ROOT vs BHRB

Comparison between Root Inc - Class A (ROOT, Company) and Burke & Herbert Financial Services Corp (BHRB, Company).

Both ROOT and BHRB are from the Financial Services sector.

5-Year PerformanceBHRB has outperformed ROOT, delivering a return of +10.4% compared to -16.0%

ROOT vs BHRB - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	ROOT(COMPANY)	BHRB(COMPANY)
Market Cap	$1.03B	$1.04B
Max Drawdown	99.29%	48.39%
Sharpe Ratio	-0.61	0.53
5Y Beta	1.49	0.86
Industry	Insurance - Property & Casualty	Banks - Regional
P/E Ratio	14.43	8.81
Forward P/E	1.70	N/A
PEG Ratio	N/A	0.09
Dividend Yield	N/A	3.14%
5Y Dividends CAGR	N/A	6.58%
Debt to Equity	61.46%	60.73%
Free Cash Flow Yield	18.30%	8.20%
P/S Ratio	0.65	4.07
P/B Ratio	3.00	1.66

Market Cap

ROOT

$1.03B

Winner

BHRB

$1.04B

Max Drawdown

ROOT

99.29%

Winner

BHRB

48.39%

Sharpe Ratio

ROOT

-0.61

Winner

BHRB

0.53

5Y Beta

ROOT

1.49

Winner

BHRB

0.86

Industry

ROOT

Insurance - Property & Casualty

BHRB

Banks - Regional

P/E Ratio

ROOT

14.43

Winner

BHRB

8.81

Forward P/E

ROOT

1.70

BHRB

N/A

PEG Ratio

ROOT

N/A

BHRB

0.09

Dividend Yield

ROOT

N/A

BHRB

3.14%

5Y Dividends CAGR

ROOT

N/A

BHRB

6.58%

Debt to Equity

ROOT

61.46%

Winner

BHRB

60.73%

Free Cash Flow Yield

Winner

ROOT

18.30%

BHRB

8.20%

P/S Ratio

Winner

ROOT

0.65

BHRB

4.07

P/B Ratio

ROOT

3.00

Winner

BHRB

1.66

ROOT vs BHRB - Historical Returns

Returns include dividend reinvestment.

Period	ROOT	BHRB
1 month	+12.52%	+6.33%
3 months	+33.30%	+7.75%
6 months	-15.11%	+12.39%
1 year	-50.35%	+11.71%
5 years(CAGR)	-15.98%	+10.44%
10 years(CAGR)	N/A	+7.64%
Max(CAGR)	-30.34%	+8.43%

Winner

ROOT

+12.52%

BHRB

+6.33%

Winner

ROOT

+33.30%

BHRB

+7.75%

ROOT

-15.11%

Winner

BHRB

+12.39%

ROOT

-50.35%

Winner

BHRB

+11.71%

5Y(CAGR)

ROOT

-15.98%

Winner

BHRB

+10.44%

10Y(CAGR)

ROOT

N/A

BHRB

+7.64%

Max(CAGR)

ROOT

-30.34%

Winner

BHRB

+8.43%

ROOT vs BHRB - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	ROOT	BHRB
2026	-12.93%	+15.87%
2025	-1.63%	+6.76%
2024	+593.31%	+3.03%
2023	+143.16%	-8.24%
2022	-92.42%	+33.46%
2021	-80.69%	+33.99%
2020	-41.81%	-20.19%
2019	N/A	-21.52%
2018	N/A	+15.11%
2017	N/A	+35.80%
2016	N/A	+2.84%
2015	N/A	+5.04%
2014	N/A	-4.81%
2013	N/A	+2.03%
2012	N/A	+1.13%
2011	N/A	+3.27%
2010	N/A	+30.49%
2009	N/A	+11.79%
2008	N/A	+36.38%
2007	N/A	-23.18%
2006	N/A	-14.79%
2005	N/A	-0.25%
2004	N/A	-1.77%
2003	N/A	+73.00%
2002	N/A	+59.18%
2001	N/A	+2.82%

ROOT vs BHRB Drawdown Comparison

The maximum drawdown for ROOT was -99.29%, occurring on Mar 13, 2023. This drawdown has not yet recovered.

The maximum drawdown for BHRB was -47.88%, occurring on Oct 27, 2023. This drawdown has not yet recovered.

The current ROOT drawdown is -87.30%. The current BHRB drawdown is -7.58%.

Rank	ROOT	BHRB
#1	-99.29% Oct 28, 2020 - Mar 13, 2023	-47.88% May 23, 2023 - Oct 27, 2023
#2	N/A	-46.28% Mar 17, 2004 - Mar 23, 2010
#3	N/A	-44.76% Jan 23, 2019 - Nov 8, 2022
#4	N/A	-17.91% Mar 23, 2010 - Dec 29, 2010
#5	N/A	-16.37% Nov 16, 2022 - Apr 25, 2023
#6	N/A	-14.21% May 4, 2015 - Jun 7, 2017
#7	N/A	-11.88% May 20, 2013 - Apr 24, 2015
#8	N/A	-10.35% Apr 26, 2023 - May 22, 2023
#9	N/A	-9.62% Mar 23, 2011 - May 20, 2013
#10	N/A	-7.14% Dec 19, 2017 - Feb 15, 2018
#11	N/A	-6.52% Dec 29, 2010 - Mar 4, 2011
#12	N/A	-5.40% Apr 24, 2015 - May 4, 2015
#13	N/A	-4.87% Mar 19, 2002 - Apr 24, 2002
#14	N/A	-4.63% Nov 8, 2022 - Nov 15, 2022
#15	N/A	-4.43% Aug 1, 2002 - Dec 9, 2002

Correlation

Correlation between ROOT and BHRB is -0.50 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.50

-101