SCHR vs IQLT

Comparison between SCHWAB INTERMEDIATE-TERM U.S. TREASURY ETF (SCHR, ETF) and ISHARES MSCI INTL QUALITY FACTOR ETF (IQLT, ETF).

5-Year PerformanceIQLT has outperformed SCHR, delivering a return of +8.1% compared to +0.2%

SCHR vs IQLT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHR(ETF)	IQLT(ETF)
Net Assets	$13B	$13B
Expense Ratio	0.03%	0.30%
Max Drawdown	20.13%	32.40%
Sharpe Ratio	0.07	1.18
5Y Beta	-0.01	0.71
5Y Dividends CAGR	21.51%	12.26%

Net Assets

Winner

SCHR

$13B

IQLT

$13B

Expense Ratio

Winner

SCHR

0.03%

IQLT

0.30%

Max Drawdown

Winner

SCHR

20.13%

IQLT

32.40%

Sharpe Ratio

SCHR

0.07

Winner

IQLT

1.18

5Y Beta

Winner

SCHR

-0.01

IQLT

0.71

5Y Dividends CAGR

Winner

SCHR

21.51%

IQLT

12.26%

SCHR vs IQLT - Historical Returns

Returns include dividend reinvestment.

Period	SCHR	IQLT
1 month	-0.65%	+0.33%
3 months	-1.18%	+1.30%
6 months	-0.19%	+9.26%
1 year	+4.11%	+19.63%
5 years(CAGR)	+0.18%	+8.12%
10 years(CAGR)	+1.25%	+9.51%
Max(CAGR)	+1.92%	+8.46%

SCHR

-0.65%

Winner

IQLT

+0.33%

SCHR

-1.18%

Winner

IQLT

+1.30%

SCHR

-0.19%

Winner

IQLT

+9.26%

SCHR

+4.11%

Winner

IQLT

+19.63%

5Y(CAGR)

SCHR

+0.18%

Winner

IQLT

+8.12%

10Y(CAGR)

SCHR

+1.25%

Winner

IQLT

+9.51%

Max(CAGR)

SCHR

+1.92%

Winner

IQLT

+8.46%

SCHR vs IQLT - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	SCHR	IQLT
2026	-0.36%	+6.81%
2025	+7.37%	+25.66%
2024	+1.68%	+3.01%
2023	+3.85%	+18.14%
2022	-10.09%	-15.53%
2021	-2.67%	+11.91%
2020	+7.50%	+11.78%
2019	+6.13%	+28.42%
2018	+1.46%	-11.43%
2017	+1.52%	+23.75%
2016	+0.84%	+2.35%
2015	+1.40%	+0.59%
2014	+4.28%	N/A
2013	-2.60%	N/A
2012	+2.67%	N/A
2011	+10.32%	N/A
2010	-0.88%	N/A

SCHR vs IQLT Drawdown Comparison

The maximum drawdown for SCHR was -16.11%, occurring on Oct 20, 2022. This drawdown has not yet recovered.

The maximum drawdown for IQLT was -32.21%, occurring on Mar 23, 2020. Recovery took 185 trading sessions.

The current SCHR drawdown is -2.34%. The current IQLT drawdown is -1.74%.

Rank	SCHR	IQLT
#1	-16.11% Aug 4, 2020 - Oct 20, 2022	-32.21% Jan 17, 2020 - Oct 12, 2020
#2	-5.79% Nov 4, 2010 - Jun 24, 2011	-30.20% Sep 3, 2021 - Feb 15, 2024
#3	-5.38% Jul 5, 2016 - Mar 22, 2019	-20.16% May 15, 2015 - May 4, 2017
#4	-5.23% May 1, 2013 - Oct 13, 2014	-18.54% Jan 26, 2018 - Jun 20, 2019
#5	-2.68% Feb 2, 2015 - Aug 24, 2015	-13.18% Sep 26, 2024 - May 2, 2025
#6	-2.56% Jan 31, 2012 - May 4, 2012	-10.38% Feb 25, 2026 - May 6, 2026
#7	-2.48% Sep 22, 2011 - Dec 16, 2011	-7.75% Jul 12, 2024 - Aug 21, 2024
#8	-2.26% Sep 4, 2019 - Jan 27, 2020	-7.53% Jul 3, 2019 - Oct 25, 2019
#9	-2.21% Mar 9, 2020 - Mar 23, 2020	-7.36% Oct 12, 2020 - Nov 5, 2020
#10	-2.14% Oct 14, 2015 - Jan 20, 2016	-5.62% Mar 7, 2024 - May 15, 2024
#11	-1.89% Jun 24, 2011 - Jul 13, 2011	-5.43% Jul 23, 2025 - Sep 11, 2025
#12	-1.73% Feb 11, 2016 - Apr 7, 2016	-5.33% Feb 16, 2021 - Apr 5, 2021
#13	-1.56% Jul 24, 2012 - Dec 5, 2012	-4.74% Nov 12, 2025 - Dec 10, 2025
#14	-1.44% Dec 6, 2012 - Apr 4, 2013	-4.51% Aug 30, 2024 - Sep 26, 2024
#15	-1.43% Aug 31, 2010 - Sep 22, 2010	-4.46% Jan 8, 2021 - Feb 12, 2021

Correlation

Correlation between SCHR and IQLT is 0.64 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.64

-101

Dividend Comparison (2010 - 2026)

SCHR vs IQLT dividend yield comparison.

Year	SCHR	IQLT
2026	1.31%	0.00%
2025	3.85%	2.33%
2024	3.77%	2.87%
2023	3.16%	2.27%
2022	2.02%	3.14%
2021	1.00%	2.24%
2020	1.62%	1.61%
2019	2.31%	2.28%
2018	2.11%	2.72%
2017	1.65%	2.36%
2016	1.46%	2.91%
2015	1.56%	2.78%
2014	1.44%	0.00%
2013	1.07%	0.00%
2012	1.07%	0.00%
2011	1.53%	0.00%
2010	0.57%	0.00%