SCHA vs XLU
Comparison between SCHWAB U.S. SMALL-CAP ETF (SCHA, ETF) and STATE STREET(R) UTILITIES SELECT SECTOR SPDR(R) ETF (XLU, ETF).
5-Year PerformanceXLU has outperformed SCHA, delivering a return of +9.4% compared to +7.2%
SCHA vs XLU - Performance Comparison
Key Characteristics
Financial metrics and valuation ratios
Net Assets
Winner
SCHA
$23B
XLU
$22B
Expense Ratio
Winner
SCHA
0.04%
XLU
0.08%
Max Drawdown
Winner
SCHA
43.02%
XLU
55.68%
Sharpe Ratio
Winner
SCHA
1.75
XLU
0.67
5Y Beta
SCHA
1.10
Winner
XLU
0.33
P/E Ratio
SCHA
169.53
Winner
XLU
19.62
Forward P/E
Winner
SCHA
14.44
XLU
18.19
PEG Ratio
SCHA
N/A
XLU
0.78
5Y Dividends CAGR
Winner
SCHA
6.60%
XLU
3.84%
5Y EPS CAGR
Winner
SCHA
13.25%
XLU
13.18%
Debt to Equity
Winner
SCHA
42.83%
XLU
125.66%
P/S Ratio
Winner
SCHA
1.34
XLU
2.83
P/B Ratio
Winner
SCHA
2.15
XLU
2.28
SCHA vs XLU - Holdings Comparison
SCHA and XLU have 1 common holdings. Overlap is 0.00%
SCHA's top 25 holdings weight is 7.29%. XLU's top 25 holdings weight is 91.85%.
| Rank | SCHA | XLU |
|---|---|---|
| #1 | SANDISK CORP ORDINARY SHARES (SNDK) - 0.50% | NEXTERA ENERGY INC (NEE) - 12.97% |
| #2 | RIGETTI COMPUTING INC (RGTI) - 0.46% | SOUTHERN CO (SO) - 7.51% |
| #3 | n/a (RKT) - 0.40% | DUKE ENERGY CORP (DUK) - 7.07% |
| #4 | D-WAVE QUANTUM INC (QBTS) - 0.38% | CONSTELLATION ENERGY CORP (CEG) - 5.90% |
| #5 | COEUR MINING INC (CDE) - 0.36% | AMERICAN ELECTRIC POWER CO INC (AEP) - 5.07% |
| #6 | NEXTRACKER INC ORDINARY SHARES CLASS A (NXT) - 0.35% | SEMPRA (SRE) - 4.35% |
| #7 | n/a (HIMS) - 0.33% | DOMINION ENERGY INC (D) - 4.15% |
| #8 | ATI INC (ATI) - 0.29% | ENTERGY CORP (ETR) - 3.64% |
| #9 | IONIS PHARMACEUTICALS INC (IONS) - 0.29% | VISTRA CORP (VST) - 3.42% |
| #10 | SAMSARA INC ORDINARY SHARES CLASS A (IOT) - 0.28% | EXELON CORP (EXC) - 3.40% |
| #11 | STERLING INFRASTRUCTURE INC (STRL) - 0.28% | XCEL ENERGY INC (XEL) - 3.38% |
| #12 | MUELLER INDUSTRIES INC (MLI) - 0.28% | PUBLIC SERVICE ENTERPRISE GROUP INC (PEG) - 2.88% |
| #13 | LUMENTUM HOLDINGS INC (LITE) - 0.27% | CONSOLIDATED EDISON INC (ED) - 2.82% |
| #14 | ENSIGN GROUP INC (ENSG) - 0.26% | WEC ENERGY GROUP INC (WEC) - 2.70% |
| #15 | RAMBUS INC (RMBS) - 0.26% | PG&E CORP (PCG) - 2.67% |
| #16 | SOUTHSTATE BANK CORP (SSB) - 0.25% | DTE ENERGY CO (DTE) - 2.22% |
| #17 | ECHOSTAR CORP CLASS A (SATS) - 0.25% | AMEREN CORP (AEE) - 2.19% |
| #18 | INTERDIGITAL INC (IDCC) - 0.24% | ATMOS ENERGY CORP (ATO) - 2.04% |
| #19 | APPLIED INDUSTRIAL TECHNOLOGIES INC (AIT) - 0.24% | CENTERPOINT ENERGY INC (CNP) - 2.03% |
| #20 | BRIDGEBIO PHARMA INC (BBIO) - 0.24% | NRG ENERGY INC (NRG) - 2.03% |
| #21 | SILICON LABORATORIES INC (SLAB) - 0.22% | EDISON INTERNATIONAL (EIX) - 2.01% |
| #22 | SPIRIT AEROSYSTEMS HOLDINGS INC CLASS A (SPR) - 0.22% | PPL CORP (PPL) - 1.94% |
| #23 | OSCAR HEALTH INC CLASS A (OSCR) - 0.22% | EVERSOURCE ENERGY (ES) - 1.91% |
| #24 | PJT PARTNERS INC CLASS A (PJT) - 0.22% | AMERICAN WATER WORKS CO INC (AWK) - 1.80% |
| #25 | n/a (MWA) - 0.20% | FIRSTENERGY CORP (FE) - 1.75% |
| Total Holdings | 1709 | 34 |
SCHA vs XLU - Historical Returns
Returns include dividend reinvestment.
1M
Winner
SCHA
+5.32%
XLU
-1.46%
3M
Winner
SCHA
+21.26%
XLU
-3.57%
6M
Winner
SCHA
+19.84%
XLU
+5.47%
1Y
Winner
SCHA
+41.48%
XLU
+11.82%
5Y(CAGR)
SCHA
+7.19%
Winner
XLU
+9.39%
10Y(CAGR)
Winner
SCHA
+11.52%
XLU
+9.25%
Max(CAGR)
Winner
SCHA
+12.55%
XLU
+7.86%
SCHA vs XLU - Annual Returns (1999 - 2026)
Returns include dividend reinvestment.
| Year | SCHA | XLU |
|---|---|---|
| 2026 | +21.13% | +3.84% |
| 2025 | +11.64% | +15.12% |
| 2024 | +11.85% | +21.52% |
| 2023 | +19.16% | -7.17% |
| 2022 | -20.62% | +2.43% |
| 2021 | +18.07% | +20.74% |
| 2020 | +19.19% | +1.85% |
| 2019 | +26.04% | +28.12% |
| 2018 | -12.63% | +4.90% |
| 2017 | +14.15% | +12.31% |
| 2016 | +22.30% | +16.30% |
| 2015 | -3.91% | -5.35% |
| 2014 | +7.50% | +30.73% |
| 2013 | +35.74% | +11.01% |
| 2012 | +16.68% | +2.87% |
| 2011 | -4.64% | +19.04% |
| 2010 | +25.72% | +5.10% |
| 2009 | +9.88% | +9.16% |
| 2008 | N/A | -28.52% |
| 2007 | N/A | +18.09% |
| 2006 | N/A | +18.82% |
| 2005 | N/A | +17.72% |
| 2004 | N/A | +23.90% |
| 2003 | N/A | +23.54% |
| 2002 | N/A | -29.77% |
| 2001 | N/A | -11.65% |
| 2000 | N/A | +26.52% |
| 1999 | N/A | -5.71% |
SCHA vs XLU Drawdown Comparison
The maximum drawdown for SCHA was -42.41%, occurring on Mar 23, 2020. Recovery took 206 trading sessions.
The maximum drawdown for XLU was -51.96%, occurring on Oct 9, 2002. Recovery took 933 trading sessions.
The current XLU drawdown is -6.06%.
| Rank | SCHA | XLU |
|---|---|---|
| #1 | -42.41% Jan 16, 2020 - Nov 9, 2020 | -51.96% May 21, 2001 - Feb 8, 2005 |
| #2 | -30.79% Nov 8, 2021 - Oct 16, 2024 | -46.49% Dec 10, 2007 - Jun 14, 2012 |
| #3 | -28.37% Apr 29, 2011 - Sep 6, 2012 | -36.03% Feb 18, 2020 - Aug 5, 2021 |
| #4 | -27.29% Nov 25, 2024 - Sep 18, 2025 | -25.26% Sep 12, 2022 - Aug 1, 2024 |
| #5 | -26.45% Aug 31, 2018 - Jan 16, 2020 | -21.46% Nov 1, 1999 - Jun 13, 2000 |
| #6 | -24.96% Jun 23, 2015 - Nov 11, 2016 | -15.71% Apr 8, 2022 - Aug 12, 2022 |
| #7 | -19.99% Apr 23, 2010 - Nov 5, 2010 | -15.69% Jan 29, 2015 - Mar 8, 2016 |
| #8 | -12.15% Jul 3, 2014 - Dec 23, 2014 | -15.59% Nov 14, 2017 - Oct 24, 2018 |
| #9 | -9.55% Sep 14, 2012 - Jan 2, 2013 | -13.25% Dec 13, 2000 - May 21, 2001 |
| #10 | -9.51% Jan 22, 2026 - Apr 13, 2026 | -12.44% Jul 6, 2016 - Mar 22, 2017 |
| #11 | -9.18% Jan 23, 2018 - May 17, 2018 | -12.04% Apr 30, 2013 - Feb 14, 2014 |
| #12 | -9.04% Jan 19, 2010 - Mar 2, 2010 | -11.86% Oct 3, 2005 - Jul 19, 2006 |
| #13 | -8.73% Mar 15, 2021 - Jun 8, 2021 | -11.73% May 18, 2007 - Oct 31, 2007 |
| #14 | -8.53% Jun 8, 2021 - Oct 25, 2021 | -10.51% Nov 29, 2024 - May 16, 2025 |
| #15 | -7.54% Oct 27, 2025 - Dec 3, 2025 | -9.94% Jul 30, 2012 - Feb 28, 2013 |
Correlation
Correlation between SCHA and XLU is 0.97 which considered as a very strong positive correlation - the stocks move almost identically together.
0.97
-101
Dividend Comparison (1999 - 2026)
SCHA vs XLU dividend yield comparison.
| Year | SCHA | XLU |
|---|---|---|
| 2026 | 0.11% | 0.70% |
| 2025 | 1.26% | 2.71% |
| 2024 | 1.51% | 2.96% |
| 2023 | 1.42% | 3.39% |
| 2022 | 1.37% | 2.92% |
| 2021 | 1.19% | 2.79% |
| 2020 | 1.05% | 3.14% |
| 2019 | 1.39% | 2.95% |
| 2018 | 1.58% | 3.33% |
| 2017 | 1.24% | 3.33% |
| 2016 | 1.50% | 3.41% |
| 2015 | 1.48% | 3.67% |
| 2014 | 1.45% | 3.19% |
| 2013 | 1.14% | 3.86% |
| 2012 | 1.87% | 4.14% |
| 2011 | 1.23% | 3.80% |
| 2010 | 0.98% | 4.06% |
| 2009 | 0.22% | 4.11% |
| 2008 | 0.00% | 4.26% |
| 2007 | 0.00% | 2.59% |
| 2006 | 0.00% | 3.23% |
| 2005 | 0.00% | 3.22% |
| 2004 | 0.00% | 3.14% |
| 2003 | 0.00% | 3.41% |
| 2002 | 0.00% | 4.81% |
| 2001 | 0.00% | 3.14% |
| 2000 | 0.00% | 4.26% |
| 1999 | 0.00% | 1.30% |
Select Stocks to Compare
Popular: SCHA vs SPYXLU vs SPY
More Comparisons
Compare with similar stocks