RF vs CPAY

Comparison between Regions Financial Corp (RF, Company) and Fleetcor Technologies Inc (CPAY, Company).

RF is from the Financial Services sector, while CPAY is from the Technology sector.

5-Year PerformanceRF has outperformed CPAY, delivering a return of +14.1% compared to +9.8%

RF vs CPAY - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RF(COMPANY)	CPAY(COMPANY)
Market Cap	$27B	$27B
Max Drawdown	93.57%	50.13%
Sharpe Ratio	0.85	0.76
5Y Beta	1.00	1.22
Industry	Banks - Regional	Software - Infrastructure
P/E Ratio	12.24	24.22
Forward P/E	11.96	15.75
PEG Ratio	0.44	1.84
Dividend Yield	3.34%	N/A
5Y Dividends CAGR	16.14%	N/A
5Y EPS CAGR	8.64%	14.70%
Debt to Equity	40.49%	427.71%
Free Cash Flow Yield	6.59%	6.09%
P/S Ratio	3.75	5.46
P/B Ratio	1.53	7.43

Market Cap

Winner

$27B

CPAY

$27B

Max Drawdown

93.57%

Winner

CPAY

50.13%

Sharpe Ratio

Winner

0.85

CPAY

0.76

5Y Beta

Winner

1.00

CPAY

1.22

Industry

Banks - Regional

CPAY

Software - Infrastructure

P/E Ratio

Winner

12.24

CPAY

24.22

Forward P/E

Winner

11.96

CPAY

15.75

PEG Ratio

Winner

0.44

CPAY

1.84

Dividend Yield

3.34%

CPAY

N/A

5Y Dividends CAGR

16.14%

CPAY

N/A

5Y EPS CAGR

8.64%

Winner

CPAY

14.70%

Debt to Equity

Winner

40.49%

CPAY

427.71%

Free Cash Flow Yield

Winner

6.59%

CPAY

6.09%

P/S Ratio

Winner

3.75

CPAY

5.46

P/B Ratio

Winner

1.53

CPAY

7.43

RF vs CPAY - Historical Returns

Returns include dividend reinvestment.

Period	RF	CPAY
1 month	-1.67%	+10.24%
3 months	+15.08%	+18.63%
6 months	+4.91%	+17.25%
1 year	+23.70%	+26.94%
5 years(CAGR)	+14.15%	+9.79%
10 years(CAGR)	+16.49%	+9.28%
Max(CAGR)	+4.27%	+18.82%

-1.67%

Winner

CPAY

+10.24%

+15.08%

Winner

CPAY

+18.63%

+4.91%

Winner

CPAY

+17.25%

+23.70%

Winner

CPAY

+26.94%

5Y(CAGR)

Winner

+14.15%

CPAY

+9.79%

10Y(CAGR)

Winner

+16.49%

CPAY

+9.28%

Max(CAGR)

+4.27%

Winner

CPAY

+18.82%

RF vs CPAY - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RF	CPAY
2026	+13.13%	+35.43%
2025	+23.40%	-11.47%
2024	+26.24%	+20.19%
2023	-5.30%	+54.27%
2022	-1.61%	-20.52%
2021	+40.88%	-15.83%
2020	-1.23%	-5.18%
2019	+30.47%	+55.06%
2018	-20.98%	-4.20%
2017	+22.35%	+33.03%
2016	+56.00%	+0.63%
2015	-6.48%	-4.88%
2014	+8.63%	+25.62%
2013	+36.77%	+112.34%
2012	+64.91%	+75.56%
2011	-38.68%	-1.97%
2010	+29.89%	+13.47%
2009	-36.60%	N/A
2008	-63.41%	N/A
2007	-34.72%	N/A
2006	+13.82%	N/A
2005	+0.99%	N/A
2004	+25.16%	N/A
2003	+11.70%	N/A
2002	+15.08%	N/A
2001	+13.91%	N/A
2000	+21.72%	N/A
1999	-15.91%	N/A

RF vs CPAY Drawdown Comparison

The maximum drawdown for RF was -92.64%, occurring on Feb 4, 2009. Recovery took 4497 trading sessions.

The maximum drawdown for CPAY was -50.13%, occurring on Oct 20, 2022. Recovery took 1173 trading sessions.

The current RF drawdown is -5.59%. The current CPAY drawdown is -4.27%.

Rank	RF	CPAY
#1	-92.64% Oct 13, 2006 - Aug 28, 2024	-50.13% Feb 6, 2020 - Oct 4, 2024
#2	-40.39% Nov 8, 1999 - Jan 30, 2001	-34.54% Feb 6, 2025 - Jul 29, 2026
#3	-30.87% Nov 25, 2024 - Jul 23, 2025	-32.68% Apr 29, 2011 - Mar 13, 2012
#4	-24.37% Aug 19, 2002 - Jun 3, 2003	-30.80% Aug 17, 2015 - Aug 11, 2016
#5	-18.58% Aug 3, 2001 - Feb 26, 2002	-25.22% Oct 24, 2016 - Nov 2, 2017
#6	-18.46% Feb 11, 2026 - Jul 1, 2026	-22.97% Sep 28, 2018 - Feb 22, 2019
#7	-18.02% May 17, 2002 - Aug 15, 2002	-17.12% Dec 2, 2013 - Feb 24, 2014
#8	-15.60% Mar 7, 2001 - Jun 21, 2001	-16.93% Aug 19, 2014 - Oct 31, 2014
#9	-15.42% Jul 14, 2005 - Dec 16, 2005	-16.78% May 9, 2012 - Aug 15, 2012
#10	-14.78% Sep 18, 2025 - Dec 10, 2025	-16.71% Feb 27, 2014 - Jun 6, 2014
#11	-13.50% Jan 23, 2004 - Aug 18, 2004	-12.19% Nov 24, 2014 - Feb 20, 2015
#12	-11.12% Apr 28, 2006 - Jul 26, 2006	-11.86% Dec 2, 2024 - Jan 30, 2025
#13	-10.79% Dec 1, 2004 - Jul 13, 2005	-10.63% Jan 31, 2018 - Jun 18, 2018
#14	-6.78% Jul 25, 2025 - Aug 22, 2025	-10.27% Feb 18, 2011 - Mar 28, 2011
#15	-6.11% Jun 16, 2003 - Jul 18, 2003	-9.41% Jul 9, 2019 - Aug 8, 2019