SCHF vs BIV

Comparison between SCHWAB INTERNATIONAL EQUITY ETF (SCHF, ETF) and VANGUARD INTERMEDIATE-TERM BOND INDEX FUND ETF SHARES (BIV, ETF).

5-Year PerformanceSCHF has outperformed BIV, delivering a return of +9.9% compared to +0.4%

SCHF vs BIV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SCHF(ETF)	BIV(ETF)
Net Assets	$57B	$52B
Expense Ratio	0.03%	0.03%
Max Drawdown	38.65%	25.30%
Sharpe Ratio	1.84	0.35
5Y Beta	0.74	0.03
5Y Dividends CAGR	10.90%	3.55%

Net Assets

Winner

SCHF

$57B

BIV

$52B

Expense Ratio

SCHF

0.03%

BIV

0.03%

Max Drawdown

SCHF

38.65%

Winner

BIV

25.30%

Sharpe Ratio

Winner

SCHF

1.84

BIV

0.35

5Y Beta

SCHF

0.74

Winner

BIV

0.03

5Y Dividends CAGR

Winner

SCHF

10.90%

BIV

3.55%

SCHF vs BIV - Historical Returns

Returns include dividend reinvestment.

Period	SCHF	BIV
1 month	+4.51%	+0.04%
3 months	+3.83%	-0.12%
6 months	+18.93%	+0.73%
1 year	+36.51%	+5.74%
5 years(CAGR)	+9.89%	+0.41%
10 years(CAGR)	+10.39%	+2.00%
Max(CAGR)	+7.78%	+3.87%

Winner

SCHF

+4.51%

BIV

+0.04%

Winner

SCHF

+3.83%

BIV

-0.12%

Winner

SCHF

+18.93%

BIV

+0.73%

Winner

SCHF

+36.51%

BIV

+5.74%

5Y(CAGR)

Winner

SCHF

+9.89%

BIV

+0.41%

10Y(CAGR)

Winner

SCHF

+10.39%

BIV

+2.00%

Max(CAGR)

Winner

SCHF

+7.78%

BIV

+3.87%

SCHF vs BIV - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	SCHF	BIV
2026	+12.32%	+0.31%
2025	+34.97%	+8.48%
2024	+4.39%	+2.01%
2023	+17.58%	+5.52%
2022	-15.33%	-12.65%
2021	+10.64%	-2.39%
2020	+8.62%	+9.43%
2019	+22.58%	+10.08%
2018	-14.92%	+0.14%
2017	+25.09%	+3.73%
2016	+4.70%	+2.78%
2015	-2.12%	+0.81%
2014	-3.95%	+7.02%
2013	+17.11%	-3.49%
2012	+15.62%	+6.89%
2011	-13.16%	+11.22%
2010	+6.47%	+8.70%
2009	+4.83%	+5.49%
2008	N/A	+6.85%
2007	N/A	+6.32%

SCHF vs BIV Drawdown Comparison

The maximum drawdown for SCHF was -34.91%, occurring on Mar 23, 2020. Recovery took 704 trading sessions.

The maximum drawdown for BIV was -18.95%, occurring on Oct 20, 2022. Recovery took 1387 trading sessions.

The current SCHF drawdown is -0.04%. The current BIV drawdown is -1.54%.

Rank	SCHF	BIV
#1	-34.91% Jan 26, 2018 - Nov 11, 2020	-18.95% Aug 6, 2020 - Feb 13, 2026
#2	-29.14% Sep 3, 2021 - Feb 22, 2024	-13.63% Sep 15, 2008 - Dec 16, 2008
#3	-26.37% Apr 29, 2011 - Apr 29, 2013	-9.16% Mar 6, 2020 - May 22, 2020
#4	-23.70% Jul 3, 2014 - May 4, 2017	-7.66% May 1, 2013 - Aug 13, 2014
#5	-19.22% Apr 14, 2010 - Oct 8, 2010	-6.02% Nov 4, 2010 - Jun 1, 2011
#6	-13.41% Mar 19, 2025 - Apr 28, 2025	-5.93% Jul 8, 2016 - Sep 5, 2017
#7	-12.90% Jan 14, 2010 - Apr 14, 2010	-5.76% Dec 30, 2008 - Jul 8, 2009
#8	-11.48% Feb 25, 2026 - May 6, 2026	-5.05% Sep 7, 2017 - Jan 31, 2019
#9	-10.47% May 21, 2013 - Sep 10, 2013	-3.93% Mar 19, 2008 - Sep 15, 2008
#10	-9.67% Sep 26, 2024 - Mar 5, 2025	-3.59% Jan 30, 2015 - Feb 2, 2016
#11	-9.63% Mar 3, 2011 - Apr 8, 2011	-3.14% May 8, 2007 - Aug 17, 2007
#12	-8.17% Nov 4, 2010 - Jan 3, 2011	-2.87% Feb 27, 2026 - Mar 26, 2026
#13	-7.62% Jul 12, 2024 - Aug 21, 2024	-2.77% Sep 22, 2011 - Dec 16, 2011
#14	-7.07% Dec 31, 2013 - Feb 24, 2014	-2.74% Nov 30, 2009 - Mar 2, 2010
#15	-5.36% Nov 12, 2025 - Dec 10, 2025	-2.46% Sep 4, 2019 - Oct 4, 2019

Correlation

Correlation between SCHF and BIV is 0.80 which considered as a strong positive correlation - the stocks tend to move together.

0.80

-101

Dividend Comparison (2007 - 2026)

SCHF vs BIV dividend yield comparison.

Year	SCHF	BIV
2026	0.00%	1.40%
2025	3.42%	4.01%
2024	3.26%	3.79%
2023	2.97%	3.09%
2022	2.80%	2.41%
2021	3.19%	3.42%
2020	2.08%	2.95%
2019	2.95%	2.75%
2018	3.06%	2.88%
2017	2.35%	2.69%
2016	2.58%	3.01%
2015	2.26%	3.02%
2014	2.90%	3.42%
2013	2.21%	4.22%
2012	2.67%	5.15%
2011	3.20%	5.17%
2010	1.71%	4.54%
2009	0.16%	4.39%
2008	0.00%	4.45%
2007	0.00%	3.09%