RMBI vs EARN

Comparison between Richmond Mutual Bancorporation Inc (RMBI, Company) and Ellington Residential Mortgage REIT (EARN, Company).

Both RMBI and EARN are from the Financial Services sector.

5-Year PerformanceRMBI has outperformed EARN, delivering a return of +4.0% compared to -3.8%

RMBI vs EARN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RMBI(COMPANY)	EARN(COMPANY)
Market Cap	$164M	$164M
Max Drawdown	51.31%	79.95%
Sharpe Ratio	0.39	-0.60
5Y Beta	0.34	0.60
Industry	Banks - Regional	Asset Management
P/E Ratio	13.15	-12.47
Forward P/E	N/A	4.75
PEG Ratio	0.31	-1.79
Dividend Yield	3.91%	22.00%
5Y Dividends CAGR	-1.03%	-1.82%
5Y EPS CAGR	9.29%	3.89%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	9.14%	9.05%
P/S Ratio	3.17	3.74
P/B Ratio	1.05	0.73

Market Cap

RMBI

$164M

Winner

EARN

$164M

Max Drawdown

Winner

RMBI

51.31%

EARN

79.95%

Sharpe Ratio

Winner

RMBI

0.39

EARN

-0.60

5Y Beta

Winner

RMBI

0.34

EARN

0.60

Industry

RMBI

Banks - Regional

EARN

Asset Management

P/E Ratio

RMBI

13.15

Winner

EARN

-12.47

Forward P/E

RMBI

N/A

EARN

4.75

PEG Ratio

RMBI

0.31

Winner

EARN

-1.79

Dividend Yield

RMBI

3.91%

Winner

EARN

22.00%

5Y Dividends CAGR

Winner

RMBI

-1.03%

EARN

-1.82%

5Y EPS CAGR

Winner

RMBI

9.29%

EARN

3.89%

Debt to Equity

RMBI

0.00%

EARN

0.00%

Free Cash Flow Yield

Winner

RMBI

9.14%

EARN

9.05%

P/S Ratio

Winner

RMBI

3.17

EARN

3.74

P/B Ratio

RMBI

1.05

Winner

EARN

0.73

RMBI vs EARN - Historical Returns

Returns include dividend reinvestment.

Period	RMBI	EARN
1 month	+0.92%	-0.47%
3 months	+4.52%	+0.01%
6 months	+13.42%	-14.40%
1 year	+10.44%	-13.07%
5 years(CAGR)	+3.97%	-3.84%
10 years(CAGR)	N/A	+1.55%
Max(CAGR)	+5.38%	+1.83%

Winner

RMBI

+0.92%

EARN

-0.47%

Winner

RMBI

+4.52%

EARN

+0.01%

Winner

RMBI

+13.42%

EARN

-14.40%

Winner

RMBI

+10.44%

EARN

-13.07%

5Y(CAGR)

Winner

RMBI

+3.97%

EARN

-3.84%

10Y(CAGR)

RMBI

N/A

EARN

+1.55%

Max(CAGR)

Winner

RMBI

+5.38%

EARN

+1.83%

RMBI vs EARN - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	RMBI	EARN
2026	+11.96%	-9.07%
2025	+5.62%	-6.45%
2024	+26.62%	+26.25%
2023	-7.15%	+0.74%
2022	-16.96%	-27.03%
2021	+25.09%	-10.99%
2020	-12.90%	+36.02%
2019	+16.92%	+16.58%
2018	N/A	-1.63%
2017	N/A	+2.14%
2016	N/A	+20.56%
2015	N/A	-13.34%
2014	N/A	+20.80%
2013	N/A	-14.05%

RMBI vs EARN Drawdown Comparison

The maximum drawdown for RMBI was -49.72%, occurring on May 4, 2023. Recovery took 1040 trading sessions.

The maximum drawdown for EARN was -66.44%, occurring on Mar 24, 2020. Recovery took 111 trading sessions.

The current RMBI drawdown is -5.13%. The current EARN drawdown is -32.36%.

Rank	RMBI	EARN
#1	-49.72% Mar 4, 2022 - Apr 28, 2026	-66.44% Feb 20, 2020 - Jul 29, 2020
#2	-42.79% Dec 31, 2019 - Jul 15, 2021	-49.93% Jun 14, 2021 - Oct 10, 2022
#3	-11.38% Apr 30, 2026 - Jun 26, 2026	-32.95% Nov 10, 2014 - Jul 29, 2016
#4	-9.45% Jun 26, 2026 - Jul 7, 2026	-27.80% Jun 23, 2017 - Feb 12, 2020
#5	-6.15% Jul 2, 2019 - Sep 16, 2019	-27.74% May 24, 2013 - Aug 22, 2014
#6	-3.73% Aug 11, 2021 - Oct 4, 2021	-12.36% Aug 1, 2016 - Feb 10, 2017
#7	-3.63% Sep 20, 2019 - Nov 18, 2019	-10.14% Dec 31, 2020 - Jun 7, 2021
#8	-3.10% Nov 24, 2021 - Feb 2, 2022	-9.29% May 8, 2017 - Jun 23, 2017
#9	-2.90% Jul 15, 2021 - Jul 20, 2021	-8.28% Sep 16, 2020 - Nov 11, 2020
#10	-2.41% Oct 13, 2021 - Oct 26, 2021	-5.93% Mar 1, 2017 - Mar 23, 2017
#11	-2.10% Nov 4, 2021 - Nov 17, 2021	-5.42% Nov 27, 2020 - Dec 28, 2020
#12	-1.97% Oct 4, 2021 - Oct 13, 2021	-4.89% Sep 8, 2014 - Oct 16, 2014
#13	-1.94% Nov 22, 2021 - Nov 24, 2021	-4.08% Aug 10, 2020 - Aug 24, 2020
#14	-1.92% Feb 2, 2022 - Feb 15, 2022	-3.28% Aug 28, 2020 - Sep 14, 2020
#15	-1.90% Nov 25, 2019 - Dec 6, 2019	-2.88% Nov 11, 2020 - Nov 17, 2020

Correlation

Correlation between RMBI and EARN is 0.32 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.32

-101

Dividend Comparison (2013 - 2026)

RMBI vs EARN dividend yield comparison.

Year	RMBI	EARN
2026	1.95%	11.01%
2025	4.27%	18.22%
2024	3.96%	14.50%
2023	4.87%	15.66%
2022	3.07%	15.16%
2021	4.86%	11.36%
2020	1.10%	8.59%
2019	0.00%	10.88%
2018	0.00%	14.17%
2017	0.00%	13.04%
2016	0.00%	12.68%
2015	0.00%	16.19%
2014	0.00%	13.52%
2013	0.00%	7.41%