REFI vs FFNW

Comparison between Chicago Atlantic Real Estate Finance Inc (REFI, Company) and First Financial Northwest Inc (FFNW, Company).

REFI is from the Real Estate sector, while FFNW is from the Financial Services sector.

5-Year PerformanceFFNW has outperformed REFI, delivering a return of +25.0% compared to +2.4%

REFI vs FFNW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	REFI(COMPANY)	FFNW(COMPANY)
Market Cap	$208M	$208M
Max Drawdown	51.41%	72.29%
Sharpe Ratio	-0.68	0.94
5Y Beta	0.42	0.16
Industry	Reit - Mortgage	Banks - Regional
P/E Ratio	6.75	196.79
Forward P/E	5.42	11.39
PEG Ratio	N/A	1.96
Dividend Yield	18.60%	2.30%
5Y Dividends CAGR	N/A	126.65%
5Y EPS CAGR	N/A	-35.53%
Debt to Equity	16.28%	68.09%
Free Cash Flow Yield	11.69%	0.34%
P/S Ratio	5.03	2.60
P/B Ratio	0.84	1.29

Market Cap

REFI

$208M

Winner

FFNW

$208M

Max Drawdown

Winner

REFI

51.41%

FFNW

72.29%

Sharpe Ratio

REFI

-0.68

Winner

FFNW

0.94

5Y Beta

REFI

0.42

Winner

FFNW

0.16

Industry

REFI

Reit - Mortgage

FFNW

Banks - Regional

P/E Ratio

Winner

REFI

6.75

FFNW

196.79

Forward P/E

Winner

REFI

5.42

FFNW

11.39

PEG Ratio

REFI

N/A

FFNW

1.96

Dividend Yield

Winner

REFI

18.60%

FFNW

2.30%

5Y Dividends CAGR

REFI

N/A

FFNW

126.65%

5Y EPS CAGR

REFI

N/A

FFNW

-35.53%

Debt to Equity

Winner

REFI

16.28%

FFNW

68.09%

Free Cash Flow Yield

Winner

REFI

11.69%

FFNW

0.34%

P/S Ratio

REFI

5.03

Winner

FFNW

2.60

P/B Ratio

Winner

REFI

0.84

FFNW

1.29

REFI vs FFNW - Historical Returns

Returns include dividend reinvestment.

Period	REFI	FFNW
1 month	-8.40%	+0.00%
3 months	-13.93%	+0.00%
6 months	-13.90%	+0.00%
1 year	-13.20%	+0.00%
5 years(CAGR)	+2.42%	+25.02%
10 years(CAGR)	N/A	+14.77%
Max(CAGR)	+2.42%	+9.44%

REFI

-8.40%

Winner

FFNW

+0.00%

REFI

-13.93%

Winner

FFNW

+0.00%

REFI

-13.90%

Winner

FFNW

+0.00%

REFI

-13.20%

Winner

FFNW

+0.00%

5Y(CAGR)

REFI

+2.42%

Winner

FFNW

+25.02%

10Y(CAGR)

REFI

N/A

FFNW

+14.77%

Max(CAGR)

REFI

+2.42%

Winner

FFNW

+9.44%

REFI vs FFNW - Annual Returns (2007 - 2026)

Returns include dividend reinvestment.

Year	REFI	FFNW
2026	-12.92%	+0.00%
2025	-9.46%	+108.22%
2024	+9.91%	+61.59%
2023	+24.48%	-3.87%
2022	+1.58%	-4.53%
2021	+0.97%	+47.56%
2020	N/A	-20.66%
2019	N/A	-0.46%
2018	N/A	+2.41%
2017	N/A	-19.77%
2016	N/A	+47.09%
2015	N/A	+18.12%
2014	N/A	+20.22%
2013	N/A	+31.80%
2012	N/A	+29.39%
2011	N/A	+47.50%
2010	N/A	-41.81%
2009	N/A	-27.03%
2008	N/A	-3.28%
2007	N/A	-16.11%

REFI vs FFNW Drawdown Comparison

The maximum drawdown for REFI was -26.51%, occurring on Mar 15, 2023. Recovery took 454 trading sessions.

The maximum drawdown for FFNW was -69.87%, occurring on Nov 30, 2010. Recovery took 1444 trading sessions.

The current REFI drawdown is -24.51%.

Rank	REFI	FFNW
#1	-26.51% Feb 28, 2022 - Dec 18, 2023	-69.87% Oct 10, 2007 - Jul 8, 2013
#2	-24.51% Mar 3, 2025 - Jul 30, 2026	-59.59% Jul 10, 2018 - Jan 11, 2024
#3	-9.51% Jul 17, 2024 - Nov 21, 2024	-27.99% Jan 27, 2017 - Jun 7, 2018
#4	-7.26% Dec 27, 2023 - Jul 15, 2024	-15.44% Oct 17, 2024 - Apr 23, 2025
#5	-6.30% Jan 20, 2022 - Feb 28, 2022	-10.77% Aug 26, 2014 - Oct 28, 2014
#6	-3.12% Jan 21, 2025 - Feb 10, 2025	-10.09% Dec 29, 2015 - Jul 13, 2016
#7	-2.99% Feb 18, 2025 - Feb 25, 2025	-9.03% Jul 9, 2013 - May 22, 2014
#8	-2.97% Dec 8, 2021 - Dec 31, 2021	-7.58% Feb 6, 2015 - Jun 29, 2015
#9	-2.82% Jan 3, 2025 - Jan 17, 2025	-7.04% Oct 31, 2016 - Nov 11, 2016
#10	-2.78% Dec 5, 2024 - Jan 3, 2025	-6.73% Jun 11, 2018 - Jul 10, 2018
#11	-2.38% Dec 19, 2023 - Dec 26, 2023	-6.60% Jul 6, 2015 - Oct 23, 2015
#12	-1.23% Dec 2, 2024 - Dec 5, 2024	-6.58% Jun 5, 2014 - Aug 26, 2014
#13	-0.88% Feb 11, 2025 - Feb 14, 2025	-6.36% Aug 5, 2016 - Sep 21, 2016
#14	-0.39% Jan 11, 2022 - Jan 13, 2022	-6.16% Dec 27, 2016 - Jan 27, 2017
#15	-0.31% Nov 25, 2024 - Nov 29, 2024	-5.89% Jul 17, 2024 - Aug 28, 2024

Correlation

Correlation between REFI and FFNW is 0.48 which considered as a weak positive correlation - the stocks show a slight tendency to move together.

0.48

-101

Dividend Comparison (2008 - 2026)

REFI vs FFNW dividend yield comparison.

Year	REFI	FFNW
2026	9.57%	0.00%
2025	15.33%	97.52%
2024	13.36%	1.20%
2023	13.41%	3.86%
2022	13.93%	3.20%
2021	0.00%	2.72%
2020	0.00%	3.51%
2019	0.00%	2.34%
2018	0.00%	2.00%
2017	0.00%	1.74%
2016	0.00%	1.22%
2015	0.00%	1.72%
2014	0.00%	1.66%
2013	0.00%	1.16%
2010	0.00%	2.13%
2009	0.00%	5.19%
2008	0.00%	2.57%