RNR vs GWRE

Comparison between RenaissanceRe Holdings Ltd (RNR, Company) and Guidewire Software Inc (GWRE, Company).

RNR is from the Financial Services sector, while GWRE is from the Technology sector.

5-Year PerformanceRNR has outperformed GWRE, delivering a return of +16.7% compared to +6.7%

RNR vs GWRE - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RNR(COMPANY)	GWRE(COMPANY)
Market Cap	$14B	$14B
Max Drawdown	46.58%	60.79%
Sharpe Ratio	1.21	-0.39
5Y Beta	0.23	0.68
Industry	Insurance - Reinsurance	Software - Application
P/E Ratio	5.42	88.07
Forward P/E	9.07	36.36
PEG Ratio	0.11	0.83
Dividend Yield	0.50%	N/A
5Y Dividends CAGR	2.67%	N/A
5Y EPS CAGR	46.16%	N/A
Debt to Equity	19.72%	0.00%
Free Cash Flow Yield	26.65%	2.50%
P/S Ratio	1.20	9.39
P/B Ratio	1.21	9.60

Market Cap

Winner

RNR

$14B

GWRE

$14B

Max Drawdown

Winner

RNR

46.58%

GWRE

60.79%

Sharpe Ratio

Winner

RNR

1.21

GWRE

-0.39

5Y Beta

Winner

RNR

0.23

GWRE

0.68

Industry

RNR

Insurance - Reinsurance

GWRE

Software - Application

P/E Ratio

Winner

RNR

5.42

GWRE

88.07

Forward P/E

Winner

RNR

9.07

GWRE

36.36

PEG Ratio

Winner

RNR

0.11

GWRE

0.83

Dividend Yield

RNR

0.50%

GWRE

N/A

5Y Dividends CAGR

RNR

2.67%

GWRE

N/A

5Y EPS CAGR

RNR

46.16%

GWRE

N/A

Debt to Equity

RNR

19.72%

Winner

GWRE

0.00%

Free Cash Flow Yield

Winner

RNR

26.65%

GWRE

2.50%

P/S Ratio

Winner

RNR

1.20

GWRE

9.39

P/B Ratio

Winner

RNR

1.21

GWRE

9.60

RNR vs GWRE - Historical Returns

Returns include dividend reinvestment.

Period	RNR	GWRE
1 month	+0.12%	+16.31%
3 months	+7.04%	+22.08%
6 months	+7.93%	+24.84%
1 year	+34.60%	-29.06%
5 years(CAGR)	+16.67%	+6.71%
10 years(CAGR)	+11.53%	+10.04%
Max(CAGR)	+14.57%	+16.63%

RNR

+0.12%

Winner

GWRE

+16.31%

RNR

+7.04%

Winner

GWRE

+22.08%

RNR

+7.93%

Winner

GWRE

+24.84%

Winner

RNR

+34.60%

GWRE

-29.06%

5Y(CAGR)

Winner

RNR

+16.67%

GWRE

+6.71%

10Y(CAGR)

Winner

RNR

+11.53%

GWRE

+10.04%

Max(CAGR)

RNR

+14.57%

Winner

GWRE

+16.63%

RNR vs GWRE - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RNR	GWRE
2026	+19.16%	-14.71%
2025	+13.72%	+18.59%
2024	+25.11%	+57.92%
2023	+6.30%	+73.35%
2022	+11.04%	-44.78%
2021	+5.65%	-9.94%
2020	-14.33%	+16.94%
2019	+51.51%	+39.43%
2018	+11.02%	+7.75%
2017	-6.69%	+45.64%
2016	+22.52%	-15.17%
2015	+19.03%	+20.39%
2014	+4.54%	+5.17%
2013	+21.74%	+59.06%
2012	+12.90%	+73.60%
2011	+17.99%	N/A
2010	+22.45%	N/A
2009	+6.25%	N/A
2008	-10.77%	N/A
2007	+2.32%	N/A
2006	+34.82%	N/A
2005	-13.39%	N/A
2004	+6.59%	N/A
2003	+25.03%	N/A
2002	+26.99%	N/A
2001	+27.75%	N/A
2000	+99.66%	N/A
1999	+12.49%	N/A

RNR vs GWRE Drawdown Comparison

The maximum drawdown for RNR was -45.66%, occurring on Oct 9, 2008. Recovery took 780 trading sessions.

The maximum drawdown for GWRE was -60.79%, occurring on Jun 22, 2026. This drawdown has not yet recovered.

The current RNR drawdown is -3.22%. The current GWRE drawdown is -38.89%.

Rank	RNR	GWRE
#1	-45.66% Oct 2, 2007 - Nov 4, 2010	-60.79% Sep 8, 2025 - Jun 22, 2026
#2	-40.65% Feb 11, 2020 - Jan 13, 2023	-60.28% Jan 7, 2021 - Jun 11, 2024
#3	-33.54% Apr 7, 2004 - Sep 12, 2006	-39.66% Feb 19, 2020 - Nov 27, 2020
#4	-25.09% Feb 12, 2001 - Sep 24, 2001	-39.26% Mar 4, 2014 - Jul 20, 2015
#5	-23.10% Dec 2, 2024 - Feb 3, 2026	-35.62% Mar 26, 2012 - Feb 27, 2013
#6	-21.71% Mar 1, 2017 - Apr 11, 2019	-30.52% Sep 14, 2018 - May 16, 2019
#7	-20.76% May 6, 2002 - Oct 10, 2002	-30.45% Dec 29, 2015 - Jun 6, 2016
#8	-19.90% Feb 9, 2023 - Oct 17, 2023	-23.59% Feb 5, 2025 - Jun 4, 2025
#9	-19.84% Oct 25, 2002 - Apr 22, 2003	-22.80% Sep 7, 2016 - May 24, 2017
#10	-17.52% May 20, 2011 - Nov 30, 2011	-19.23% Jun 9, 2025 - Sep 5, 2025
#11	-17.20% Dec 7, 2006 - Jun 22, 2007	-18.61% Dec 4, 2024 - Jan 29, 2025
#12	-17.16% Jan 3, 2001 - Feb 5, 2001	-15.65% Jul 23, 2015 - Nov 27, 2015
#13	-16.04% Nov 5, 2001 - Feb 13, 2002	-14.88% Nov 24, 2017 - Mar 2, 2018
#14	-15.49% Jul 14, 2003 - Dec 1, 2003	-14.51% Nov 26, 2019 - Feb 19, 2020
#15	-14.95% Nov 1, 2023 - Jan 31, 2024	-14.08% Oct 29, 2013 - Feb 20, 2014