RMBI vs CURV

Comparison between Richmond Mutual Bancorporation Inc (RMBI, Company) and Torrid Holdings Inc (CURV, Company).

RMBI is from the Financial Services sector, while CURV is from the Consumer Cyclical sector.

5-Year PerformanceRMBI has outperformed CURV, delivering a return of +4.4% compared to -42.1%

RMBI vs CURV - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RMBI(COMPANY)	CURV(COMPANY)
Market Cap	$153M	$153M
Max Drawdown	51.31%	96.90%
Sharpe Ratio	0.62	-0.82
5Y Beta	0.40	0.88
Industry	Banks - Regional	Apparel Retail
P/E Ratio	12.27	-20.78
Forward P/E	N/A	1.92
PEG Ratio	0.29	N/A
Dividend Yield	4.13%	N/A
5Y Dividends CAGR	-1.03%	N/A
5Y EPS CAGR	9.29%	N/A
Debt to Equity	0.00%	-127.65%
Free Cash Flow Yield	9.79%	-14.30%
P/S Ratio	2.95	0.16
P/B Ratio	0.99	N/A

Market Cap

RMBI

$153M

Winner

CURV

$153M

Max Drawdown

Winner

RMBI

51.31%

CURV

96.90%

Sharpe Ratio

Winner

RMBI

0.62

CURV

-0.82

5Y Beta

Winner

RMBI

0.40

CURV

0.88

Industry

RMBI

Banks - Regional

CURV

Apparel Retail

P/E Ratio

RMBI

12.27

Winner

CURV

-20.78

Forward P/E

RMBI

N/A

CURV

1.92

PEG Ratio

RMBI

0.29

CURV

N/A

Dividend Yield

RMBI

4.13%

CURV

N/A

5Y Dividends CAGR

RMBI

-1.03%

CURV

N/A

5Y EPS CAGR

RMBI

9.29%

CURV

N/A

Debt to Equity

RMBI

0.00%

Winner

CURV

-127.65%

Free Cash Flow Yield

Winner

RMBI

9.79%

CURV

-14.30%

P/S Ratio

RMBI

2.95

Winner

CURV

0.16

P/B Ratio

RMBI

0.99

CURV

N/A

RMBI vs CURV - Historical Returns

Returns include dividend reinvestment.

Period	RMBI	CURV
1 month	-2.41%	+5.81%
3 months	+8.23%	+31.20%
6 months	+10.06%	+42.61%
1 year	+18.17%	-67.07%
5 years(CAGR)	+4.39%	-42.06%
Max(CAGR)	+4.81%	-42.06%

RMBI

-2.41%

Winner

CURV

+5.81%

RMBI

+8.23%

Winner

CURV

+31.20%

RMBI

+10.06%

Winner

CURV

+42.61%

Winner

RMBI

+18.17%

CURV

-67.07%

5Y(CAGR)

Winner

RMBI

+4.39%

CURV

-42.06%

Max(CAGR)

Winner

RMBI

+4.81%

CURV

-42.06%

RMBI vs CURV - Annual Returns (2019 - 2026)

Returns include dividend reinvestment.

Year	RMBI	CURV
2026	+7.08%	+54.72%
2025	+5.62%	-81.47%
2024	+26.62%	-12.98%
2023	-7.15%	+92.33%
2022	-16.96%	-71.04%
2021	+25.09%	-59.09%
2020	-12.90%	N/A
2019	+16.92%	N/A

RMBI vs CURV Drawdown Comparison

The maximum drawdown for RMBI was -49.72%, occurring on May 4, 2023. Recovery took 1040 trading sessions.

The maximum drawdown for CURV was -96.90%, occurring on Dec 15, 2025. This drawdown has not yet recovered.

The current RMBI drawdown is -6.17%. The current CURV drawdown is -94.74%.

Rank	RMBI	CURV
#1	-49.72% Mar 4, 2022 - Apr 28, 2026	-96.90% Aug 24, 2021 - Dec 15, 2025
#2	-42.79% Dec 31, 2019 - Jul 15, 2021	-16.74% Jul 6, 2021 - Aug 6, 2021
#3	-11.38% Apr 30, 2026 - May 15, 2026	-8.88% Aug 16, 2021 - Aug 24, 2021
#4	-6.15% Jul 2, 2019 - Sep 16, 2019	-1.36% Aug 11, 2021 - Aug 16, 2021
#5	-3.73% Aug 11, 2021 - Oct 4, 2021	N/A
#6	-3.63% Sep 20, 2019 - Nov 18, 2019	N/A
#7	-3.10% Nov 24, 2021 - Feb 2, 2022	N/A
#8	-2.90% Jul 15, 2021 - Jul 20, 2021	N/A
#9	-2.41% Oct 13, 2021 - Oct 26, 2021	N/A
#10	-2.10% Nov 4, 2021 - Nov 17, 2021	N/A
#11	-1.97% Oct 4, 2021 - Oct 13, 2021	N/A
#12	-1.94% Nov 22, 2021 - Nov 24, 2021	N/A
#13	-1.92% Feb 2, 2022 - Feb 15, 2022	N/A
#14	-1.90% Nov 25, 2019 - Dec 6, 2019	N/A
#15	-1.69% Jul 23, 2021 - Aug 6, 2021	N/A