RDN vs JSM

Comparison between Radian Group Inc (RDN, Company) and Navient Corp (JSM, Company).

5-Year PerformanceRDN has outperformed JSM, delivering a return of +13.6% compared to -0.6%

RDN vs JSM - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RDN(COMPANY)	JSM(COMPANY)
Market Cap	$5.28B	$5.27B
Max Drawdown	98.84%	71.93%
Sharpe Ratio	0.44	-0.30
5Y Beta	0.48	0.22
Industry	Insurance - Specialty	Other
P/E Ratio	9.42	15.98
Forward P/E	7.51	N/A
PEG Ratio	3.57	0.00
Dividend Yield	2.57%	3.64%
5Y Dividends CAGR	19.88%	4.56%
5Y EPS CAGR	16.50%	N/A
Debt to Equity	26.38%	N/A
Free Cash Flow Yield	6.38%	N/A
P/S Ratio	4.01	N/A
P/B Ratio	1.10	N/A

Market Cap

Winner

RDN

$5.28B

JSM

$5.27B

Max Drawdown

RDN

98.84%

Winner

JSM

71.93%

Sharpe Ratio

Winner

RDN

0.44

JSM

-0.30

5Y Beta

RDN

0.48

Winner

JSM

0.22

Industry

RDN

Insurance - Specialty

JSM

Other

P/E Ratio

Winner

RDN

9.42

JSM

15.98

Forward P/E

RDN

7.51

JSM

N/A

PEG Ratio

RDN

3.57

Winner

JSM

0.00

Dividend Yield

RDN

2.57%

Winner

JSM

3.64%

5Y Dividends CAGR

Winner

RDN

19.88%

JSM

4.56%

5Y EPS CAGR

RDN

16.50%

JSM

N/A

Debt to Equity

RDN

26.38%

JSM

N/A

Free Cash Flow Yield

RDN

6.38%

JSM

N/A

P/S Ratio

RDN

4.01

JSM

N/A

P/B Ratio

RDN

1.10

JSM

N/A

RDN vs JSM - Historical Returns

Returns include dividend reinvestment.

Period	RDN	JSM
1 month	-2.95%	-0.89%
3 months	-1.15%	-3.25%
6 months	+11.64%	-5.32%
1 year	+14.19%	+0.52%
5 years(CAGR)	+13.55%	-0.61%
10 years(CAGR)	+13.29%	+4.26%
Max(CAGR)	+2.23%	+5.83%

RDN

-2.95%

Winner

JSM

-0.89%

Winner

RDN

-1.15%

JSM

-3.25%

Winner

RDN

+11.64%

JSM

-5.32%

Winner

RDN

+14.19%

JSM

+0.52%

5Y(CAGR)

Winner

RDN

+13.55%

JSM

-0.61%

10Y(CAGR)

Winner

RDN

+13.29%

JSM

+4.26%

Max(CAGR)

RDN

+2.23%

Winner

JSM

+5.83%

RDN vs JSM - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	RDN	JSM
2026	+4.30%	-8.12%
2025	+16.18%	+19.27%
2024	+13.89%	-9.64%
2023	+53.01%	+30.35%
2022	-6.67%	-26.60%
2021	+11.21%	+6.19%
2020	-16.45%	+9.61%
2019	+53.48%	+52.67%
2018	-21.68%	-24.33%
2017	+13.87%	+13.47%
2016	+36.53%	+43.17%
2015	-21.05%	-18.00%
2014	+19.00%	+22.55%
2013	+123.97%	-17.72%
2012	+167.67%	+33.97%
2011	-72.80%	+1.49%
2010	+3.46%	+39.36%
2009	+88.41%	+62.28%
2008	-68.03%	-35.68%
2007	-78.76%	-22.83%
2006	-6.71%	+9.79%
2005	+12.27%	+0.59%
2004	+9.97%	+6.66%
2003	+26.25%	-0.08%
2002	-15.13%	N/A
2001	+20.15%	N/A
2000	+63.76%	N/A
1999	-8.23%	N/A

RDN vs JSM Drawdown Comparison

The maximum drawdown for RDN was -98.83%, occurring on Jul 2, 2008. This drawdown has not yet recovered.

The maximum drawdown for JSM was -63.86%, occurring on Mar 2, 2009. Recovery took 748 trading sessions.

The current RDN drawdown is -30.26%. The current JSM drawdown is -9.22%.

Rank	RDN	JSM
#1	-98.83% Feb 6, 2007 - Jul 2, 2008	-63.86% Mar 29, 2007 - Mar 18, 2010
#2	-46.55% May 20, 2002 - Nov 2, 2005	-52.60% Jan 27, 2020 - Nov 12, 2020
#3	-37.33% Nov 8, 1999 - May 30, 2000	-39.00% Mar 5, 2015 - Jul 12, 2016
#4	-29.03% Dec 28, 2000 - Apr 30, 2001	-31.79% Sep 17, 2018 - Jul 18, 2019
#5	-25.43% Jun 6, 2001 - Jan 2, 2002	-30.64% Nov 1, 2021 - Sep 29, 2025
#6	-19.79% Jul 20, 2006 - Feb 6, 2007	-22.03% May 24, 2013 - Jan 23, 2015
#7	-15.54% Sep 28, 2000 - Dec 21, 2000	-19.38% Mar 26, 2004 - Oct 18, 2004
#8	-15.43% Jun 7, 2000 - Jul 12, 2000	-17.19% May 27, 2011 - Feb 8, 2012
#9	-14.76% Jul 18, 2000 - Sep 11, 2000	-13.15% Nov 21, 2017 - Aug 10, 2018
#10	-9.44% May 5, 2006 - Jul 20, 2006	-12.98% Sep 8, 2016 - May 10, 2017
#11	-8.12% Jan 10, 2006 - Mar 16, 2006	-11.45% Dec 30, 2025 - Jul 24, 2026
#12	-7.84% Sep 15, 2000 - Sep 28, 2000	-11.26% Feb 29, 2012 - Jun 26, 2012
#13	-6.48% Mar 15, 2002 - Mar 28, 2002	-10.42% Apr 26, 2010 - Aug 4, 2010
#14	-6.27% Apr 10, 2002 - May 15, 2002	-10.14% Feb 15, 2006 - Aug 22, 2006
#15	-5.93% Jan 2, 2002 - Jan 10, 2002	-8.90% Nov 8, 2010 - Jan 10, 2011

Correlation

Correlation between RDN and JSM is 0.12 which considered as a very weak or no correlation - the stocks move independently of each other.

0.12

-101

Dividend Comparison (1999 - 2026)

RDN vs JSM dividend yield comparison.

Year	RDN	JSM
2026	1.38%	4.22%
2025	2.83%	7.37%
2024	3.09%	8.45%
2023	3.15%	7.00%
2022	4.20%	6.38%
2021	2.58%	4.44%
2020	2.47%	5.96%
2019	0.04%	6.25%
2018	0.06%	9.09%
2017	0.05%	6.31%
2016	0.06%	6.77%
2015	0.07%	9.09%
2014	0.06%	6.92%
2013	0.07%	8.07%
2012	0.16%	6.25%
2011	0.43%	7.88%
2010	0.12%	7.37%
2009	0.14%	9.60%
2008	1.22%	14.42%
2007	0.68%	8.57%
2006	0.15%	6.14%
2005	0.14%	6.33%
2004	0.15%	6.00%
2003	0.16%	0.00%
2002	0.22%	0.00%
2001	0.15%	0.00%
2000	0.16%	0.00%
1999	0.06%	0.00%