RNST vs UNMA

Comparison between Renasant Corp (RNST, Company) and Unum Group 6250 Junior Subordinated Notes due 2058 (UNMA, Company).

5-Year PerformanceUNMA has outperformed RNST, delivering a return of +3.1% compared to +0.8%

RNST vs UNMA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RNST(COMPANY)	UNMA(COMPANY)
Market Cap	$3.82B	$3.80B
Max Drawdown	74.87%	42.85%
Sharpe Ratio	0.71	-0.15
5Y Beta	1.00	0.16
Industry	Banks - Regional	N/A
P/E Ratio	16.96	5.00
Forward P/E	11.00	N/A
PEG Ratio	1.20	N/A
Dividend Yield	2.19%	4.12%
5Y Dividends CAGR	4.94%	-0.01%
5Y EPS CAGR	7.94%	11.95%
Debt to Equity	20.85%	0.00%
Free Cash Flow Yield	6.03%	14.16%
P/S Ratio	3.88	N/A
P/B Ratio	0.95	N/A

Market Cap

Winner

RNST

$3.82B

UNMA

$3.80B

Max Drawdown

RNST

74.87%

Winner

UNMA

42.85%

Sharpe Ratio

Winner

RNST

0.71

UNMA

-0.15

5Y Beta

RNST

1.00

Winner

UNMA

0.16

Industry

RNST

Banks - Regional

UNMA

N/A

P/E Ratio

RNST

16.96

Winner

UNMA

5.00

Forward P/E

RNST

11.00

UNMA

N/A

PEG Ratio

RNST

1.20

UNMA

N/A

Dividend Yield

RNST

2.19%

Winner

UNMA

4.12%

5Y Dividends CAGR

Winner

RNST

4.94%

UNMA

-0.01%

5Y EPS CAGR

RNST

7.94%

Winner

UNMA

11.95%

Debt to Equity

RNST

20.85%

Winner

UNMA

0.00%

Free Cash Flow Yield

RNST

6.03%

Winner

UNMA

14.16%

P/S Ratio

RNST

3.88

UNMA

N/A

P/B Ratio

RNST

0.95

UNMA

N/A

RNST vs UNMA - Historical Returns

Returns include dividend reinvestment.

Period	RNST	UNMA
1 month	+3.40%	-2.90%
3 months	+6.03%	-0.94%
6 months	+19.46%	+0.49%
1 year	+21.13%	+2.13%
5 years(CAGR)	+0.77%	+3.12%
10 years(CAGR)	+4.66%	N/A
Max(CAGR)	+7.10%	+5.20%

Winner

RNST

+3.40%

UNMA

-2.90%

Winner

RNST

+6.03%

UNMA

-0.94%

Winner

RNST

+19.46%

UNMA

+0.49%

Winner

RNST

+21.13%

UNMA

+2.13%

5Y(CAGR)

RNST

+0.77%

Winner

UNMA

+3.12%

10Y(CAGR)

RNST

+4.66%

UNMA

N/A

Max(CAGR)

Winner

RNST

+7.10%

UNMA

+5.20%

RNST vs UNMA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RNST	UNMA
2026	+16.67%	+0.59%
2025	+2.09%	+1.92%
2024	+9.35%	+0.28%
2023	-7.37%	+11.85%
2022	+0.97%	-2.31%
2021	+15.63%	+1.54%
2020	-2.16%	+7.35%
2019	+16.91%	+21.44%
2018	-25.32%	-6.26%
2017	-1.67%	N/A
2016	+27.61%	N/A
2015	+23.33%	N/A
2014	-3.47%	N/A
2013	+62.18%	N/A
2012	+26.59%	N/A
2011	-9.69%	N/A
2010	+26.53%	N/A
2009	-14.75%	N/A
2008	-16.97%	N/A
2007	-26.64%	N/A
2006	+46.49%	N/A
2005	-1.80%	N/A
2004	+0.39%	N/A
2003	+23.73%	N/A
2002	+17.95%	N/A
2001	+115.80%	N/A
2000	-34.09%	N/A
1999	-11.18%	N/A

RNST vs UNMA Drawdown Comparison

The maximum drawdown for RNST was -73.02%, occurring on Mar 5, 2009. Recovery took 1679 trading sessions.

The maximum drawdown for UNMA was -41.65%, occurring on Mar 23, 2020. Recovery took 130 trading sessions.

The current RNST drawdown is -1.27%. The current UNMA drawdown is -2.99%.

Rank	RNST	UNMA
#1	-73.02% Oct 26, 2006 - Jul 1, 2013	-41.65% Feb 10, 2020 - Aug 14, 2020
#2	-59.79% Jun 6, 2018 - Mar 12, 2021	-15.18% Nov 4, 2021 - Dec 5, 2023
#3	-45.08% Mar 12, 2021 - Feb 4, 2026	-11.96% Aug 30, 2018 - Jan 11, 2019
#4	-43.03% Nov 1, 1999 - Jun 26, 2001	-9.00% Sep 23, 2024 - Sep 12, 2025
#5	-19.79% Dec 1, 2015 - Nov 10, 2016	-5.78% Jan 5, 2021 - May 28, 2021
#6	-19.56% Apr 8, 2004 - Dec 1, 2004	-5.62% Aug 26, 2020 - Nov 16, 2020
#7	-19.00% Dec 1, 2004 - Feb 24, 2006	-5.59% Oct 16, 2019 - Jan 14, 2020
#8	-17.19% Feb 6, 2026 - Mar 18, 2026	-4.79% Sep 16, 2025 - Dec 30, 2025
#9	-16.39% Dec 27, 2013 - Jun 10, 2015	-4.30% Jul 3, 2024 - Sep 12, 2024
#10	-16.17% Jul 5, 2017 - Mar 9, 2018	-3.73% Mar 19, 2024 - Jun 3, 2024
#11	-14.55% Dec 28, 2001 - Mar 21, 2002	-3.42% Aug 30, 2019 - Sep 27, 2019
#12	-13.36% Dec 9, 2016 - Jun 15, 2017	-2.53% Sep 16, 2021 - Oct 21, 2021
#13	-12.66% Mar 26, 2002 - May 20, 2002	-2.31% Jul 8, 2021 - Jul 30, 2021
#14	-11.88% Oct 21, 2002 - Mar 17, 2003	-2.17% Aug 5, 2021 - Sep 16, 2021
#15	-11.32% Jul 14, 2015 - Oct 7, 2015	-2.05% Jan 31, 2019 - Feb 28, 2019

Correlation

Correlation between RNST and UNMA is 0.45 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.45

-101

Dividend Comparison (1999 - 2026)

RNST vs UNMA dividend yield comparison.

Year	RNST	UNMA
2026	0.56%	1.69%
2025	2.53%	6.76%
2024	2.46%	6.61%
2023	2.61%	6.19%
2022	2.34%	6.53%
2021	2.32%	5.98%
2020	2.61%	5.65%
2019	2.46%	5.79%
2018	2.65%	3.75%
2017	1.79%	0.00%
2016	1.68%	0.00%
2015	1.98%	0.00%
2014	2.35%	0.00%
2013	2.16%	0.00%
2012	3.55%	0.00%
2011	4.53%	0.00%
2010	4.02%	0.00%
2009	5.00%	0.00%
2008	3.99%	0.00%
2007	3.06%	0.00%
2006	2.05%	0.00%
2005	2.75%	0.00%
2004	2.48%	0.00%
2003	2.28%	0.00%
2002	2.55%	0.00%
2001	2.59%	0.00%
2000	4.89%	0.00%
1999	0.73%	0.00%