RMBI vs OWLT

Comparison between Richmond Mutual Bancorporation Inc (RMBI, Company) and Owlet Inc - Class A (OWLT, Company).

RMBI is from the Financial Services sector, while OWLT is from the Healthcare sector.

5-Year PerformanceRMBI has outperformed OWLT, delivering a return of +4.2% compared to -46.6%

RMBI vs OWLT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RMBI(COMPANY)	OWLT(COMPANY)
Market Cap	$164M	$164M
Max Drawdown	51.31%	98.14%
Sharpe Ratio	0.63	-0.12
5Y Beta	0.35	1.31
Industry	Banks - Regional	Medical Devices
P/E Ratio	13.15	-2.31
PEG Ratio	0.31	-0.01
Dividend Yield	3.78%	N/A
5Y Dividends CAGR	-1.03%	N/A
5Y EPS CAGR	9.29%	N/A
Debt to Equity	0.00%	89.32%
Free Cash Flow Yield	9.14%	-6.23%
P/S Ratio	3.17	N/A
P/B Ratio	1.05	N/A

Market Cap

RMBI

$164M

Winner

OWLT

$164M

Max Drawdown

Winner

RMBI

51.31%

OWLT

98.14%

Sharpe Ratio

Winner

RMBI

0.63

OWLT

-0.12

5Y Beta

Winner

RMBI

0.35

OWLT

1.31

Industry

RMBI

Banks - Regional

OWLT

Medical Devices

P/E Ratio

RMBI

13.15

Winner

OWLT

-2.31

PEG Ratio

RMBI

0.31

Winner

OWLT

-0.01

Dividend Yield

RMBI

3.78%

OWLT

N/A

5Y Dividends CAGR

RMBI

-1.03%

OWLT

N/A

5Y EPS CAGR

RMBI

9.29%

OWLT

N/A

Debt to Equity

Winner

RMBI

0.00%

OWLT

89.32%

Free Cash Flow Yield

Winner

RMBI

9.14%

OWLT

-6.23%

P/S Ratio

RMBI

3.17

OWLT

N/A

P/B Ratio

RMBI

1.05

OWLT

N/A

RMBI vs OWLT - Historical Returns

Returns include dividend reinvestment.

Period	RMBI	OWLT
1 month	+5.20%	-2.03%
3 months	+12.99%	+11.57%
6 months	+14.51%	-42.63%
1 year	+15.28%	-18.25%
5 years(CAGR)	+4.21%	-46.61%
Max(CAGR)	+5.93%	-41.32%

Winner

RMBI

+5.20%

OWLT

-2.03%

Winner

RMBI

+12.99%

OWLT

+11.57%

Winner

RMBI

+14.51%

OWLT

-42.63%

Winner

RMBI

+15.28%

OWLT

-18.25%

5Y(CAGR)

Winner

RMBI

+4.21%

OWLT

-46.61%

Max(CAGR)

Winner

RMBI

+5.93%

OWLT

-41.32%

RMBI vs OWLT - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	RMBI	OWLT
2026	+16.55%	-61.22%
2025	+5.62%	+267.95%
2024	+26.62%	-22.61%
2023	-7.15%	-33.86%
2022	-16.96%	-79.96%
2021	+25.09%	-73.67%
2020	-12.90%	+4.85%
2019	+16.92%	N/A

RMBI vs OWLT Drawdown Comparison

The maximum drawdown for RMBI was -49.72%, occurring on May 4, 2023. Recovery took 1040 trading sessions.

The maximum drawdown for OWLT was -98.14%, occurring on Apr 4, 2025. This drawdown has not yet recovered.

The current RMBI drawdown is -1.24%. The current OWLT drawdown is -95.84%.

Rank	RMBI	OWLT
#1	-49.72% Mar 4, 2022 - Apr 28, 2026	-98.14% Feb 5, 2021 - Apr 4, 2025
#2	-42.79% Dec 31, 2019 - Jul 15, 2021	-1.44% Jan 22, 2021 - Feb 3, 2021
#3	-11.38% Apr 30, 2026 - Jun 26, 2026	-1.23% Nov 19, 2020 - Dec 7, 2020
#4	-9.45% Jun 26, 2026 - Jul 7, 2026	-1.16% Jan 11, 2021 - Jan 15, 2021
#5	-6.15% Jul 2, 2019 - Sep 16, 2019	-1.06% Jan 15, 2021 - Jan 22, 2021
#6	-3.73% Aug 11, 2021 - Oct 4, 2021	-0.80% Dec 11, 2020 - Dec 18, 2020
#7	-3.63% Sep 20, 2019 - Nov 18, 2019	-0.62% Nov 5, 2020 - Nov 19, 2020
#8	-3.10% Nov 24, 2021 - Feb 2, 2022	-0.59% Dec 31, 2020 - Jan 7, 2021
#9	-2.90% Jul 15, 2021 - Jul 20, 2021	-0.50% Dec 22, 2020 - Dec 24, 2020
#10	-2.41% Oct 13, 2021 - Oct 26, 2021	-0.40% Dec 7, 2020 - Dec 10, 2020
#11	-2.10% Nov 4, 2021 - Nov 17, 2021	N/A
#12	-1.97% Oct 4, 2021 - Oct 13, 2021	N/A
#13	-1.94% Nov 22, 2021 - Nov 24, 2021	N/A
#14	-1.92% Feb 2, 2022 - Feb 15, 2022	N/A
#15	-1.90% Nov 25, 2019 - Dec 6, 2019	N/A