SAT vs ISTR

Comparison between Saratoga Investment Corp (SAT, Company) and Investar Holding Corp (ISTR, Company).

SAT vs ISTR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SAT(COMPANY)	ISTR(COMPANY)
Market Cap	$407M	$406M
Max Drawdown	9.08%	68.64%
Sharpe Ratio	0.87	1.70
5Y Beta	0.02	0.78
Industry	N/A	Banks - Regional
P/E Ratio	10.86	11.53
Forward P/E	N/A	9.84
PEG Ratio	0.36	0.74
Dividend Yield	N/A	1.52%
5Y Dividends CAGR	N/A	1.74%
5Y EPS CAGR	N/A	7.89%
Debt to Equity	186.64%	0.00%
Free Cash Flow Yield	-21.65%	5.83%
P/S Ratio	N/A	3.77
P/B Ratio	N/A	1.05

Market Cap

Winner

SAT

$407M

ISTR

$406M

Max Drawdown

Winner

SAT

9.08%

ISTR

68.64%

Sharpe Ratio

SAT

0.87

Winner

ISTR

1.70

5Y Beta

Winner

SAT

0.02

ISTR

0.78

Industry

SAT

N/A

ISTR

Banks - Regional

P/E Ratio

Winner

SAT

10.86

ISTR

11.53

Forward P/E

SAT

N/A

ISTR

9.84

PEG Ratio

Winner

SAT

0.36

ISTR

0.74

Dividend Yield

SAT

N/A

ISTR

1.52%

5Y Dividends CAGR

SAT

N/A

ISTR

1.74%

5Y EPS CAGR

SAT

N/A

ISTR

7.89%

Debt to Equity

SAT

186.64%

Winner

ISTR

0.00%

Free Cash Flow Yield

SAT

-21.65%

Winner

ISTR

5.83%

P/S Ratio

SAT

N/A

ISTR

3.77

P/B Ratio

SAT

N/A

ISTR

1.05

SAT vs ISTR - Historical Returns

Returns include dividend reinvestment.

Period	SAT	ISTR
1 month	+1.10%	+8.14%
3 months	+2.86%	+12.79%
6 months	+3.79%	+11.83%
1 year	+8.27%	+59.97%
5 years(CAGR)	+5.79%	+7.99%
10 years(CAGR)	N/A	+8.67%
Max(CAGR)	+5.79%	+7.98%

SAT

+1.10%

Winner

ISTR

+8.14%

SAT

+2.86%

Winner

ISTR

+12.79%

SAT

+3.79%

Winner

ISTR

+11.83%

SAT

+8.27%

Winner

ISTR

+59.97%

5Y(CAGR)

SAT

+5.79%

Winner

ISTR

+7.99%

10Y(CAGR)

SAT

N/A

ISTR

+8.67%

Max(CAGR)

SAT

+5.79%

Winner

ISTR

+7.98%

SAT vs ISTR - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	SAT	ISTR
2026	+3.79%	+15.50%
2025	+6.14%	+28.40%
2024	+10.47%	+50.78%
2023	+10.76%	-28.77%
2022	-6.86%	+20.41%
2021	N/A	+14.24%
2020	N/A	-30.20%
2019	N/A	-0.31%
2018	N/A	+5.99%
2017	N/A	+27.57%
2016	N/A	+7.22%
2015	N/A	+25.96%
2014	N/A	-2.37%

SAT vs ISTR Drawdown Comparison

The maximum drawdown for SAT was -8.80%, occurring on Nov 3, 2022. Recovery took 323 trading sessions.

The maximum drawdown for ISTR was -68.22%, occurring on Mar 23, 2020. Recovery took 1864 trading sessions.

The current SAT drawdown is -0.12%.

Rank	SAT	ISTR
#1	-8.80% Aug 4, 2022 - Nov 15, 2023	-68.22% Jul 6, 2018 - Dec 4, 2025
#2	-3.37% May 6, 2022 - Aug 4, 2022	-22.12% Dec 14, 2015 - Nov 18, 2016
#3	-3.02% Dec 31, 2024 - May 15, 2025	-13.33% Mar 30, 2015 - Nov 25, 2015
#4	-2.74% Jun 4, 2024 - Aug 2, 2024	-11.92% Feb 6, 2026 - Jun 12, 2026
#5	-1.74% Sep 27, 2024 - Nov 14, 2024	-10.31% Feb 17, 2015 - Mar 9, 2015
#6	-1.61% Dec 28, 2023 - Jan 25, 2024	-9.92% Jul 16, 2014 - Dec 16, 2014
#7	-1.54% Jun 13, 2025 - Jul 1, 2025	-9.22% Dec 18, 2014 - Feb 17, 2015
#8	-1.52% Jan 29, 2024 - Feb 6, 2024	-8.56% Feb 1, 2018 - Mar 16, 2018
#9	-1.40% Apr 4, 2024 - May 14, 2024	-7.91% Jul 5, 2017 - Sep 26, 2017
#10	-1.32% Feb 16, 2024 - Mar 20, 2024	-6.45% Apr 24, 2018 - May 21, 2018
#11	-1.22% Nov 15, 2024 - Dec 31, 2024	-6.35% Oct 20, 2017 - Dec 18, 2017
#12	-1.18% Aug 2, 2024 - Aug 15, 2024	-6.15% Dec 16, 2016 - Dec 29, 2016
#13	-1.16% Sep 9, 2025 - Oct 27, 2025	-5.54% Jan 26, 2017 - Feb 9, 2017
#14	-0.84% May 27, 2026 - Jun 1, 2026	-5.29% Jan 17, 2018 - Feb 1, 2018
#15	-0.70% Aug 21, 2024 - Sep 10, 2024	-4.95% Mar 19, 2018 - Apr 18, 2018

Correlation

Correlation between SAT and ISTR is 0.73 which considered as a strong positive correlation - the stocks tend to move together.

0.73

-101

Dividend Comparison (2014 - 2026)

SAT vs ISTR dividend yield comparison.

Year	SAT	ISTR
2026	3.00%	0.36%
2025	6.06%	1.63%
2024	6.01%	1.87%
2023	6.29%	2.65%
2022	0.00%	1.70%
2021	0.00%	2.66%
2020	0.00%	1.51%
2019	0.00%	0.95%
2018	0.00%	0.81%
2017	0.00%	0.30%
2016	0.00%	0.23%
2015	0.00%	0.18%
2014	0.00%	0.10%