RGCO vs REFI

Comparison between RGC Resources Inc (RGCO, Company) and Chicago Atlantic Real Estate Finance Inc (REFI, Company).

RGCO is from the Utilities sector, while REFI is from the Real Estate sector.

5-Year PerformanceREFI has outperformed RGCO, delivering a return of +3.4% compared to +1.1%

RGCO vs REFI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RGCO(COMPANY)	REFI(COMPANY)
Market Cap	$225M	$223M
Max Drawdown	50.39%	51.71%
Sharpe Ratio	0.16	-0.51
5Y Beta	0.49	0.41
Industry	Utilities - Regulated Gas	Reit - Mortgage
P/E Ratio	16.03	7.51
Forward P/E	18.08	5.52
PEG Ratio	9.72	N/A
Dividend Yield	3.99%	18.30%
5Y Dividends CAGR	7.90%	N/A
5Y EPS CAGR	2.48%	N/A
Debt to Equity	120.82%	16.39%
Free Cash Flow Yield	0.90%	12.09%

Market Cap

Winner

RGCO

$225M

REFI

$223M

Max Drawdown

Winner

RGCO

50.39%

REFI

51.71%

Sharpe Ratio

Winner

RGCO

0.16

REFI

-0.51

5Y Beta

RGCO

0.49

Winner

REFI

0.41

Industry

RGCO

Utilities - Regulated Gas

REFI

Reit - Mortgage

P/E Ratio

RGCO

16.03

Winner

REFI

7.51

Forward P/E

RGCO

18.08

Winner

REFI

5.52

PEG Ratio

RGCO

9.72

REFI

N/A

Dividend Yield

RGCO

3.99%

Winner

REFI

18.30%

5Y Dividends CAGR

RGCO

7.90%

REFI

N/A

5Y EPS CAGR

RGCO

2.48%

REFI

N/A

Debt to Equity

RGCO

120.82%

Winner

REFI

16.39%

Free Cash Flow Yield

RGCO

0.90%

Winner

REFI

12.09%

RGCO vs REFI - Historical Returns

Returns include dividend reinvestment.

Period	RGCO	REFI
1 month	-10.60%	-4.01%
3 months	-5.71%	-5.19%
6 months	+1.21%	-6.37%
1 year	-1.21%	-16.00%
5 years(CAGR)	+1.10%	+3.45%
10 years(CAGR)	+6.25%	N/A
Max(CAGR)	+9.42%	+3.45%

RGCO

-10.60%

Winner

REFI

-4.01%

RGCO

-5.71%

Winner

REFI

-5.19%

Winner

RGCO

+1.21%

REFI

-6.37%

Winner

RGCO

-1.21%

REFI

-16.00%

5Y(CAGR)

RGCO

+1.10%

Winner

REFI

+3.45%

10Y(CAGR)

RGCO

+6.25%

REFI

N/A

Max(CAGR)

Winner

RGCO

+9.42%

REFI

+3.45%

RGCO vs REFI - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RGCO	REFI
2026	+4.43%	-8.66%
2025	+10.78%	-9.46%
2024	+3.31%	+9.91%
2023	-4.91%	+24.48%
2022	-1.42%	+1.58%
2021	-1.93%	+0.97%
2020	-13.21%	N/A
2019	-1.83%	N/A
2018	+16.45%	N/A
2017	+67.19%	N/A
2016	+22.32%	N/A
2015	-0.23%	N/A
2014	+19.72%	N/A
2013	+6.19%	N/A
2012	+10.81%	N/A
2011	+16.67%	N/A
2010	+8.26%	N/A
2009	+19.42%	N/A
2008	-14.63%	N/A
2007	+27.29%	N/A
2006	+6.27%	N/A
2005	+4.10%	N/A
2004	+41.39%	N/A
2003	+34.11%	N/A
2002	+0.06%	N/A
2001	+5.93%	N/A
2000	-5.28%	N/A
1999	+2.32%	N/A

RGCO vs REFI Drawdown Comparison

The maximum drawdown for RGCO was -41.76%, occurring on Oct 27, 2023. Recovery took 1716 trading sessions.

The maximum drawdown for REFI was -26.51%, occurring on Mar 15, 2023. Recovery took 454 trading sessions.

The current RGCO drawdown is -17.43%. The current REFI drawdown is -20.82%.

Rank	RGCO	REFI
#1	-41.76% Jul 3, 2019 - May 1, 2026	-26.51% Feb 28, 2022 - Dec 18, 2023
#2	-27.31% Oct 11, 2017 - Jul 5, 2018	-24.97% Mar 3, 2025 - Jul 31, 2026
#3	-25.46% Nov 23, 2007 - Dec 24, 2009	-9.51% Jul 17, 2024 - Nov 21, 2024
#4	-22.90% Feb 1, 2000 - Mar 8, 2001	-7.26% Dec 27, 2023 - Jul 15, 2024
#5	-19.11% Jul 16, 2026 - Aug 11, 2026	-6.30% Jan 20, 2022 - Feb 28, 2022
#6	-17.99% Jul 14, 2017 - Sep 27, 2017	-3.12% Jan 21, 2025 - Feb 10, 2025
#7	-16.13% Jul 5, 2018 - Jun 28, 2019	-2.99% Feb 18, 2025 - Feb 25, 2025
#8	-15.18% May 15, 2002 - Apr 14, 2003	-2.97% Dec 8, 2021 - Dec 31, 2021
#9	-14.69% May 2, 2013 - Aug 26, 2014	-2.82% Jan 3, 2025 - Jan 17, 2025
#10	-14.58% Mar 17, 2017 - Apr 12, 2017	-2.78% Dec 5, 2024 - Jan 3, 2025
#11	-12.89% Mar 8, 2001 - Dec 26, 2001	-2.38% Dec 19, 2023 - Dec 26, 2023
#12	-12.14% May 13, 2005 - Sep 7, 2006	-1.23% Dec 2, 2024 - Dec 5, 2024
#13	-11.68% Feb 19, 2015 - Nov 4, 2015	-0.88% Feb 11, 2025 - Feb 14, 2025
#14	-11.20% Sep 21, 2004 - Dec 8, 2004	-0.39% Jan 11, 2022 - Jan 13, 2022
#15	-10.62% Feb 11, 2005 - May 13, 2005	-0.31% Nov 25, 2024 - Nov 29, 2024

Correlation

Correlation between RGCO and REFI is 0.38 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.38

-101

Dividend Comparison (2000 - 2026)

RGCO vs REFI dividend yield comparison.

Year	RGCO	REFI
2026	3.00%	9.13%
2025	3.90%	15.33%
2024	3.99%	13.36%
2023	3.88%	13.41%
2022	3.54%	13.93%
2021	3.22%	0.00%
2020	2.94%	0.00%
2019	2.31%	0.00%
2018	2.07%	0.00%
2017	2.14%	0.00%
2016	3.24%	0.00%
2015	3.61%	0.00%
2014	3.36%	0.00%
2013	3.79%	0.00%
2012	9.22%	0.00%
2011	3.83%	0.00%
2010	4.16%	0.00%
2009	4.42%	0.00%
2008	4.90%	0.00%
2007	3.90%	0.00%
2006	4.73%	0.00%
2005	4.67%	0.00%
2004	21.90%	0.00%
2003	5.02%	0.00%
2002	6.20%	0.00%
2001	5.60%	0.00%
2000	5.72%	0.00%