SAR vs FDBC

Comparison between Saratoga Investment Corp (SAR, Company) and Fidelity D&D Bancorp Inc (FDBC, Company).

Both SAR and FDBC are from the Financial Services sector.

5-Year PerformanceSAR has outperformed FDBC, delivering a return of +5.0% compared to +4.0%

SAR vs FDBC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SAR(COMPANY)	FDBC(COMPANY)
Market Cap	$309M	$308M
Max Drawdown	94.01%	72.30%
Sharpe Ratio	-0.45	0.82
5Y Beta	0.52	0.80
Industry	Asset Management	Banks - Regional
P/E Ratio	19.21	10.23
Forward P/E	12.95	N/A
PEG Ratio	N/A	0.28
Dividend Yield	15.50%	3.28%
5Y Dividends CAGR	14.22%	12.11%
5Y EPS CAGR	N/A	9.97%
Debt to Equity	215.98%	0.00%
Free Cash Flow Yield	-47.34%	5.38%

Market Cap

Winner

SAR

$309M

FDBC

$308M

Max Drawdown

SAR

94.01%

Winner

FDBC

72.30%

Sharpe Ratio

SAR

-0.45

Winner

FDBC

0.82

5Y Beta

Winner

SAR

0.52

FDBC

0.80

Industry

SAR

Asset Management

FDBC

Banks - Regional

P/E Ratio

SAR

19.21

Winner

FDBC

10.23

Forward P/E

SAR

12.95

FDBC

N/A

PEG Ratio

SAR

N/A

FDBC

0.28

Dividend Yield

Winner

SAR

15.50%

FDBC

3.28%

5Y Dividends CAGR

Winner

SAR

14.22%

FDBC

12.11%

5Y EPS CAGR

SAR

N/A

FDBC

9.97%

Debt to Equity

SAR

215.98%

Winner

FDBC

0.00%

Free Cash Flow Yield

SAR

-47.34%

Winner

FDBC

5.38%

SAR vs FDBC - Historical Returns

Returns include dividend reinvestment.

Period	SAR	FDBC
1 month	-13.82%	+3.19%
3 months	-11.18%	+20.46%
6 months	-12.22%	+22.20%
1 year	-10.02%	+30.56%
5 years(CAGR)	+5.04%	+4.03%
10 years(CAGR)	+11.91%	+12.46%
Max(CAGR)	+4.92%	+6.41%

SAR

-13.82%

Winner

FDBC

+3.19%

SAR

-11.18%

Winner

FDBC

+20.46%

SAR

-12.22%

Winner

FDBC

+22.20%

SAR

-10.02%

Winner

FDBC

+30.56%

5Y(CAGR)

Winner

SAR

+5.04%

FDBC

+4.03%

10Y(CAGR)

SAR

+11.91%

Winner

FDBC

+12.46%

Max(CAGR)

SAR

+4.92%

Winner

FDBC

+6.41%

SAR vs FDBC - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	SAR	FDBC
2026	-9.25%	+25.15%
2025	+9.10%	-3.71%
2024	+6.50%	-14.35%
2023	+10.72%	+29.53%
2022	-4.08%	-14.46%
2021	+54.28%	-1.50%
2020	-10.77%	+4.61%
2019	+29.96%	-0.00%
2018	-2.27%	+46.07%
2017	+22.47%	+76.42%
2016	+48.92%	+10.21%
2015	+14.78%	+8.09%
2014	-3.24%	+29.39%
2013	+16.35%	+31.80%
2012	+56.12%	+3.59%
2011	-15.58%	+7.79%
2010	+26.49%	+32.81%
2009	+5.90%	-39.42%
2008	-67.73%	-2.70%
2007	-21.56%	-11.08%
2006	N/A	-17.25%
2005	N/A	+25.47%
2004	N/A	-6.05%
2003	N/A	-0.93%
2002	N/A	+4.30%
2001	N/A	+4.97%

SAR vs FDBC Drawdown Comparison

The maximum drawdown for SAR was -90.54%, occurring on Nov 24, 2008. Recovery took 2410 trading sessions.

The maximum drawdown for FDBC was -67.20%, occurring on May 28, 2010. Recovery took 2135 trading sessions.

The current SAR drawdown is -15.71%. The current FDBC drawdown is -11.19%.

Rank	SAR	FDBC
#1	-90.54% Jun 4, 2007 - Dec 27, 2016	-67.20% Jan 26, 2006 - Aug 4, 2014
#2	-69.89% Feb 14, 2020 - Apr 5, 2021	-55.74% Sep 20, 2018 - May 12, 2020
#3	-28.49% Jun 26, 2018 - Jul 26, 2019	-45.03% Nov 13, 2001 - May 16, 2002
#4	-25.99% Oct 6, 2021 - Jan 10, 2023	-18.26% Nov 17, 2015 - Dec 19, 2016
#5	-22.46% May 4, 2026 - Jul 9, 2026	-14.27% Sep 15, 2017 - Nov 10, 2017
#6	-15.50% Feb 17, 2023 - May 24, 2023	-13.99% Jun 27, 2018 - Sep 11, 2018
#7	-15.19% Jun 1, 2023 - Oct 9, 2024	-11.14% Aug 20, 2002 - Jul 28, 2005
#8	-14.36% Apr 1, 2025 - May 6, 2025	-10.23% Nov 21, 2017 - Dec 26, 2017
#9	-13.85% Sep 2, 2025 - Feb 2, 2026	-9.92% Jan 11, 2018 - Apr 10, 2018
#10	-13.25% Jan 10, 2018 - May 15, 2018	-8.56% Aug 4, 2014 - Sep 25, 2014
#11	-12.48% Mar 13, 2017 - Oct 23, 2017	-8.31% Mar 17, 2015 - Nov 5, 2015
#12	-11.73% Mar 4, 2026 - May 1, 2026	-8.20% Dec 26, 2017 - Jan 5, 2018
#13	-8.61% May 6, 2025 - May 27, 2025	-7.87% Dec 17, 2014 - Mar 17, 2015
#14	-7.37% Feb 28, 2025 - Mar 27, 2025	-7.57% Oct 20, 2005 - Dec 20, 2005
#15	-7.20% Mar 27, 2007 - May 29, 2007	-7.42% Jun 19, 2018 - Jun 22, 2018

Correlation

Correlation between SAR and FDBC is 0.85 which considered as a strong positive correlation - the stocks tend to move together.

0.85

-101

Dividend Comparison (2001 - 2026)

SAR vs FDBC dividend yield comparison.

Year	SAR	FDBC
2026	12.30%	1.62%
2025	14.04%	3.74%
2024	13.80%	3.16%
2023	10.90%	2.52%
2022	11.02%	2.86%
2021	6.16%	2.08%
2020	6.57%	1.77%
2019	6.61%	1.70%
2018	10.35%	1.53%
2017	10.51%	2.08%
2016	9.12%	3.43%
2015	14.14%	3.36%
2014	1.21%	3.33%
2013	16.93%	4.15%
2012	27.60%	4.88%
2011	24.29%	4.82%
2010	25.36%	3.70%
2009	103.69%	4.84%
2008	62.99%	4.83%
2007	9.66%	3.26%
2006	0.00%	2.63%
2005	0.00%	2.12%
2004	0.00%	2.60%
2003	0.00%	2.38%
2002	0.00%	2.20%
2001	0.00%	2.10%