RITM vs WTM

Comparison between Rithm Capital Corporation (RITM, Company) and White Mountains Insurance Group Ltd (WTM, Company).

RITM is from the Real Estate sector, while WTM is from the Financial Services sector.

5-Year PerformanceWTM has outperformed RITM, delivering a return of +12.6% compared to +6.6%

RITM vs WTM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RITM(COMPANY)	WTM(COMPANY)
Market Cap	$5.19B	$5.21B
Max Drawdown	82.17%	78.65%
Sharpe Ratio	-0.56	0.57
5Y Beta	0.79	0.35
Industry	Reit - Mortgage	Insurance - Property & Casualty
P/E Ratio	7.03	5.03
Forward P/E	4.10	13.87
PEG Ratio	N/A	0.00
Dividend Yield	10.90%	0.05%
5Y Dividends CAGR	7.39%	14.87%
5Y EPS CAGR	N/A	12.53%
Debt to Equity	408.30%	15.54%
Free Cash Flow Yield	-50.30%	11.93%
P/S Ratio	1.23	1.84
P/B Ratio	0.75	0.97

Market Cap

RITM

$5.19B

Winner

WTM

$5.21B

Max Drawdown

RITM

82.17%

Winner

WTM

78.65%

Sharpe Ratio

RITM

-0.56

Winner

WTM

0.57

5Y Beta

RITM

0.79

Winner

WTM

0.35

Industry

RITM

Reit - Mortgage

WTM

Insurance - Property & Casualty

P/E Ratio

RITM

7.03

Winner

WTM

5.03

Forward P/E

Winner

RITM

4.10

WTM

13.87

PEG Ratio

RITM

N/A

WTM

0.00

Dividend Yield

Winner

RITM

10.90%

WTM

0.05%

5Y Dividends CAGR

RITM

7.39%

Winner

WTM

14.87%

5Y EPS CAGR

RITM

N/A

WTM

12.53%

Debt to Equity

RITM

408.30%

Winner

WTM

15.54%

Free Cash Flow Yield

RITM

-50.30%

Winner

WTM

11.93%

P/S Ratio

Winner

RITM

1.23

WTM

1.84

P/B Ratio

Winner

RITM

0.75

WTM

0.97

RITM vs WTM - Historical Returns

Returns include dividend reinvestment.

Period	RITM	WTM
1 month	-5.88%	-4.02%
3 months	-4.23%	-5.61%
6 months	-15.51%	+1.54%
1 year	-10.69%	+14.98%
5 years(CAGR)	+6.62%	+12.61%
10 years(CAGR)	+6.38%	+9.95%
Max(CAGR)	+7.95%	+11.54%

RITM

-5.88%

Winner

WTM

-4.02%

Winner

RITM

-4.23%

WTM

-5.61%

RITM

-15.51%

Winner

WTM

+1.54%

RITM

-10.69%

Winner

WTM

+14.98%

5Y(CAGR)

RITM

+6.62%

Winner

WTM

+12.61%

10Y(CAGR)

RITM

+6.38%

Winner

WTM

+9.95%

Max(CAGR)

RITM

+7.95%

Winner

WTM

+11.54%

RITM vs WTM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RITM	WTM
2026	-14.69%	+1.18%
2025	+9.62%	+7.78%
2024	+11.90%	+28.89%
2023	+43.59%	+7.82%
2022	-16.59%	+40.13%
2021	+22.64%	+0.02%
2020	-35.02%	-10.78%
2019	+27.47%	+30.61%
2018	-8.94%	+1.26%
2017	+27.02%	+0.31%
2016	+48.51%	+16.25%
2015	+6.58%	+15.17%
2014	+9.14%	+5.05%
2013	+6.41%	+15.41%
2012	N/A	+13.20%
2011	N/A	+32.29%
2010	N/A	+0.31%
2009	N/A	+27.07%
2008	N/A	-46.61%
2007	N/A	-10.07%
2006	N/A	+5.94%
2005	N/A	-10.36%
2004	N/A	+42.59%
2003	N/A	+42.62%
2002	N/A	-7.44%
2001	N/A	+10.58%
2000	N/A	+172.82%
1999	N/A	-4.04%

RITM vs WTM Drawdown Comparison

The maximum drawdown for RITM was -81.11%, occurring on Apr 3, 2020. Recovery took 1141 trading sessions.

The maximum drawdown for WTM was -77.48%, occurring on Mar 9, 2009. Recovery took 2327 trading sessions.

The current RITM drawdown is -22.38%. The current WTM drawdown is -10.96%.

Rank	RITM	WTM
#1	-81.11% Feb 14, 2020 - Aug 28, 2024	-77.48% Sep 8, 2005 - Dec 5, 2014
#2	-38.97% May 22, 2015 - Nov 18, 2016	-40.16% Feb 11, 2020 - Feb 10, 2021
#3	-27.33% Sep 5, 2025 - Mar 20, 2026	-27.02% Jun 21, 2001 - May 12, 2003
#4	-22.95% Sep 5, 2018 - Nov 1, 2019	-22.07% Feb 22, 2021 - Jun 7, 2022
#5	-19.51% Feb 28, 2025 - Jul 2, 2025	-18.77% Nov 1, 1999 - Mar 14, 2000
#6	-16.31% Oct 22, 2013 - Mar 18, 2014	-18.05% Nov 25, 2024 - Nov 26, 2025
#7	-13.15% May 7, 2013 - Oct 18, 2013	-16.59% Mar 1, 2017 - Sep 14, 2018
#8	-11.09% Apr 19, 2017 - Sep 27, 2017	-16.37% Mar 11, 2005 - Aug 19, 2005
#9	-10.96% Dec 28, 2017 - May 1, 2018	-15.67% Apr 6, 2004 - Nov 18, 2004
#10	-10.82% Aug 30, 2024 - Jan 28, 2025	-15.54% Sep 8, 2022 - Oct 28, 2022
#11	-8.95% Mar 21, 2014 - Jul 14, 2014	-14.93% Feb 17, 2023 - Jul 20, 2023
#12	-7.45% Jul 14, 2014 - Nov 5, 2014	-14.80% Sep 14, 2018 - May 31, 2019
#13	-6.88% Jan 27, 2017 - Feb 14, 2017	-13.91% Jun 16, 2003 - Oct 3, 2003
#14	-6.44% Dec 19, 2014 - Jan 22, 2015	-13.43% Nov 30, 2015 - Apr 1, 2016
#15	-6.23% Nov 8, 2019 - Dec 17, 2019	-13.10% Apr 17, 2026 - Jun 4, 2026

Correlation

Correlation between RITM and WTM is 0.80 which considered as a strong positive correlation - the stocks tend to move together.

0.80

-101

Dividend Comparison (1999 - 2026)

RITM vs WTM dividend yield comparison.

Year	RITM	WTM
2026	2.74%	0.05%
2025	9.17%	0.05%
2024	9.23%	0.05%
2023	9.36%	0.07%
2022	12.24%	0.07%
2021	8.40%	0.10%
2020	5.03%	0.10%
2019	12.41%	0.09%
2018	14.07%	0.12%
2017	11.07%	0.12%
2016	11.70%	0.12%
2015	14.39%	0.14%
2014	12.96%	0.16%
2013	7.41%	0.17%
2012	0.00%	0.19%
2011	0.00%	0.22%
2010	0.00%	0.30%
2009	0.00%	0.30%
2008	0.00%	3.00%
2007	0.00%	1.56%
2006	0.00%	1.38%
2005	0.00%	1.43%
2004	0.00%	0.15%
2003	0.00%	0.22%
2002	0.00%	0.31%
2001	0.00%	0.29%
2000	0.00%	0.25%
1999	0.00%	0.33%