SB vs HRTG

Comparison between Safe Bulkers Inc (SB, Company) and Heritage Insurance Holdings Inc (HRTG, Company).

SB is from the Industrials sector, while HRTG is from the Financial Services sector.

5-Year PerformanceHRTG has outperformed SB, delivering a return of +22.8% compared to +16.8%

SB vs HRTG - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SB(COMPANY)	HRTG(COMPANY)
Market Cap	$668M	$671M
Max Drawdown	98.41%	95.13%
Sharpe Ratio	1.82	0.08
5Y Beta	0.79	0.50
Industry	Marine Shipping	Insurance - Property & Casualty
P/E Ratio	17.32	3.38
Forward P/E	2.10	N/A
PEG Ratio	3.33	0.02
Dividend Yield	3.13%	N/A
5Y Dividends CAGR	N/A	0.00%
Debt to Equity	66.04%	14.91%
Free Cash Flow Yield	15.32%	29.58%
P/S Ratio	2.42	0.79
P/B Ratio	0.80	1.29

Market Cap

$668M

Winner

HRTG

$671M

Max Drawdown

98.41%

Winner

HRTG

95.13%

Sharpe Ratio

Winner

1.82

HRTG

0.08

5Y Beta

0.79

Winner

HRTG

0.50

Industry

Marine Shipping

HRTG

Insurance - Property & Casualty

P/E Ratio

17.32

Winner

HRTG

3.38

Forward P/E

2.10

HRTG

N/A

PEG Ratio

3.33

Winner

HRTG

0.02

Dividend Yield

3.13%

HRTG

N/A

5Y Dividends CAGR

N/A

HRTG

0.00%

Debt to Equity

66.04%

Winner

HRTG

14.91%

Free Cash Flow Yield

15.32%

Winner

HRTG

29.58%

P/S Ratio

2.42

Winner

HRTG

0.79

P/B Ratio

Winner

0.80

HRTG

1.29

SB vs HRTG - Historical Returns

Returns include dividend reinvestment.

Period	SB	HRTG
1 month	-8.58%	-23.60%
3 months	+3.34%	-17.83%
6 months	+24.50%	-17.06%
1 year	+75.59%	-8.77%
5 years(CAGR)	+16.77%	+22.83%
10 years(CAGR)	+21.30%	+6.79%
Max(CAGR)	-1.83%	+6.90%

Winner

-8.58%

HRTG

-23.60%

Winner

+3.34%

HRTG

-17.83%

Winner

+24.50%

HRTG

-17.06%

Winner

+75.59%

HRTG

-8.77%

5Y(CAGR)

+16.77%

Winner

HRTG

+22.83%

10Y(CAGR)

Winner

+21.30%

HRTG

+6.79%

Max(CAGR)

-1.83%

Winner

HRTG

+6.90%

SB vs HRTG - Annual Returns (2008 - 2026)

Returns include dividend reinvestment.

Year	SB	HRTG
2026	+35.59%	-18.73%
2025	+38.14%	+139.44%
2024	-5.66%	+87.89%
2023	+45.43%	+252.43%
2022	-20.83%	-68.65%
2021	+179.26%	-41.81%
2020	-23.53%	-21.15%
2019	-12.82%	-9.90%
2018	-45.90%	-15.53%
2017	+171.43%	+14.64%
2016	+52.70%	-23.76%
2015	-78.66%	+11.63%
2014	-60.61%	+68.96%
2013	+200.69%	N/A
2012	-41.42%	N/A
2011	-26.95%	N/A
2010	+6.83%	N/A
2009	+23.90%	N/A
2008	-59.75%	N/A

SB vs HRTG Drawdown Comparison

The maximum drawdown for SB was -97.32%, occurring on Jan 20, 2016. This drawdown has not yet recovered.

The maximum drawdown for HRTG was -94.36%, occurring on Oct 20, 2022. Recovery took 2466 trading sessions.

The current SB drawdown is -29.38%. The current HRTG drawdown is -28.81%.

Rank	SB	HRTG
#1	-97.32% Aug 29, 2008 - Jan 20, 2016	-94.36% Jul 17, 2015 - May 7, 2025
#2	-6.95% Jun 2, 2008 - Aug 20, 2008	-32.95% Nov 14, 2025 - Jun 3, 2026
#3	-3.17% Aug 21, 2008 - Aug 28, 2008	-26.90% May 9, 2025 - Sep 19, 2025
#4	N/A	-19.47% Sep 19, 2025 - Nov 7, 2025
#5	N/A	-11.87% Mar 11, 2015 - Jun 30, 2015
#6	N/A	-11.09% Nov 5, 2014 - Dec 9, 2014
#7	N/A	-10.65% Jul 1, 2014 - Oct 21, 2014
#8	N/A	-5.07% Dec 23, 2014 - Feb 5, 2015
#9	N/A	-5.00% Dec 9, 2014 - Dec 22, 2014
#10	N/A	-4.26% Jun 20, 2014 - Jul 1, 2014
#11	N/A	-3.08% Jun 9, 2014 - Jun 11, 2014
#12	N/A	-2.63% Jul 6, 2015 - Jul 14, 2015
#13	N/A	-2.13% Nov 7, 2025 - Nov 12, 2025
#14	N/A	-1.90% Mar 6, 2015 - Mar 11, 2015
#15	N/A	-1.79% Oct 21, 2014 - Oct 24, 2014

Correlation

Correlation between SB and HRTG is 0.25 which considered as a very weak or no correlation - the stocks move independently of each other.

0.25

-101

Dividend Comparison (2008 - 2026)

SB vs HRTG dividend yield comparison.

Year	SB	HRTG
2026	0.77%	0.00%
2025	4.15%	0.00%
2024	5.60%	0.00%
2023	5.09%	0.00%
2022	6.87%	6.67%
2021	0.00%	4.08%
2020	0.00%	2.37%
2019	0.00%	1.81%
2018	0.00%	1.63%
2017	0.00%	1.33%
2016	0.00%	1.47%
2015	4.94%	0.23%
2014	5.63%	0.00%
2013	2.02%	0.00%
2012	14.88%	0.00%
2011	10.02%	0.00%
2010	6.77%	0.00%
2009	6.85%	0.00%
2008	9.37%	0.00%