RYAM vs MSBI

Comparison between Rayonier Advanced Materials Inc (RYAM, Company) and Midland States Bancorp Inc (MSBI, Company).

RYAM is from the Basic Materials sector, while MSBI is from the Financial Services sector.

5-Year PerformanceMSBI has outperformed RYAM, delivering a return of +8.1% compared to +4.9%

RYAM vs MSBI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RYAM(COMPANY)	MSBI(COMPANY)
Market Cap	$610M	$613M
Max Drawdown	97.77%	65.76%
Sharpe Ratio	1.47	2.02
5Y Beta	1.43	0.77
Industry	Chemicals	Banks - Regional
P/E Ratio	-1.29	17.73
Forward P/E	27.55	8.22
PEG Ratio	-0.00	N/A
Dividend Yield	N/A	4.36%
5Y Dividends CAGR	N/A	7.74%
5Y EPS CAGR	188.17%	-1.10%
Debt to Equity	12.19%	27.45%
Free Cash Flow Yield	2.66%	18.58%

Market Cap

RYAM

$610M

Winner

MSBI

$613M

Max Drawdown

RYAM

97.77%

Winner

MSBI

65.76%

Sharpe Ratio

RYAM

1.47

Winner

MSBI

2.02

5Y Beta

RYAM

1.43

Winner

MSBI

0.77

Industry

RYAM

Chemicals

MSBI

Banks - Regional

P/E Ratio

Winner

RYAM

-1.29

MSBI

17.73

Forward P/E

RYAM

27.55

Winner

MSBI

8.22

PEG Ratio

RYAM

-0.00

MSBI

N/A

Dividend Yield

RYAM

N/A

MSBI

4.36%

5Y Dividends CAGR

RYAM

N/A

MSBI

7.74%

5Y EPS CAGR

Winner

RYAM

188.17%

MSBI

-1.10%

Debt to Equity

Winner

RYAM

12.19%

MSBI

27.45%

Free Cash Flow Yield

RYAM

2.66%

Winner

MSBI

18.58%

RYAM vs MSBI - Historical Returns

Returns include dividend reinvestment.

Period	RYAM	MSBI
1 month	+0.67%	+10.27%
3 months	-20.26%	+43.40%
6 months	+58.49%	+38.09%
1 year	+134.46%	+92.54%
5 years(CAGR)	+4.94%	+8.08%
10 years(CAGR)	-2.77%	+7.75%
Max(CAGR)	-10.97%	+7.74%

RYAM

+0.67%

Winner

MSBI

+10.27%

RYAM

-20.26%

Winner

MSBI

+43.40%

Winner

RYAM

+58.49%

MSBI

+38.09%

Winner

RYAM

+134.46%

MSBI

+92.54%

5Y(CAGR)

RYAM

+4.94%

Winner

MSBI

+8.08%

10Y(CAGR)

RYAM

-2.77%

Winner

MSBI

+7.75%

Max(CAGR)

RYAM

-10.97%

Winner

MSBI

+7.74%

RYAM vs MSBI - Annual Returns (2014 - 2026)

Returns include dividend reinvestment.

Year	RYAM	MSBI
2026	+54.44%	+42.38%
2025	-29.12%	-4.63%
2024	+96.43%	-6.84%
2023	-56.55%	+9.54%
2022	+64.38%	+9.65%
2021	-12.96%	+45.08%
2020	+63.00%	-34.19%
2019	-63.98%	+32.97%
2018	-46.75%	-29.19%
2017	+32.15%	-6.16%
2016	+66.36%	+67.58%
2015	-55.36%	N/A
2014	-44.84%	N/A

RYAM vs MSBI Drawdown Comparison

The maximum drawdown for RYAM was -97.52%, occurring on Apr 3, 2020. This drawdown has not yet recovered.

The maximum drawdown for MSBI was -61.18%, occurring on Sep 23, 2020. Recovery took 1376 trading sessions.

The current RYAM drawdown is -76.90%. The current MSBI drawdown is -2.42%.

Rank	RYAM	MSBI
#1	-97.52% Jul 16, 2014 - Apr 3, 2020	-61.18% Jul 9, 2018 - Dec 26, 2023
#2	-9.59% Jun 16, 2014 - Jul 3, 2014	-44.33% Nov 6, 2024 - Apr 27, 2026
#3	-5.39% Jul 3, 2014 - Jul 15, 2014	-24.88% Dec 27, 2023 - Nov 6, 2024
#4	N/A	-19.19% Dec 28, 2016 - Jun 19, 2018
#5	N/A	-8.71% Dec 7, 2016 - Dec 20, 2016
#6	N/A	-8.20% Jun 6, 2016 - Aug 11, 2016
#7	N/A	-6.92% Oct 21, 2016 - Nov 10, 2016
#8	N/A	-5.89% May 7, 2026 - May 26, 2026
#9	N/A	-4.46% Jun 20, 2018 - Jul 9, 2018
#10	N/A	-3.90% Sep 9, 2016 - Sep 30, 2016
#11	N/A	-3.45% Jun 12, 2026 - Jun 17, 2026
#12	N/A	-2.31% May 26, 2026 - Jun 4, 2026
#13	N/A	-2.11% Oct 5, 2016 - Oct 19, 2016
#14	N/A	-1.59% May 1, 2026 - May 5, 2026
#15	N/A	-1.57% Jun 2, 2016 - Jun 6, 2016

Correlation

Correlation between RYAM and MSBI is 0.35 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.35

-101

Dividend Comparison (2014 - 2026)

RYAM vs MSBI dividend yield comparison.

Year	RYAM	MSBI
2026	0.00%	2.17%
2025	0.00%	5.95%
2024	0.00%	5.08%
2023	0.00%	4.35%
2022	0.00%	4.36%
2021	0.00%	4.52%
2020	0.00%	5.99%
2019	3.65%	3.35%
2018	2.63%	3.94%
2017	1.37%	2.46%
2016	1.81%	1.00%
2015	2.86%	0.00%
2014	0.63%	0.00%