RMBI vs DLTH

Comparison between Richmond Mutual Bancorporation Inc (RMBI, Company) and Duluth Holdings Inc - Class B (DLTH, Company).

RMBI is from the Financial Services sector, while DLTH is from the Consumer Cyclical sector.

5-Year PerformanceRMBI has outperformed DLTH, delivering a return of +4.5% compared to -23.2%

RMBI vs DLTH - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RMBI(COMPANY)	DLTH(COMPANY)
Market Cap	$157M	$157M
Max Drawdown	51.31%	95.56%
Sharpe Ratio	0.39	1.25
5Y Beta	0.39	1.33
Industry	Banks - Regional	Apparel Retail
P/E Ratio	12.63	-4.53
Forward P/E	N/A	10.53
PEG Ratio	0.29	0.83
Dividend Yield	4.07%	N/A
5Y Dividends CAGR	-1.03%	N/A
5Y EPS CAGR	9.29%	68.41%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	9.52%	37.63%
P/S Ratio	3.04	0.33
P/B Ratio	0.99	1.11

Market Cap

RMBI

$157M

Winner

DLTH

$157M

Max Drawdown

Winner

RMBI

51.31%

DLTH

95.56%

Sharpe Ratio

RMBI

0.39

Winner

DLTH

1.25

5Y Beta

Winner

RMBI

0.39

DLTH

1.33

Industry

RMBI

Banks - Regional

DLTH

Apparel Retail

P/E Ratio

RMBI

12.63

Winner

DLTH

-4.53

Forward P/E

RMBI

N/A

DLTH

10.53

PEG Ratio

Winner

RMBI

0.29

DLTH

0.83

Dividend Yield

RMBI

4.07%

DLTH

N/A

5Y Dividends CAGR

RMBI

-1.03%

DLTH

N/A

5Y EPS CAGR

RMBI

9.29%

Winner

DLTH

68.41%

Debt to Equity

RMBI

0.00%

DLTH

0.00%

Free Cash Flow Yield

RMBI

9.52%

Winner

DLTH

37.63%

P/S Ratio

RMBI

3.04

Winner

DLTH

0.33

P/B Ratio

Winner

RMBI

0.99

DLTH

1.11

RMBI vs DLTH - Historical Returns

Returns include dividend reinvestment.

Period	RMBI	DLTH
1 month	+3.41%	+57.58%
3 months	+13.48%	+110.81%
6 months	+8.23%	+60.82%
1 year	+14.65%	+141.24%
5 years(CAGR)	+4.53%	-23.15%
10 years(CAGR)	N/A	-15.12%
Max(CAGR)	+4.99%	-9.64%

RMBI

+3.41%

Winner

DLTH

+57.58%

RMBI

+13.48%

Winner

DLTH

+110.81%

RMBI

+8.23%

Winner

DLTH

+60.82%

RMBI

+14.65%

Winner

DLTH

+141.24%

5Y(CAGR)

Winner

RMBI

+4.53%

DLTH

-23.15%

10Y(CAGR)

RMBI

N/A

DLTH

-15.12%

Max(CAGR)

Winner

RMBI

+4.99%

DLTH

-9.64%

RMBI vs DLTH - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	RMBI	DLTH
2026	+8.46%	+126.09%
2025	+5.62%	-28.77%
2024	+26.62%	-42.99%
2023	-7.15%	-12.23%
2022	-16.96%	-59.87%
2021	+25.09%	+40.17%
2020	-12.90%	+8.42%
2019	+16.92%	-58.80%
2018	N/A	+33.21%
2017	N/A	-31.84%
2016	N/A	+72.44%
2015	N/A	+6.89%

RMBI vs DLTH Drawdown Comparison

The maximum drawdown for RMBI was -49.72%, occurring on May 4, 2023. Recovery took 1040 trading sessions.

The maximum drawdown for DLTH was -95.56%, occurring on Apr 1, 2025. This drawdown has not yet recovered.

The current RMBI drawdown is -4.96%. The current DLTH drawdown is -87.57%.

Rank	RMBI	DLTH
#1	-49.72% Mar 4, 2022 - Apr 28, 2026	-95.56% Nov 28, 2016 - Apr 1, 2025
#2	-42.79% Dec 31, 2019 - Jul 15, 2021	-18.76% Jan 27, 2016 - Feb 25, 2016
#3	-11.38% Apr 30, 2026 - May 15, 2026	-15.21% Dec 11, 2015 - Jan 26, 2016
#4	-6.15% Jul 2, 2019 - Sep 16, 2019	-14.76% Mar 21, 2016 - Apr 8, 2016
#5	-3.73% Aug 11, 2021 - Oct 4, 2021	-14.39% Aug 18, 2016 - Nov 14, 2016
#6	-3.63% Sep 20, 2019 - Nov 18, 2019	-13.67% Jun 1, 2016 - Aug 3, 2016
#7	-3.10% Nov 24, 2021 - Feb 2, 2022	-12.21% Apr 18, 2016 - May 25, 2016
#8	-2.90% Jul 15, 2021 - Jul 20, 2021	-4.68% Apr 11, 2016 - Apr 15, 2016
#9	-2.41% Oct 13, 2021 - Oct 26, 2021	-4.39% Feb 26, 2016 - Mar 8, 2016
#10	-2.10% Nov 4, 2021 - Nov 17, 2021	-2.84% Aug 9, 2016 - Aug 17, 2016
#11	-1.97% Oct 4, 2021 - Oct 13, 2021	-2.78% Dec 1, 2015 - Dec 4, 2015
#12	-1.94% Nov 22, 2021 - Nov 24, 2021	-1.62% Nov 17, 2016 - Nov 22, 2016
#13	-1.92% Feb 2, 2022 - Feb 15, 2022	-1.22% Nov 14, 2016 - Nov 17, 2016
#14	-1.90% Nov 25, 2019 - Dec 6, 2019	-0.96% May 25, 2016 - May 27, 2016
#15	-1.69% Jul 23, 2021 - Aug 6, 2021	-0.84% Nov 25, 2015 - Nov 30, 2015