REFA vs EPAI

Comparison between COLUMBIA RESEARCH ENHANCED INTERNATIONAL EQUITY ETF (REFA, ETF) and HARBOR AI INFLECTION STRATEGY ETF (EPAI, ETF).

REFA vs EPAI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	REFA(ETF)	EPAI(ETF)
Net Assets	$5.60M	$5.60M
Expense Ratio	0.32%	0.88%
Max Drawdown	32.28%	12.31%
Sharpe Ratio	0.04	2.59
5Y Beta	1.11	1.92
P/E Ratio	N/A	47.55
Forward P/E	N/A	29.55
PEG Ratio	N/A	0.69
5Y Dividends CAGR	-50.57%	N/A
5Y EPS CAGR	N/A	14.41%
P/S Ratio	N/A	2.40
P/B Ratio	N/A	6.19

Net Assets

REFA

$5.60M

EPAI

$5.60M

Expense Ratio

Winner

REFA

0.32%

EPAI

0.88%

Max Drawdown

REFA

32.28%

Winner

EPAI

12.31%

Sharpe Ratio

REFA

0.04

Winner

EPAI

2.59

5Y Beta

Winner

REFA

1.11

EPAI

1.92

P/E Ratio

REFA

N/A

EPAI

47.55

Forward P/E

REFA

N/A

EPAI

29.55

PEG Ratio

REFA

N/A

EPAI

0.69

5Y Dividends CAGR

REFA

-50.57%

EPAI

N/A

5Y EPS CAGR

REFA

N/A

EPAI

14.41%

P/S Ratio

REFA

N/A

EPAI

2.40

P/B Ratio

REFA

N/A

EPAI

6.19

REFA vs EPAI - Historical Returns

Returns include dividend reinvestment.

Period	REFA	EPAI
1 month	+2.28%	+4.02%
3 months	+6.59%	+31.98%
6 months	+11.25%	+47.79%
5 years(CAGR)	-1.79%	N/A
10 years(CAGR)	-0.36%	N/A
Max(CAGR)	-0.36%	+124.95%

REFA

+2.28%

Winner

EPAI

+4.02%

REFA

+6.59%

Winner

EPAI

+31.98%

REFA

+11.25%

Winner

EPAI

+47.79%

5Y(CAGR)

REFA

-1.79%

EPAI

N/A

10Y(CAGR)

REFA

-0.36%

EPAI

N/A

Max(CAGR)

REFA

-0.36%

Winner

EPAI

+124.95%

REFA vs EPAI - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	REFA	EPAI
2026	+8.51%	+41.94%
2025	+0.53%	+0.86%
2020	-2.78%	N/A
2019	+16.54%	N/A
2018	-15.95%	N/A
2017	+12.46%	N/A

REFA vs EPAI Drawdown Comparison

The maximum drawdown for REFA was -27.93%, occurring on Dec 17, 2025. This drawdown has not yet recovered.

The maximum drawdown for EPAI was -12.31%, occurring on Mar 30, 2026. Recovery took 29 trading sessions.

The current REFA drawdown is -19.58%. The current EPAI drawdown is -0.84%.

Rank	REFA	EPAI
#1	-27.93% Jan 26, 2018 - Dec 17, 2025	-12.31% Feb 25, 2026 - Apr 8, 2026
#2	-2.46% Nov 1, 2017 - Nov 30, 2017	-8.52% May 6, 2026 - Jun 2, 2026
#3	-1.26% Aug 8, 2017 - Sep 7, 2017	-7.39% Jun 4, 2026 - Jun 10, 2026
#4	-1.13% Nov 30, 2017 - Dec 12, 2017	-4.59% Apr 24, 2026 - May 5, 2026
#5	-0.98% Oct 24, 2017 - Nov 1, 2017	-4.41% Jan 29, 2026 - Feb 6, 2026
#6	-0.72% Dec 13, 2017 - Dec 19, 2017	-2.83% Feb 11, 2026 - Feb 20, 2026
#7	-0.65% Oct 16, 2017 - Oct 24, 2017	-2.51% Jan 6, 2026 - Jan 12, 2026
#8	-0.64% Sep 22, 2017 - Sep 29, 2017	-1.97% Dec 26, 2025 - Jan 2, 2026
#9	-0.40% Jan 17, 2018 - Jan 19, 2018	-1.51% Jan 21, 2026 - Jan 27, 2026
#10	-0.36% Sep 29, 2017 - Oct 10, 2017	-1.24% Jan 16, 2026 - Jan 21, 2026
#11	-0.20% Jan 24, 2018 - Jan 26, 2018	-1.15% Feb 20, 2026 - Feb 24, 2026
#12	-0.14% Dec 19, 2017 - Dec 21, 2017	-0.96% Apr 14, 2026 - Apr 17, 2026
#13	-0.14% Jan 12, 2018 - Jan 17, 2018	-0.66% Jan 13, 2026 - Jan 15, 2026
#14	-0.13% Jan 8, 2018 - Jan 11, 2018	-0.24% Feb 9, 2026 - Feb 11, 2026
#15	-0.11% Sep 12, 2017 - Sep 19, 2017	-0.24% Apr 20, 2026 - Apr 22, 2026