SCHY vs HDEF

Comparison between SCHWAB INTERNATIONAL DIVIDEND EQUITY ETF (SCHY, ETF) and XTRACKERS MSCI EAFE HIGH DIVIDEND YIELD EQUITY ETF (HDEF, ETF).

5-Year PerformanceHDEF has outperformed SCHY, delivering a return of +10.4% compared to +7.7%

SCHY vs HDEF - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHY(ETF)	HDEF(ETF)
Net Assets	$2.30B	$2.30B
Expense Ratio	0.08%	0.09%
Max Drawdown	25.42%	38.17%
Sharpe Ratio	1.41	1.09
5Y Beta	0.40	0.42
5Y Dividends CAGR	N/A	12.60%

Net Assets

SCHY

$2.30B

HDEF

$2.30B

Expense Ratio

Winner

SCHY

0.08%

HDEF

0.09%

Max Drawdown

Winner

SCHY

25.42%

HDEF

38.17%

Sharpe Ratio

Winner

SCHY

1.41

HDEF

1.09

5Y Beta

Winner

SCHY

0.40

HDEF

0.42

5Y Dividends CAGR

SCHY

N/A

HDEF

12.60%

SCHY vs HDEF - Historical Returns

Returns include dividend reinvestment.

Period	SCHY	HDEF
1 month	-3.11%	-1.84%
3 months	+1.91%	+2.91%
6 months	+5.59%	+5.16%
1 year	+19.12%	+15.79%
5 years(CAGR)	+7.74%	+10.44%
10 years(CAGR)	N/A	+8.96%
Max(CAGR)	+8.23%	+7.54%

SCHY

-3.11%

Winner

HDEF

-1.84%

SCHY

+1.91%

Winner

HDEF

+2.91%

Winner

SCHY

+5.59%

HDEF

+5.16%

Winner

SCHY

+19.12%

HDEF

+15.79%

5Y(CAGR)

SCHY

+7.74%

Winner

HDEF

+10.44%

10Y(CAGR)

SCHY

N/A

HDEF

+8.96%

Max(CAGR)

Winner

SCHY

+8.23%

HDEF

+7.54%

SCHY vs HDEF - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	SCHY	HDEF
2026	+5.20%	+4.72%
2025	+33.82%	+33.36%
2024	-1.25%	+3.36%
2023	+13.76%	+17.51%
2022	-9.80%	-3.03%
2021	+4.08%	+6.01%
2020	N/A	-2.76%
2019	N/A	+25.44%
2018	N/A	-13.77%
2017	N/A	+9.90%
2016	N/A	+13.43%
2015	N/A	-4.66%

SCHY vs HDEF Drawdown Comparison

The maximum drawdown for SCHY was -24.03%, occurring on Sep 27, 2022. Recovery took 471 trading sessions.

The maximum drawdown for HDEF was -36.42%, occurring on Mar 23, 2020. Recovery took 255 trading sessions.

The current SCHY drawdown is -6.86%. The current HDEF drawdown is -4.41%.

Rank	SCHY	HDEF
#1	-24.03% Feb 9, 2022 - Dec 26, 2023	-36.42% Jan 2, 2020 - Jan 6, 2021
#2	-12.16% Sep 26, 2024 - Apr 22, 2025	-23.69% Feb 9, 2022 - Apr 6, 2023
#3	-9.11% Feb 27, 2026 - Mar 20, 2026	-17.55% Jan 22, 2018 - Oct 24, 2019
#4	-7.47% Jun 14, 2021 - Jan 12, 2022	-14.95% Aug 18, 2015 - Aug 10, 2016
#5	-5.26% Jan 12, 2024 - May 13, 2024	-11.15% Sep 26, 2024 - Mar 5, 2025
#6	-4.53% May 17, 2024 - Jul 12, 2024	-10.60% Mar 18, 2025 - Apr 22, 2025
#7	-3.52% Jul 31, 2024 - Aug 15, 2024	-9.31% Jun 15, 2021 - Jan 12, 2022
#8	-3.48% Jul 23, 2025 - Aug 12, 2025	-8.79% Jul 26, 2023 - Dec 13, 2023
#9	-2.90% Nov 12, 2025 - Nov 26, 2025	-8.02% Feb 27, 2026 - Mar 20, 2026
#10	-2.86% Jan 14, 2022 - Feb 9, 2022	-6.39% May 8, 2023 - Jun 15, 2023
#11	-2.80% Aug 22, 2025 - Oct 17, 2025	-5.63% Dec 9, 2016 - Jan 10, 2017
#12	-2.73% Jun 12, 2025 - Jul 2, 2025	-5.46% Dec 27, 2023 - Mar 20, 2024
#13	-2.33% May 10, 2021 - May 17, 2021	-4.72% Jan 8, 2021 - Mar 16, 2021
#14	-1.95% May 6, 2025 - May 19, 2025	-4.35% Nov 2, 2017 - Jan 9, 2018
#15	-1.89% Oct 28, 2025 - Nov 10, 2025	-4.24% May 17, 2024 - Jul 12, 2024

Correlation

Correlation between SCHY and HDEF is 0.98 which considered as a very strong positive correlation - the stocks move almost identically together.

0.98

-101

Dividend Comparison (2015 - 2026)

SCHY vs HDEF dividend yield comparison.

Year	SCHY	HDEF
2026	0.58%	2.71%
2025	3.55%	3.88%
2024	4.64%	4.53%
2023	3.97%	4.38%
2022	3.67%	5.41%
2021	1.73%	4.76%
2020	0.00%	3.93%
2019	0.00%	4.20%
2018	0.00%	3.55%
2017	0.00%	3.38%
2016	0.00%	9.52%
2015	0.00%	1.87%