ROOT vs SBSI

Comparison between Root Inc - Class A (ROOT, Company) and Southside Bancshares Inc (SBSI, Company).

Both ROOT and SBSI are from the Financial Services sector.

5-Year PerformanceSBSI has outperformed ROOT, delivering a return of +3.2% compared to -16.0%

ROOT vs SBSI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ROOT(COMPANY)	SBSI(COMPANY)
Market Cap	$1.03B	$1.03B
Max Drawdown	99.29%	47.06%
Sharpe Ratio	-0.61	0.62
5Y Beta	1.49	0.69
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	14.43	14.57
Forward P/E	1.70	10.70
PEG Ratio	N/A	5.35
Dividend Yield	N/A	4.20%
5Y Dividends CAGR	N/A	6.56%
5Y EPS CAGR	N/A	0.00%
Debt to Equity	61.46%	24.31%
Free Cash Flow Yield	18.30%	9.42%
P/S Ratio	0.65	4.20
P/B Ratio	3.00	1.20

Market Cap

Winner

ROOT

$1.03B

SBSI

$1.03B

Max Drawdown

ROOT

99.29%

Winner

SBSI

47.06%

Sharpe Ratio

ROOT

-0.61

Winner

SBSI

0.62

5Y Beta

ROOT

1.49

Winner

SBSI

0.69

Industry

ROOT

Insurance - Property & Casualty

SBSI

Banks - Regional

P/E Ratio

Winner

ROOT

14.43

SBSI

14.57

Forward P/E

Winner

ROOT

1.70

SBSI

10.70

PEG Ratio

ROOT

N/A

SBSI

5.35

Dividend Yield

ROOT

N/A

SBSI

4.20%

5Y Dividends CAGR

ROOT

N/A

SBSI

6.56%

5Y EPS CAGR

ROOT

N/A

SBSI

0.00%

Debt to Equity

ROOT

61.46%

Winner

SBSI

24.31%

Free Cash Flow Yield

Winner

ROOT

18.30%

SBSI

9.42%

P/S Ratio

Winner

ROOT

0.65

SBSI

4.20

P/B Ratio

ROOT

3.00

Winner

SBSI

1.20

ROOT vs SBSI - Historical Returns

Returns include dividend reinvestment.

Period	ROOT	SBSI
1 month	+12.52%	+1.63%
3 months	+33.30%	+5.16%
6 months	-15.11%	+10.37%
1 year	-50.35%	+15.60%
5 years(CAGR)	-15.98%	+3.21%
10 years(CAGR)	N/A	+4.68%
Max(CAGR)	-30.34%	+13.84%

Winner

ROOT

+12.52%

SBSI

+1.63%

Winner

ROOT

+33.30%

SBSI

+5.16%

ROOT

-15.11%

Winner

SBSI

+10.37%

ROOT

-50.35%

Winner

SBSI

+15.60%

5Y(CAGR)

ROOT

-15.98%

Winner

SBSI

+3.21%

10Y(CAGR)

ROOT

N/A

SBSI

+4.68%

Max(CAGR)

ROOT

-30.34%

Winner

SBSI

+13.84%

ROOT vs SBSI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	ROOT	SBSI
2026	-12.93%	+15.37%
2025	-1.63%	+2.86%
2024	+593.31%	+4.84%
2023	+143.16%	-8.86%
2022	-92.42%	-11.89%
2021	-80.69%	+39.28%
2020	-41.81%	-12.73%
2019	N/A	+19.96%
2018	N/A	-3.36%
2017	N/A	-5.23%
2016	N/A	+75.55%
2015	N/A	-8.93%
2014	N/A	+22.40%
2013	N/A	+45.33%
2012	N/A	+9.84%
2011	N/A	+16.18%
2010	N/A	+21.06%
2009	N/A	-3.72%
2008	N/A	+34.11%
2007	N/A	-7.81%
2006	N/A	+34.38%
2005	N/A	-4.02%
2004	N/A	+32.30%
2003	N/A	+32.76%
2002	N/A	+28.02%
2001	N/A	+67.04%
2000	N/A	+6.99%
1999	N/A	-7.02%

ROOT vs SBSI Drawdown Comparison

The maximum drawdown for ROOT was -99.29%, occurring on Mar 13, 2023. This drawdown has not yet recovered.

The maximum drawdown for SBSI was -46.14%, occurring on Mar 9, 2009. Recovery took 169 trading sessions.

The current ROOT drawdown is -87.30%. The current SBSI drawdown is -6.05%.

Rank	ROOT	SBSI
#1	-99.29% Oct 28, 2020 - Mar 13, 2023	-46.14% Sep 26, 2008 - Jun 1, 2009
#2	N/A	-39.21% Jan 14, 2022 - Jul 6, 2023
#3	N/A	-37.97% Apr 8, 2008 - Sep 18, 2008
#4	N/A	-37.31% Aug 29, 2014 - May 25, 2016
#5	N/A	-35.22% Dec 18, 2019 - Mar 3, 2021
#6	N/A	-28.01% Dec 1, 2004 - Jul 3, 2006
#7	N/A	-27.36% Aug 10, 2009 - Feb 24, 2011
#8	N/A	-25.62% Nov 8, 1999 - Feb 2, 2001
#9	N/A	-23.42% Nov 16, 2006 - Mar 25, 2008
#10	N/A	-19.09% Sep 11, 2018 - Dec 5, 2019
#11	N/A	-19.00% Jun 1, 2021 - Nov 5, 2021
#12	N/A	-18.78% Jun 2, 2009 - Aug 10, 2009
#13	N/A	-17.81% Apr 28, 2011 - Nov 30, 2011
#14	N/A	-17.69% Apr 23, 2014 - Aug 21, 2014
#15	N/A	-16.77% Jun 4, 2002 - Jan 10, 2003