SAFT vs JCAP

Comparison between Safety Insurance Group Inc (SAFT, Company) and Jefferson Capital Inc (JCAP, Company).

Both SAFT and JCAP are from the Financial Services sector.

SAFT vs JCAP - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SAFT(COMPANY)	JCAP(COMPANY)
Market Cap	$1.06B	$1.06B
Max Drawdown	49.24%	33.59%
Sharpe Ratio	0.14	0.57
5Y Beta	0.21	0.95
Industry	Insurance - Property & Casualty	Credit Services
P/E Ratio	16.68	6.83
Forward P/E	17.12	N/A
PEG Ratio	197.01	N/A
Dividend Yield	4.82%	3.82%
5Y Dividends CAGR	4.93%	N/A
5Y EPS CAGR	-9.89%	N/A
Debt to Equity	5.84%	0.00%
Free Cash Flow Yield	16.06%	24.11%

Market Cap

Winner

SAFT

$1.06B

JCAP

$1.06B

Max Drawdown

SAFT

49.24%

Winner

JCAP

33.59%

Sharpe Ratio

SAFT

0.14

Winner

JCAP

0.57

5Y Beta

Winner

SAFT

0.21

JCAP

0.95

Industry

SAFT

Insurance - Property & Casualty

JCAP

Credit Services

P/E Ratio

SAFT

16.68

Winner

JCAP

6.83

Forward P/E

SAFT

17.12

JCAP

N/A

PEG Ratio

SAFT

197.01

JCAP

N/A

Dividend Yield

Winner

SAFT

4.82%

JCAP

3.82%

5Y Dividends CAGR

SAFT

4.93%

JCAP

N/A

5Y EPS CAGR

SAFT

-9.89%

JCAP

N/A

Debt to Equity

SAFT

5.84%

Winner

JCAP

0.00%

Free Cash Flow Yield

SAFT

16.06%

Winner

JCAP

24.11%

SAFT vs JCAP - Historical Returns

Returns include dividend reinvestment.

Period	SAFT	JCAP
1 month	+5.02%	+15.99%
3 months	-0.40%	-3.38%
6 months	+0.39%	-10.51%
1 year	+7.95%	+21.47%
5 years(CAGR)	+3.86%	N/A
10 years(CAGR)	+5.89%	N/A
Max(CAGR)	+12.07%	+10.83%

SAFT

+5.02%

Winner

JCAP

+15.99%

Winner

SAFT

-0.40%

JCAP

-3.38%

Winner

SAFT

+0.39%

JCAP

-10.51%

SAFT

+7.95%

Winner

JCAP

+21.47%

5Y(CAGR)

SAFT

+3.86%

JCAP

N/A

10Y(CAGR)

SAFT

+5.89%

JCAP

N/A

Max(CAGR)

Winner

SAFT

+12.07%

JCAP

+10.83%

SAFT vs JCAP - Annual Returns (2002 - 2026)

Returns include dividend reinvestment.

Year	SAFT	JCAP
2026	+0.81%	-8.73%
2025	-1.01%	+23.37%
2024	+11.86%	N/A
2023	-7.84%	N/A
2022	+3.57%	N/A
2021	+14.07%	N/A
2020	-11.91%	N/A
2019	+18.51%	N/A
2018	+8.22%	N/A
2017	+13.99%	N/A
2016	+37.26%	N/A
2015	-6.33%	N/A
2014	+20.88%	N/A
2013	+25.76%	N/A
2012	+17.94%	N/A
2011	-14.14%	N/A
2010	+34.74%	N/A
2009	-0.85%	N/A
2008	+9.67%	N/A
2007	-25.51%	N/A
2006	+29.48%	N/A
2005	+31.84%	N/A
2004	+87.90%	N/A
2003	+22.75%	N/A
2002	+11.47%	N/A

SAFT vs JCAP Drawdown Comparison

The maximum drawdown for SAFT was -44.00%, occurring on Mar 11, 2009. Recovery took 1070 trading sessions.

The maximum drawdown for JCAP was -31.83%, occurring on Jun 3, 2026. This drawdown has not yet recovered.

The current SAFT drawdown is -10.11%. The current JCAP drawdown is -13.65%.

Rank	SAFT	JCAP
#1	-44.00% Aug 7, 2006 - Nov 4, 2010	-31.83% Jan 13, 2026 - Jun 3, 2026
#2	-33.21% Mar 2, 2005 - Nov 7, 2005	-14.37% Jun 27, 2025 - Aug 25, 2025
#3	-32.78% Sep 25, 2019 - Apr 1, 2022	-13.66% Aug 26, 2025 - Nov 10, 2025
#4	-30.45% Jul 1, 2022 - Jul 18, 2023	-10.51% Jan 5, 2026 - Jan 9, 2026
#5	-24.77% Jan 26, 2011 - Aug 17, 2012	-7.08% Nov 14, 2025 - Dec 11, 2025
#6	-20.46% Feb 5, 2015 - Jun 21, 2016	-3.74% Dec 26, 2025 - Jan 5, 2026
#7	-19.58% Sep 6, 2018 - Jun 18, 2019	-2.32% Nov 11, 2025 - Nov 13, 2025
#8	-16.08% Apr 28, 2004 - Aug 16, 2004	-1.76% Jan 9, 2026 - Jan 13, 2026
#9	-14.29% Dec 12, 2005 - Mar 13, 2006	-1.09% Dec 11, 2025 - Dec 16, 2025
#10	-14.01% Dec 30, 2002 - Jun 16, 2003	-0.90% Dec 16, 2025 - Dec 18, 2025
#11	-12.60% Dec 1, 2017 - May 9, 2018	-0.18% Dec 19, 2025 - Dec 23, 2025
#12	-11.90% Mar 20, 2006 - May 9, 2006	N/A
#13	-11.67% Feb 26, 2004 - Apr 2, 2004	N/A
#14	-11.43% May 15, 2006 - Jul 18, 2006	N/A
#15	-10.49% Jan 21, 2014 - Aug 28, 2014	N/A

Correlation

Correlation between SAFT and JCAP is 0.78 which considered as a strong positive correlation - the stocks tend to move together.

0.78

-101

Dividend Comparison (2003 - 2026)

SAFT vs JCAP dividend yield comparison.

Year	SAFT	JCAP
2026	2.47%	2.44%
2025	4.67%	2.15%
2024	4.37%	0.00%
2023	4.74%	0.00%
2022	4.27%	0.00%
2021	4.23%	0.00%
2020	4.62%	0.00%
2019	3.67%	0.00%
2018	3.91%	0.00%
2017	3.73%	0.00%
2016	3.80%	0.00%
2015	4.97%	0.00%
2014	4.06%	0.00%
2013	4.26%	0.00%
2012	4.76%	0.00%
2011	4.94%	0.00%
2010	3.77%	0.00%
2009	4.42%	0.00%
2008	4.20%	0.00%
2007	3.55%	0.00%
2006	1.70%	0.00%
2005	1.49%	0.00%
2004	1.40%	0.00%
2003	1.99%	0.00%