REFI vs RGCO

Comparison between Chicago Atlantic Real Estate Finance Inc (REFI, Company) and RGC Resources Inc (RGCO, Company).

REFI is from the Real Estate sector, while RGCO is from the Utilities sector.

5-Year PerformanceREFI has outperformed RGCO, delivering a return of +3.4% compared to +1.1%

REFI vs RGCO - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	REFI(COMPANY)	RGCO(COMPANY)
Market Cap	$223M	$225M
Max Drawdown	51.71%	50.39%
Sharpe Ratio	-0.51	0.16
5Y Beta	0.41	0.49
Industry	Reit - Mortgage	Utilities - Regulated Gas
P/E Ratio	7.51	16.03
Forward P/E	5.52	18.08
PEG Ratio	N/A	9.72
Dividend Yield	18.30%	3.99%
5Y Dividends CAGR	N/A	7.90%
5Y EPS CAGR	N/A	2.48%
Debt to Equity	16.39%	120.82%
Free Cash Flow Yield	12.09%	0.90%

Market Cap

REFI

$223M

Winner

RGCO

$225M

Max Drawdown

REFI

51.71%

Winner

RGCO

50.39%

Sharpe Ratio

REFI

-0.51

Winner

RGCO

0.16

5Y Beta

Winner

REFI

0.41

RGCO

0.49

Industry

REFI

Reit - Mortgage

RGCO

Utilities - Regulated Gas

P/E Ratio

Winner

REFI

7.51

RGCO

16.03

Forward P/E

Winner

REFI

5.52

RGCO

18.08

PEG Ratio

REFI

N/A

RGCO

9.72

Dividend Yield

Winner

REFI

18.30%

RGCO

3.99%

5Y Dividends CAGR

REFI

N/A

RGCO

7.90%

5Y EPS CAGR

REFI

N/A

RGCO

2.48%

Debt to Equity

Winner

REFI

16.39%

RGCO

120.82%

Free Cash Flow Yield

Winner

REFI

12.09%

RGCO

0.90%

REFI vs RGCO - Historical Returns

Returns include dividend reinvestment.

Period	REFI	RGCO
1 month	-4.01%	-10.60%
3 months	-5.19%	-5.71%
6 months	-6.37%	+1.21%
1 year	-16.00%	-1.21%
5 years(CAGR)	+3.45%	+1.10%
10 years(CAGR)	N/A	+6.25%
Max(CAGR)	+3.45%	+9.42%

Winner

REFI

-4.01%

RGCO

-10.60%

Winner

REFI

-5.19%

RGCO

-5.71%

REFI

-6.37%

Winner

RGCO

+1.21%

REFI

-16.00%

Winner

RGCO

-1.21%

5Y(CAGR)

Winner

REFI

+3.45%

RGCO

+1.10%

10Y(CAGR)

REFI

N/A

RGCO

+6.25%

Max(CAGR)

REFI

+3.45%

Winner

RGCO

+9.42%

REFI vs RGCO - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	REFI	RGCO
2026	-8.66%	+4.43%
2025	-9.46%	+10.78%
2024	+9.91%	+3.31%
2023	+24.48%	-4.91%
2022	+1.58%	-1.42%
2021	+0.97%	-1.93%
2020	N/A	-13.21%
2019	N/A	-1.83%
2018	N/A	+16.45%
2017	N/A	+67.19%
2016	N/A	+22.32%
2015	N/A	-0.23%
2014	N/A	+19.72%
2013	N/A	+6.19%
2012	N/A	+10.81%
2011	N/A	+16.67%
2010	N/A	+8.26%
2009	N/A	+19.42%
2008	N/A	-14.63%
2007	N/A	+27.29%
2006	N/A	+6.27%
2005	N/A	+4.10%
2004	N/A	+41.39%
2003	N/A	+34.11%
2002	N/A	+0.06%
2001	N/A	+5.93%
2000	N/A	-5.28%
1999	N/A	+2.32%

REFI vs RGCO Drawdown Comparison

The maximum drawdown for REFI was -26.51%, occurring on Mar 15, 2023. Recovery took 454 trading sessions.

The maximum drawdown for RGCO was -41.76%, occurring on Oct 27, 2023. Recovery took 1716 trading sessions.

The current REFI drawdown is -20.82%. The current RGCO drawdown is -17.43%.

Rank	REFI	RGCO
#1	-26.51% Feb 28, 2022 - Dec 18, 2023	-41.76% Jul 3, 2019 - May 1, 2026
#2	-24.97% Mar 3, 2025 - Jul 31, 2026	-27.31% Oct 11, 2017 - Jul 5, 2018
#3	-9.51% Jul 17, 2024 - Nov 21, 2024	-25.46% Nov 23, 2007 - Dec 24, 2009
#4	-7.26% Dec 27, 2023 - Jul 15, 2024	-22.90% Feb 1, 2000 - Mar 8, 2001
#5	-6.30% Jan 20, 2022 - Feb 28, 2022	-19.11% Jul 16, 2026 - Aug 11, 2026
#6	-3.12% Jan 21, 2025 - Feb 10, 2025	-17.99% Jul 14, 2017 - Sep 27, 2017
#7	-2.99% Feb 18, 2025 - Feb 25, 2025	-16.13% Jul 5, 2018 - Jun 28, 2019
#8	-2.97% Dec 8, 2021 - Dec 31, 2021	-15.18% May 15, 2002 - Apr 14, 2003
#9	-2.82% Jan 3, 2025 - Jan 17, 2025	-14.69% May 2, 2013 - Aug 26, 2014
#10	-2.78% Dec 5, 2024 - Jan 3, 2025	-14.58% Mar 17, 2017 - Apr 12, 2017
#11	-2.38% Dec 19, 2023 - Dec 26, 2023	-12.89% Mar 8, 2001 - Dec 26, 2001
#12	-1.23% Dec 2, 2024 - Dec 5, 2024	-12.14% May 13, 2005 - Sep 7, 2006
#13	-0.88% Feb 11, 2025 - Feb 14, 2025	-11.68% Feb 19, 2015 - Nov 4, 2015
#14	-0.39% Jan 11, 2022 - Jan 13, 2022	-11.20% Sep 21, 2004 - Dec 8, 2004
#15	-0.31% Nov 25, 2024 - Nov 29, 2024	-10.62% Feb 11, 2005 - May 13, 2005

Correlation

Correlation between REFI and RGCO is 0.38 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.38

-101

Dividend Comparison (2000 - 2026)

REFI vs RGCO dividend yield comparison.

Year	REFI	RGCO
2026	9.13%	3.00%
2025	15.33%	3.90%
2024	13.36%	3.99%
2023	13.41%	3.88%
2022	13.93%	3.54%
2021	0.00%	3.22%
2020	0.00%	2.94%
2019	0.00%	2.31%
2018	0.00%	2.07%
2017	0.00%	2.14%
2016	0.00%	3.24%
2015	0.00%	3.61%
2014	0.00%	3.36%
2013	0.00%	3.79%
2012	0.00%	9.22%
2011	0.00%	3.83%
2010	0.00%	4.16%
2009	0.00%	4.42%
2008	0.00%	4.90%
2007	0.00%	3.90%
2006	0.00%	4.73%
2005	0.00%	4.67%
2004	0.00%	21.90%
2003	0.00%	5.02%
2002	0.00%	6.20%
2001	0.00%	5.60%
2000	0.00%	5.72%