RM vs FLXS

Comparison between Regional Management Corp (RM, Company) and Flexsteel Industries Inc (FLXS, Company).

RM is from the Financial Services sector, while FLXS is from the Consumer Cyclical sector.

5-Year PerformanceFLXS has outperformed RM, delivering a return of +12.2% compared to -1.5%

RM vs FLXS - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RM(COMPANY)	FLXS(COMPANY)
Market Cap	$364M	$363M
Max Drawdown	71.80%	87.15%
Sharpe Ratio	0.94	1.37
5Y Beta	1.13	1.10
Industry	Credit Services	Furnishings, Fixtures & Appliances
P/E Ratio	7.71	11.63
Forward P/E	6.52	13.44
PEG Ratio	0.14	0.10
Dividend Yield	3.08%	1.20%
5Y Dividends CAGR	30.26%	28.47%
5Y EPS CAGR	-2.62%	N/A
Debt to Equity	429.52%	0.00%
Free Cash Flow Yield	88.48%	10.66%
P/S Ratio	0.56	0.60
P/B Ratio	0.95	1.49

Market Cap

Winner

$364M

FLXS

$363M

Max Drawdown

Winner

71.80%

FLXS

87.15%

Sharpe Ratio

0.94

Winner

FLXS

1.37

5Y Beta

1.13

Winner

FLXS

1.10

Industry

Credit Services

FLXS

Furnishings, Fixtures & Appliances

P/E Ratio

Winner

7.71

FLXS

11.63

Forward P/E

Winner

6.52

FLXS

13.44

PEG Ratio

0.14

Winner

FLXS

0.10

Dividend Yield

Winner

3.08%

FLXS

1.20%

5Y Dividends CAGR

Winner

30.26%

FLXS

28.47%

5Y EPS CAGR

-2.62%

FLXS

N/A

Debt to Equity

429.52%

Winner

FLXS

0.00%

Free Cash Flow Yield

Winner

88.48%

FLXS

10.66%

P/S Ratio

Winner

0.56

FLXS

0.60

P/B Ratio

Winner

0.95

FLXS

1.49

RM vs FLXS - Historical Returns

Returns include dividend reinvestment.

Period	RM	FLXS
1 month	+6.98%	+22.25%
3 months	+21.67%	+53.49%
6 months	-2.34%	+69.62%
1 year	+39.86%	+91.65%
5 years(CAGR)	-1.46%	+12.18%
10 years(CAGR)	+12.77%	+8.41%
Max(CAGR)	+7.73%	+9.53%

+6.98%

Winner

FLXS

+22.25%

+21.67%

Winner

FLXS

+53.49%

-2.34%

Winner

FLXS

+69.62%

+39.86%

Winner

FLXS

+91.65%

5Y(CAGR)

-1.46%

Winner

FLXS

+12.18%

10Y(CAGR)

Winner

+12.77%

FLXS

+8.41%

Max(CAGR)

+7.73%

Winner

FLXS

+9.53%

RM vs FLXS - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RM	FLXS
2026	+0.92%	+73.72%
2025	+20.12%	-24.37%
2024	+33.92%	+195.91%
2023	-9.40%	+21.84%
2022	-49.56%	-40.62%
2021	+104.86%	-16.54%
2020	+0.26%	+83.03%
2019	+24.55%	-12.72%
2018	-8.66%	-51.83%
2017	-1.68%	-22.34%
2016	+78.17%	+44.13%
2015	+0.59%	+42.15%
2014	-52.00%	+7.72%
2013	+102.81%	+37.95%
2012	+0.61%	+57.76%
2011	N/A	-21.04%
2010	N/A	+84.21%
2009	N/A	+49.93%
2008	N/A	-40.89%
2007	N/A	-0.53%
2006	N/A	-9.15%
2005	N/A	-16.81%
2004	N/A	-19.34%
2003	N/A	+41.47%
2002	N/A	+50.02%
2001	N/A	+4.75%
2000	N/A	-4.92%
1999	N/A	+1.95%

RM vs FLXS Drawdown Comparison

The maximum drawdown for RM was -71.80%, occurring on Apr 3, 2020. Recovery took 681 trading sessions.

The maximum drawdown for FLXS was -85.59%, occurring on May 19, 2020. Recovery took 1978 trading sessions.

The current RM drawdown is -27.16%.

Rank	RM	FLXS
#1	-71.80% Jun 20, 2018 - Mar 5, 2021	-85.59% Dec 9, 2016 - Oct 22, 2024
#2	-68.61% Jan 10, 2014 - May 7, 2018	-74.94% Apr 16, 2004 - Apr 10, 2012
#3	-64.61% Sep 27, 2021 - Feb 13, 2024	-54.09% Dec 13, 2024 - Jun 11, 2026
#4	-24.11% Apr 2, 2012 - Sep 6, 2012	-37.56% Jun 18, 2015 - Oct 28, 2015
#5	-15.86% Aug 1, 2013 - Sep 26, 2013	-25.69% Jun 14, 2000 - Feb 28, 2002
#6	-14.14% Oct 16, 2012 - Mar 4, 2013	-25.27% Apr 2, 2014 - Jun 15, 2015
#7	-12.21% Jun 8, 2021 - Jul 20, 2021	-24.99% Mar 25, 2013 - Jul 15, 2013
#8	-10.18% Oct 23, 2013 - Dec 20, 2013	-24.85% Sep 23, 2016 - Nov 18, 2016
#9	-8.53% Mar 15, 2021 - Apr 12, 2021	-22.21% Apr 16, 2002 - Dec 31, 2002
#10	-8.49% Sep 16, 2021 - Sep 24, 2021	-22.18% Jan 9, 2003 - Jun 5, 2003
#11	-7.15% Aug 4, 2021 - Aug 31, 2021	-21.10% Nov 30, 2015 - Aug 30, 2016
#12	-5.32% Jun 1, 2021 - Jun 7, 2021	-18.30% Aug 9, 2012 - Dec 21, 2012
#13	-4.72% Sep 7, 2012 - Oct 12, 2012	-17.20% Dec 26, 2013 - Feb 7, 2014
#14	-4.64% Jun 18, 2013 - Jul 5, 2013	-15.29% Feb 16, 2000 - Jun 14, 2000
#15	-4.37% May 10, 2021 - May 17, 2021	-14.08% Feb 10, 2004 - Apr 16, 2004

Correlation

Correlation between RM and FLXS is 0.30 which considered as a very weak or no correlation - the stocks move independently of each other.

0.30

-101

Dividend Comparison (1999 - 2026)

RM vs FLXS dividend yield comparison.

Year	RM	FLXS
2026	1.54%	0.65%
2025	3.10%	1.95%
2024	3.53%	1.18%
2023	4.78%	3.18%
2022	4.27%	3.90%
2021	1.65%	2.23%
2020	0.67%	1.20%
2019	0.00%	4.42%
2018	0.00%	3.99%
2017	0.00%	1.80%
2016	0.00%	1.23%
2015	0.00%	1.63%
2014	0.00%	2.05%
2013	0.00%	1.95%
2012	0.00%	2.56%
2011	0.00%	2.53%
2010	0.00%	1.41%
2009	0.00%	1.96%
2008	0.00%	7.77%
2007	0.00%	4.33%
2006	0.00%	4.13%
2005	0.00%	3.70%
2004	0.00%	2.95%
2003	0.00%	2.31%
2002	0.00%	3.11%
2001	0.00%	4.62%
2000	0.00%	4.52%
1999	0.00%	0.97%