SCHO vs DFAT

Comparison between SCHWAB SHORT-TERM U.S. TREASURY ETF (SCHO, ETF) and DIMENSIONAL U.S. TARGETED VALUE ETF (DFAT, ETF).

5-Year PerformanceDFAT has outperformed SCHO, delivering a return of +9.8% compared to +1.8%

SCHO vs DFAT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHO(ETF)	DFAT(ETF)
Net Assets	$13B	$13B
Expense Ratio	0.03%	0.28%
Max Drawdown	7.87%	26.61%
Sharpe Ratio	-0.13	1.67
5Y Beta	-0.02	0.96
P/E Ratio	N/A	42.26
Forward P/E	N/A	11.66
5Y Dividends CAGR	33.03%	N/A
5Y EPS CAGR	N/A	9.58%
Debt to Equity	N/A	124.90%
P/S Ratio	N/A	0.87
P/B Ratio	N/A	1.40

Net Assets

SCHO

$13B

Winner

DFAT

$13B

Expense Ratio

Winner

SCHO

0.03%

DFAT

0.28%

Max Drawdown

Winner

SCHO

7.87%

DFAT

26.61%

Sharpe Ratio

SCHO

-0.13

Winner

DFAT

1.67

5Y Beta

Winner

SCHO

-0.02

DFAT

0.96

P/E Ratio

SCHO

N/A

DFAT

42.26

Forward P/E

SCHO

N/A

DFAT

11.66

5Y Dividends CAGR

SCHO

33.03%

DFAT

N/A

5Y EPS CAGR

SCHO

N/A

DFAT

9.58%

Debt to Equity

SCHO

N/A

DFAT

124.90%

P/S Ratio

SCHO

N/A

DFAT

0.87

P/B Ratio

SCHO

N/A

DFAT

1.40

SCHO vs DFAT - Historical Returns

Returns include dividend reinvestment.

Period	SCHO	DFAT
1 month	+0.23%	+3.96%
3 months	+0.25%	+1.27%
6 months	+1.18%	+18.81%
1 year	+3.70%	+33.76%
5 years(CAGR)	+1.84%	+9.82%
10 years(CAGR)	+1.72%	N/A
Max(CAGR)	+1.35%	+9.82%

SCHO

+0.23%

Winner

DFAT

+3.96%

SCHO

+0.25%

Winner

DFAT

+1.27%

SCHO

+1.18%

Winner

DFAT

+18.81%

SCHO

+3.70%

Winner

DFAT

+33.76%

5Y(CAGR)

SCHO

+1.84%

Winner

DFAT

+9.82%

10Y(CAGR)

SCHO

+1.72%

DFAT

N/A

Max(CAGR)

SCHO

+1.35%

Winner

DFAT

+9.82%

SCHO vs DFAT - Annual Returns (2010 - 2026)

Returns include dividend reinvestment.

Year	SCHO	DFAT
2026	+0.61%	+12.40%
2025	+5.14%	+8.95%
2024	+3.78%	+8.30%
2023	+4.20%	+21.45%
2022	-3.76%	-6.99%
2021	-0.66%	+5.08%
2020	+3.11%	N/A
2019	+3.49%	N/A
2018	+1.36%	N/A
2017	+0.35%	N/A
2016	+0.68%	N/A
2015	+0.43%	N/A
2014	+0.61%	N/A
2013	+0.35%	N/A
2012	+0.31%	N/A
2011	+1.43%	N/A
2010	+0.15%	N/A

SCHO vs DFAT Drawdown Comparison

The maximum drawdown for SCHO was -5.69%, occurring on Oct 20, 2022. Recovery took 700 trading sessions.

The maximum drawdown for DFAT was -26.11%, occurring on Apr 8, 2025. Recovery took 260 trading sessions.

The current SCHO drawdown is -0.12%. The current DFAT drawdown is -0.55%.

Rank	SCHO	DFAT
#1	-5.69% Aug 3, 2021 - May 15, 2024	-26.11% Nov 25, 2024 - Dec 10, 2025
#2	-1.07% Sep 7, 2017 - Nov 19, 2018	-20.00% Nov 16, 2021 - Feb 1, 2023
#3	-0.98% Sep 24, 2024 - Jan 24, 2025	-16.46% Feb 2, 2023 - Jul 31, 2023
#4	-0.94% Jul 5, 2016 - Aug 1, 2017	-13.76% Jul 31, 2023 - Dec 13, 2023
#5	-0.86% Feb 27, 2026 - Mar 26, 2026	-9.76% Jul 31, 2024 - Nov 6, 2024
#6	-0.78% Nov 1, 2010 - Apr 29, 2011	-9.55% Feb 6, 2026 - Apr 20, 2026
#7	-0.70% Oct 14, 2015 - Feb 2, 2016	-9.26% Jun 15, 2021 - Oct 7, 2021
#8	-0.69% Sep 4, 2019 - Oct 3, 2019	-7.81% Mar 28, 2024 - May 15, 2024
#9	-0.64% Apr 30, 2025 - Jun 20, 2025	-6.86% Dec 27, 2023 - Mar 21, 2024
#10	-0.53% Oct 15, 2014 - Jan 14, 2015	-6.33% May 15, 2024 - Jul 15, 2024
#11	-0.48% Feb 11, 2016 - Apr 5, 2016	-3.41% Nov 11, 2024 - Nov 22, 2024
#12	-0.45% Apr 4, 2025 - Apr 21, 2025	-3.33% Oct 25, 2021 - Nov 1, 2021
#13	-0.45% Feb 2, 2015 - Apr 1, 2015	-2.83% Dec 11, 2025 - Jan 6, 2026
#14	-0.45% Jan 30, 2012 - May 11, 2012	-2.73% Jul 16, 2024 - Jul 26, 2024
#15	-0.42% May 1, 2013 - Sep 25, 2013	-1.91% Jan 22, 2026 - Feb 3, 2026

Correlation

Correlation between SCHO and DFAT is 0.89 which considered as a strong positive correlation - the stocks tend to move together.

0.89

-101

Dividend Comparison (2010 - 2026)

SCHO vs DFAT dividend yield comparison.

Year	SCHO	DFAT
2026	1.27%	0.31%
2025	4.06%	1.55%
2024	4.29%	1.31%
2023	3.76%	1.34%
2022	1.34%	1.34%
2021	0.42%	1.13%
2020	1.28%	0.00%
2019	2.27%	0.00%
2018	1.60%	0.00%
2017	1.12%	0.00%
2016	0.82%	0.00%
2015	0.68%	0.00%
2014	0.47%	0.00%
2013	0.29%	0.00%
2012	0.29%	0.00%
2011	0.41%	0.00%
2010	0.13%	0.00%