SA vs CUBI

Comparison between Seabridge Gold Inc (SA, Company) and Customers Bancorp Inc (CUBI, Company).

SA is from the Basic Materials sector, while CUBI is from the Financial Services sector.

5-Year PerformanceCUBI has outperformed SA, delivering a return of +14.3% compared to +7.5%

SA vs CUBI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	SA(COMPANY)	CUBI(COMPANY)
Market Cap	$2.65B	$2.65B
Max Drawdown	90.99%	78.56%
Sharpe Ratio	1.14	1.14
5Y Beta	1.20	1.23
Industry	Gold	Banks - Regional
P/E Ratio	-50.77	9.57
Forward P/E	6.12	10.44
PEG Ratio	-0.11	0.10
5Y EPS CAGR	23.16%	11.56%
Debt to Equity	46.48%	3.26%
Free Cash Flow Yield	-4.46%	15.96%
P/S Ratio	N/A	3.33
P/B Ratio	3.14	1.24

Market Cap

Winner

$2.65B

CUBI

$2.65B

Max Drawdown

90.99%

Winner

CUBI

78.56%

Sharpe Ratio

1.14

Winner

CUBI

1.14

5Y Beta

Winner

1.20

CUBI

1.23

Industry

Gold

CUBI

Banks - Regional

P/E Ratio

Winner

-50.77

CUBI

9.57

Forward P/E

Winner

6.12

CUBI

10.44

PEG Ratio

Winner

-0.11

CUBI

0.10

5Y EPS CAGR

Winner

23.16%

CUBI

11.56%

Debt to Equity

46.48%

Winner

CUBI

3.26%

Free Cash Flow Yield

-4.46%

Winner

CUBI

15.96%

P/S Ratio

N/A

CUBI

3.33

P/B Ratio

3.14

Winner

CUBI

1.24

SA vs CUBI - Historical Returns

Returns include dividend reinvestment.

Period	SA	CUBI
1 month	-18.79%	+3.43%
3 months	-2.93%	+15.03%
6 months	-17.51%	+4.35%
1 year	+78.85%	+39.97%
5 years(CAGR)	+7.46%	+14.27%
10 years(CAGR)	+5.90%	+12.40%
Max(CAGR)	+9.45%	+15.65%

-18.79%

Winner

CUBI

+3.43%

-2.93%

Winner

CUBI

+15.03%

-17.51%

Winner

CUBI

+4.35%

Winner

+78.85%

CUBI

+39.97%

5Y(CAGR)

+7.46%

Winner

CUBI

+14.27%

10Y(CAGR)

+5.90%

Winner

CUBI

+12.40%

Max(CAGR)

+9.45%

Winner

CUBI

+15.65%

SA vs CUBI - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	SA	CUBI
2026	-14.38%	+7.11%
2025	+145.76%	+54.13%
2024	-3.88%	-12.68%
2023	-4.71%	+105.49%
2022	-21.91%	-57.70%
2021	-26.12%	+260.36%
2020	+53.01%	-22.93%
2019	+3.21%	+25.25%
2018	+16.05%	-31.71%
2017	+30.64%	-27.10%
2016	-7.39%	+35.17%
2015	+6.83%	+43.34%
2014	-7.70%	+15.37%
2013	-60.24%	+41.10%
2012	+5.27%	+20.83%
2011	-46.87%	N/A
2010	+21.22%	N/A
2009	+86.55%	N/A
2008	-58.18%	N/A
2007	+128.22%	N/A
2006	+44.67%	N/A
2005	+167.81%	N/A
2004	+5.22%	N/A

SA vs CUBI Drawdown Comparison

The maximum drawdown for SA was -90.99%, occurring on Jul 23, 2015. Recovery took 4621 trading sessions.

The maximum drawdown for CUBI was -78.56%, occurring on May 4, 2023. Recovery took 990 trading sessions.

The current SA drawdown is -35.10%. The current CUBI drawdown is -1.74%.

Rank	SA	CUBI
#1	-90.99% Oct 15, 2007 - Feb 27, 2026	-78.56% Jan 7, 2022 - Dec 18, 2025
#2	-54.09% Nov 17, 2004 - Sep 14, 2005	-75.95% Dec 27, 2016 - May 24, 2021
#3	-37.92% Feb 27, 2026 - Mar 20, 2026	-29.74% Nov 27, 2015 - Nov 25, 2016
#4	-36.52% Apr 20, 2004 - Oct 5, 2004	-28.22% Oct 31, 2012 - Dec 10, 2013
#5	-34.15% Aug 13, 2007 - Oct 12, 2007	-22.43% Jul 20, 2015 - Nov 4, 2015
#6	-33.98% Dec 28, 2005 - Apr 25, 2006	-20.31% Jan 22, 2026 - Mar 13, 2026
#7	-29.69% Sep 5, 2006 - Feb 20, 2007	-19.48% Jun 7, 2021 - Aug 27, 2021
#8	-24.96% May 10, 2006 - Jul 3, 2006	-15.00% Feb 21, 2012 - Apr 24, 2012
#9	-23.31% Oct 10, 2005 - Nov 18, 2005	-14.75% Jul 1, 2014 - Feb 2, 2015
#10	-19.41% Apr 16, 2007 - Jun 18, 2007	-14.39% Aug 27, 2021 - Oct 4, 2021
#11	-16.86% Feb 26, 2007 - Apr 13, 2007	-14.23% Jul 5, 2012 - Aug 29, 2012
#12	-14.25% Oct 11, 2004 - Nov 4, 2004	-12.43% Dec 16, 2021 - Dec 27, 2021
#13	-13.94% Jul 11, 2006 - Jul 31, 2006	-12.00% May 7, 2012 - Jul 5, 2012
#14	-13.90% Aug 2, 2006 - Aug 31, 2006	-10.95% Apr 21, 2014 - May 22, 2014
#15	-10.89% Nov 28, 2005 - Dec 9, 2005	-7.11% Nov 9, 2021 - Dec 15, 2021