, 2021
#6	-30.85% Apr 29, 2010 - Jul 27, 2011	-16.36% Aug 6, 2026 - Aug 11, 2026
#7	-30.20% Jan 13, 2010 - Apr 20, 2010	-15.36% Jun 26, 2026 - Aug 5, 2026
#8	-25.43% Jul 5, 2000 - Jan 18, 2001	-15.19% May 27, 2026 - Jun 11, 2026
#9	-25.18% Aug 7, 2002 - Sep 6, 2005	-10.24% Sep 14, 2000 - Sep 26, 2000
#10	-24.63% Jul 25, 2017 - Feb 13, 2019	-7.84% Nov 1, 1999 - Nov 15, 1999
#11	-21.41% Jul 10, 2006 - Jul 19, 2007	-7.13% Nov 18, 1999 - Dec 3, 1999
#12	-18.09% Dec 9, 2016 - Apr 25, 2017	-4.53% Sep 28, 2000 - Oct 3, 2000
#13	-18.01% Mar 15, 2013 - Dec 6, 2013	-3.39% Nov 16, 1999 - Nov 18, 1999
#14	-17.97% Dec 24, 2007 - Feb 27, 2008	-1.92% Sep 12, 2000 - Sep 14, 2000
#15	-17.96% Jul 28, 2011 - Oct 27, 2011	-1.85% Sep 26, 2000 - Sep 28, 2000

Correlation

Correlation between SCL and ATLC is 0.24 which considered as a very weak or no correlation - the stocks move independently of each other.

0.24

-101

Dividend Comparison (1999 - 2026)

SCL vs ATLC dividend yield comparison.

Year	SCL	ATLC
2026	1.21%	0.00%
2025	3.27%	0.00%
2024	2.33%	0.00%
2023	1.55%	0.00%
2022	1.63%	0.00%
2021	1.01%	0.00%
2020	0.95%	0.00%
2019	1.00%	0.00%
2018	1.25%	0.00%
2017	1.06%	0.00%
2016	0.95%	0.00%
2015	1.47%	0.00%
2014	1.72%	0.00%
2013	0.99%	0.00%
2012	4.50%	0.00%
2011	1.32%	0.00%
2010	1.28%	0.00%
2009	1.39%	15.02%
2008	1.81%	0.00%
2007	2.54%	0.00%
2006	2.54%	0.00%
2005	2.92%	0.00%
2004	3.17%	0.00%
2003	2.97%	0.00%
2002	2.95%	0.00%
2001	3.00%	0.00%
2000	2.79%	0.00%
1999	0.68%	0.00%