RWLC vs XBJA

Comparison between RAYLIANT NXTGEN MULTIFACTOR US EQUITY ETF (RWLC, ETF) and Innovator U.S. Equity Accelerated 9 Buffer ETF - January (XBJA, ETF).

RWLC vs XBJA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RWLC(ETF)	XBJA(ETF)
Net Assets	$95M	$95M
Expense Ratio	0.32%	0.79%
Max Drawdown	21.01%	17.42%
Sharpe Ratio	1.03	1.51
5Y Beta	0.84	0.53
P/E Ratio	24.96	N/A
Forward P/E	18.67	N/A
PEG Ratio	0.20	N/A
5Y EPS CAGR	29.83%	N/A
Debt to Equity	-21.08%	N/A
P/S Ratio	2.30	N/A
P/B Ratio	7.30	N/A

Net Assets

RWLC

$95M

Winner

XBJA

$95M

Expense Ratio

Winner

RWLC

0.32%

XBJA

0.79%

Max Drawdown

RWLC

21.01%

Winner

XBJA

17.42%

Sharpe Ratio

RWLC

1.03

Winner

XBJA

1.51

5Y Beta

RWLC

0.84

Winner

XBJA

0.53

P/E Ratio

RWLC

24.96

XBJA

N/A

Forward P/E

RWLC

18.67

XBJA

N/A

PEG Ratio

RWLC

0.20

XBJA

N/A

5Y EPS CAGR

RWLC

29.83%

XBJA

N/A

Debt to Equity

RWLC

-21.08%

XBJA

N/A

P/S Ratio

RWLC

2.30

XBJA

N/A

P/B Ratio

RWLC

7.30

XBJA

N/A

RWLC vs XBJA - Historical Returns

Returns include dividend reinvestment.

Period	RWLC	XBJA
1 month	+0.91%	+0.73%
3 months	+12.27%	+6.30%
6 months	+10.27%	+5.36%
1 year	+18.72%	+13.13%
5 years(CAGR)	+13.12%	+7.07%
Max(CAGR)	+13.12%	+7.07%

Winner

RWLC

+0.91%

XBJA

+0.73%

Winner

RWLC

+12.27%

XBJA

+6.30%

Winner

RWLC

+10.27%

XBJA

+5.36%

Winner

RWLC

+18.72%

XBJA

+13.13%

5Y(CAGR)

Winner

RWLC

+13.12%

XBJA

+7.07%

Max(CAGR)

Winner

RWLC

+13.12%

XBJA

+7.07%

RWLC vs XBJA - Annual Returns (2021 - 2026)

Returns include dividend reinvestment.

Year	RWLC	XBJA
2026	+10.59%	+5.03%
2025	+20.29%	+11.20%
2024	+30.72%	+12.10%
2023	+15.43%	+17.41%
2022	-11.99%	-11.69%
2021	+2.05%	N/A

RWLC vs XBJA Drawdown Comparison

The maximum drawdown for RWLC was -21.00%, occurring on Sep 30, 2022. Recovery took 512 trading sessions.

The maximum drawdown for XBJA was -17.42%, occurring on Oct 12, 2022. Recovery took 388 trading sessions.

The current RWLC drawdown is -2.91%. The current XBJA drawdown is -0.47%.

Rank	RWLC	XBJA
#1	-21.00% Dec 27, 2021 - Jan 10, 2024	-17.42% Jan 3, 2022 - Jul 21, 2023
#2	-16.20% Feb 18, 2025 - May 16, 2025	-12.57% Feb 20, 2025 - Jun 3, 2025
#3	-9.46% Dec 11, 2025 - Apr 17, 2026	-5.33% Feb 25, 2026 - Apr 13, 2026
#4	-8.23% Jul 10, 2024 - Aug 20, 2024	-3.40% Jul 16, 2024 - Aug 15, 2024
#5	-5.86% Oct 28, 2025 - Dec 10, 2025	-3.21% Sep 14, 2023 - Nov 2, 2023
#6	-5.30% Apr 3, 2024 - May 6, 2024	-2.11% Mar 28, 2024 - May 6, 2024
#7	-5.14% Dec 5, 2024 - Feb 5, 2025	-1.49% Jan 27, 2026 - Feb 25, 2026
#8	-4.82% Jun 2, 2026 - Jun 10, 2026	-1.42% Jun 4, 2026 - Jun 10, 2026
#9	-4.44% Aug 30, 2024 - Sep 19, 2024	-1.38% Jan 6, 2025 - Jan 15, 2025
#10	-2.70% Oct 2, 2025 - Oct 28, 2025	-1.29% Jan 12, 2026 - Jan 27, 2026
#11	-2.68% Dec 20, 2021 - Dec 27, 2021	-1.20% Jul 31, 2023 - Aug 29, 2023
#12	-2.31% Jul 25, 2025 - Aug 6, 2025	-1.13% Dec 29, 2023 - Jan 9, 2024
#13	-1.90% Aug 13, 2025 - Sep 9, 2025	-1.11% Jul 29, 2025 - Aug 8, 2025
#14	-1.81% Nov 13, 2024 - Nov 25, 2024	-1.01% Aug 30, 2024 - Sep 13, 2024
#15	-1.80% Jun 6, 2025 - Jun 24, 2025	-0.92% Nov 11, 2025 - Nov 24, 2025