RFEM vs JULT

Comparison between FIRST TRUST RIVERFRONT DYNAMIC EMERGING MARKETS ETF (RFEM, ETF) and ALLIANZIM U.S. EQUITY BUFFER10 JUL ETF (JULT, ETF).

5-Year PerformanceJULT has outperformed RFEM, delivering a return of +11.3% compared to +8.4%

RFEM vs JULT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RFEM(ETF)	JULT(ETF)
Net Assets	$81M	$81M
Expense Ratio	0.99%	0.74%
Max Drawdown	45.64%	13.57%
Sharpe Ratio	1.74	1.89
5Y Beta	0.77	0.64
5Y Dividends CAGR	12.60%	N/A

Net Assets

Winner

RFEM

$81M

JULT

$81M

Expense Ratio

RFEM

0.99%

Winner

JULT

0.74%

Max Drawdown

RFEM

45.64%

Winner

JULT

13.57%

Sharpe Ratio

RFEM

1.74

Winner

JULT

1.89

5Y Beta

RFEM

0.77

Winner

JULT

0.64

5Y Dividends CAGR

RFEM

12.60%

JULT

N/A

RFEM vs JULT - Historical Returns

Returns include dividend reinvestment.

Period	RFEM	JULT
1 month	-2.54%	+0.75%
3 months	+10.55%	+5.50%
6 months	+18.81%	+6.36%
1 year	+36.81%	+17.28%
5 years(CAGR)	+8.39%	+11.30%
10 years(CAGR)	+9.84%	N/A
Max(CAGR)	+9.84%	+12.01%

RFEM

-2.54%

Winner

JULT

+0.75%

Winner

RFEM

+10.55%

JULT

+5.50%

Winner

RFEM

+18.81%

JULT

+6.36%

Winner

RFEM

+36.81%

JULT

+17.28%

5Y(CAGR)

RFEM

+8.39%

Winner

JULT

+11.30%

10Y(CAGR)

RFEM

+9.84%

JULT

N/A

Max(CAGR)

RFEM

+9.84%

Winner

JULT

+12.01%

RFEM vs JULT - Annual Returns (2016 - 2026)

Returns include dividend reinvestment.

Year	RFEM	JULT
2026	+15.20%	+5.58%
2025	+27.41%	+13.84%
2024	+12.03%	+18.15%
2023	+21.35%	+21.66%
2022	-19.44%	-6.01%
2021	+0.45%	+10.39%
2020	+6.01%	+10.68%
2019	+20.05%	N/A
2018	-20.67%	N/A
2017	+34.51%	N/A
2016	+8.60%	N/A

RFEM vs JULT Drawdown Comparison

The maximum drawdown for RFEM was -42.20%, occurring on Mar 23, 2020. Recovery took 747 trading sessions.

The maximum drawdown for JULT was -13.57%, occurring on Apr 8, 2025. Recovery took 86 trading sessions.

The current RFEM drawdown is -5.06%. The current JULT drawdown is -0.32%.

Rank	RFEM	JULT
#1	-42.20% Jan 26, 2018 - Jan 14, 2021	-13.57% Feb 19, 2025 - Jun 24, 2025
#2	-35.99% Feb 17, 2021 - Jul 5, 2024	-11.50% Jan 3, 2022 - Feb 2, 2023
#3	-15.81% Sep 26, 2024 - May 19, 2025	-6.74% Jul 28, 2023 - Nov 20, 2023
#4	-11.65% Feb 25, 2026 - Apr 17, 2026	-5.84% Jul 16, 2024 - Aug 21, 2024
#5	-10.45% Jul 12, 2024 - Sep 24, 2024	-5.83% Feb 2, 2023 - Apr 28, 2023
#6	-9.08% Sep 22, 2016 - Jan 25, 2017	-5.22% Feb 25, 2026 - Apr 13, 2026
#7	-6.53% Jun 23, 2016 - Jul 13, 2016	-4.09% Sep 2, 2020 - Oct 12, 2020
#8	-6.35% May 11, 2026 - May 26, 2026	-3.80% Oct 12, 2020 - Nov 5, 2020
#9	-6.27% Jun 2, 2026 - Jun 5, 2026	-3.07% Mar 28, 2024 - May 6, 2024
#10	-5.18% Jan 21, 2021 - Feb 5, 2021	-2.93% Aug 30, 2024 - Sep 16, 2024
#11	-4.83% Sep 6, 2016 - Sep 22, 2016	-2.64% Sep 2, 2021 - Oct 19, 2021
#12	-4.56% Mar 20, 2017 - May 9, 2017	-2.52% Oct 27, 2025 - Nov 28, 2025
#13	-4.27% Oct 6, 2025 - Oct 20, 2025	-2.35% Dec 6, 2024 - Jan 21, 2025
#14	-4.12% Nov 22, 2017 - Dec 29, 2017	-2.27% May 1, 2023 - May 18, 2023
#15	-3.68% Jul 23, 2025 - Aug 13, 2025	-2.24% Nov 4, 2021 - Dec 23, 2021

Correlation

Correlation between RFEM and JULT is 0.86 which considered as a strong positive correlation - the stocks tend to move together.

0.86

-101

Dividend Comparison (2016 - 2026)

RFEM vs JULT dividend yield comparison.

Year	RFEM	JULT
2026	0.05%	0.00%
2025	1.98%	0.00%
2024	3.64%	0.00%
2023	3.28%	0.00%
2022	7.74%	0.00%
2021	3.21%	0.00%
2020	1.22%	3.86%
2019	3.75%	0.00%
2018	2.37%	0.00%
2017	1.62%	0.00%
2016	3.73%	0.00%