SCHI vs SPHY

Comparison between SCHWAB 5-10 YEAR CORPORATE BOND ETF (SCHI, ETF) and SPDR PORTFOLIO HIGH YIELD BOND ETF (SPHY, ETF).

5-Year PerformanceSPHY has outperformed SCHI, delivering a return of +4.5% compared to +1.4%

SCHI vs SPHY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHI(ETF)	SPHY(ETF)
Net Assets	$10B	$10B
Expense Ratio	0.03%	0.05%
Max Drawdown	23.65%	23.35%
Sharpe Ratio	0.76	1.30
5Y Beta	0.08	0.23
5Y Dividends CAGR	16.70%	4.66%

Net Assets

Winner

SCHI

$10B

SPHY

$10B

Expense Ratio

Winner

SCHI

0.03%

SPHY

0.05%

Max Drawdown

SCHI

23.65%

Winner

SPHY

23.35%

Sharpe Ratio

SCHI

0.76

Winner

SPHY

1.30

5Y Beta

Winner

SCHI

0.08

SPHY

0.23

5Y Dividends CAGR

Winner

SCHI

16.70%

SPHY

4.66%

SCHI vs SPHY - Historical Returns

Returns include dividend reinvestment.

Period	SCHI	SPHY
1 month	+0.15%	+0.50%
3 months	-0.08%	+0.58%
6 months	+1.28%	+2.89%
1 year	+7.51%	+8.91%
5 years(CAGR)	+1.39%	+4.46%
10 years(CAGR)	N/A	+5.31%
Max(CAGR)	+2.25%	+4.97%

SCHI

+0.15%

Winner

SPHY

+0.50%

SCHI

-0.08%

Winner

SPHY

+0.58%

SCHI

+1.28%

Winner

SPHY

+2.89%

SCHI

+7.51%

Winner

SPHY

+8.91%

5Y(CAGR)

SCHI

+1.39%

Winner

SPHY

+4.46%

10Y(CAGR)

SCHI

N/A

SPHY

+5.31%

Max(CAGR)

SCHI

+2.25%

Winner

SPHY

+4.97%

SCHI vs SPHY - Annual Returns (2012 - 2026)

Returns include dividend reinvestment.

Year	SCHI	SPHY
2026	+0.54%	+1.42%
2025	+9.42%	+8.31%
2024	+3.71%	+8.81%
2023	+8.39%	+12.80%
2022	-13.56%	-10.48%
2021	-1.70%	+5.74%
2020	+9.65%	+6.44%
2019	+1.00%	+13.55%
2018	N/A	-2.69%
2017	N/A	+6.73%
2016	N/A	+11.15%
2015	N/A	-3.64%
2014	N/A	+6.53%
2013	N/A	-1.34%
2012	N/A	+7.21%

SCHI vs SPHY Drawdown Comparison

The maximum drawdown for SCHI was -20.67%, occurring on Oct 20, 2022. Recovery took 995 trading sessions.

The maximum drawdown for SPHY was -21.97%, occurring on Mar 23, 2020. Recovery took 164 trading sessions.

The current SCHI drawdown is -1.07%. The current SPHY drawdown is -0.06%.

Rank	SCHI	SPHY
#1	-20.67% Aug 3, 2021 - Jul 22, 2025	-21.97% Feb 14, 2020 - Oct 8, 2020
#2	-16.83% Mar 4, 2020 - Jun 8, 2020	-15.29% Dec 28, 2021 - Dec 14, 2023
#3	-4.36% Dec 31, 2020 - Aug 2, 2021	-8.30% Apr 16, 2015 - Apr 25, 2016
#4	-3.01% Feb 27, 2026 - Mar 27, 2026	-7.23% May 2, 2013 - Feb 24, 2014
#5	-1.44% Aug 6, 2020 - Nov 19, 2020	-4.86% Feb 26, 2025 - May 12, 2025
#6	-1.20% Oct 27, 2025 - Nov 26, 2025	-4.21% Dec 29, 2017 - Feb 15, 2019
#7	-1.12% Nov 1, 2019 - Nov 26, 2019	-4.17% Oct 24, 2016 - Jan 18, 2017
#8	-0.97% Jun 10, 2020 - Jun 15, 2020	-2.48% Aug 21, 2014 - Jan 14, 2015
#9	-0.82% Sep 15, 2025 - Oct 13, 2025	-2.41% Feb 20, 2026 - Apr 8, 2026
#10	-0.78% Jan 14, 2026 - Feb 5, 2026	-2.36% Nov 9, 2021 - Dec 23, 2021
#11	-0.65% Nov 26, 2025 - Dec 26, 2025	-2.29% Mar 27, 2024 - May 3, 2024
#12	-0.64% Jun 16, 2020 - Jul 1, 2020	-2.28% Jan 29, 2013 - Apr 16, 2013
#13	-0.56% Nov 30, 2020 - Dec 15, 2020	-2.07% Sep 17, 2012 - Oct 11, 2012
#14	-0.52% Aug 13, 2025 - Aug 22, 2025	-1.99% Mar 1, 2017 - Apr 10, 2017
#15	-0.49% Dec 3, 2019 - Dec 13, 2019	-1.84% Feb 27, 2015 - Apr 15, 2015

Correlation

Correlation between SCHI and SPHY is 0.68 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.68

-101

Dividend Comparison (2012 - 2026)

SCHI vs SPHY dividend yield comparison.

Year	SCHI	SPHY
2026	1.69%	2.35%
2025	4.99%	7.38%
2024	5.12%	7.80%
2023	4.28%	7.30%
2022	3.10%	6.47%
2021	1.93%	5.13%
2020	2.31%	5.63%
2019	0.53%	5.73%
2018	0.00%	4.09%
2017	0.00%	4.41%
2016	0.00%	4.27%
2015	0.00%	4.29%
2014	0.00%	3.98%
2013	0.00%	4.41%
2012	0.00%	2.17%