RCM vs ESNT

Comparison between R1 RCM Inc (RCM, Company) and Essent Group Ltd (ESNT, Company).

RCM is from the Healthcare sector, while ESNT is from the Financial Services sector.

5-Year PerformanceESNT has outperformed RCM, delivering a return of +10.7% compared to -7.2%

RCM vs ESNT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RCM(COMPANY)	ESNT(COMPANY)
Market Cap	$6.04B	$6.05B
Max Drawdown	77.44%	64.94%
Sharpe Ratio	0.54	0.67
5Y Beta	-0.03	0.46
Industry	Health Information Services	Insurance - Specialty
P/E Ratio	-98.29	9.14
Forward P/E	51.55	8.94
PEG Ratio	2.06	2.71
Dividend Yield	N/A	1.99%
5Y Dividends CAGR	N/A	10.26%
5Y EPS CAGR	N/A	14.95%
Debt to Equity	78.60%	0.00%
Free Cash Flow Yield	3.09%	13.52%
P/S Ratio	2.45	4.69
P/B Ratio	2.15	1.06

Market Cap

RCM

$6.04B

Winner

ESNT

$6.05B

Max Drawdown

RCM

77.44%

Winner

ESNT

64.94%

Sharpe Ratio

RCM

0.54

Winner

ESNT

0.67

5Y Beta

Winner

RCM

-0.03

ESNT

0.46

Industry

RCM

Health Information Services

ESNT

Insurance - Specialty

P/E Ratio

Winner

RCM

-98.29

ESNT

9.14

Forward P/E

RCM

51.55

Winner

ESNT

8.94

PEG Ratio

Winner

RCM

2.06

ESNT

2.71

Dividend Yield

RCM

N/A

ESNT

1.99%

5Y Dividends CAGR

RCM

N/A

ESNT

10.26%

5Y EPS CAGR

RCM

N/A

ESNT

14.95%

Debt to Equity

RCM

78.60%

Winner

ESNT

0.00%

Free Cash Flow Yield

RCM

3.09%

Winner

ESNT

13.52%

P/S Ratio

Winner

RCM

2.45

ESNT

4.69

P/B Ratio

RCM

2.15

Winner

ESNT

1.06

RCM vs ESNT - Historical Returns

Returns include dividend reinvestment.

Period	RCM	ESNT
1 month	+0.00%	+6.56%
3 months	+0.00%	+3.99%
6 months	+0.00%	+9.29%
1 year	N/A	+19.17%
5 years(CAGR)	-7.22%	+10.75%
10 years(CAGR)	+21.82%	+12.15%
Max(CAGR)	+15.25%	+10.53%

RCM

+0.00%

Winner

ESNT

+6.56%

RCM

+0.00%

Winner

ESNT

+3.99%

RCM

+0.00%

Winner

ESNT

+9.29%

RCM

N/A

ESNT

+19.17%

5Y(CAGR)

RCM

-7.22%

Winner

ESNT

+10.75%

10Y(CAGR)

Winner

RCM

+21.82%

ESNT

+12.15%

Max(CAGR)

Winner

RCM

+15.25%

ESNT

+10.53%

RCM vs ESNT - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	RCM	ESNT
2026	+0.00%	+2.91%
2025	N/A	+21.84%
2024	+34.11%	+4.90%
2023	-1.49%	+36.50%
2022	-57.39%	-12.97%
2021	+8.51%	+9.70%
2020	+89.28%	-14.46%
2019	+64.51%	+53.54%
2018	+79.46%	-22.02%
2017	+92.58%	+33.93%
2016	-29.69%	+50.98%
2015	N/A	-14.92%
2014	N/A	+10.01%
2013	N/A	+14.57%

RCM vs ESNT Drawdown Comparison

The maximum drawdown for RCM was -77.44%, occurring on Nov 9, 2022. This drawdown has not yet recovered.

The maximum drawdown for ESNT was -64.70%, occurring on Mar 18, 2020. Recovery took 926 trading sessions.

The current RCM drawdown is -53.20%. The current ESNT drawdown is -1.44%.

Rank	RCM	ESNT
#1	-77.44% Feb 16, 2021 - Nov 9, 2022	-64.70% Nov 27, 2019 - Aug 4, 2023
#2	-53.13% Jan 4, 2016 - Apr 6, 2017	-43.52% Jul 20, 2015 - Nov 10, 2016
#3	-45.58% Feb 21, 2020 - Aug 3, 2020	-37.27% Jan 23, 2018 - Sep 20, 2019
#4	-31.73% Jul 18, 2019 - Jan 13, 2020	-32.32% Feb 18, 2014 - May 8, 2015
#5	-29.26% Sep 4, 2018 - Apr 11, 2019	-18.35% Oct 17, 2024 - Aug 22, 2025
#6	-27.36% Jun 15, 2017 - Dec 13, 2017	-15.41% Dec 18, 2025 - Jul 16, 2026
#7	-15.13% Jun 27, 2018 - Aug 10, 2018	-13.06% Aug 7, 2023 - Dec 21, 2023
#8	-15.08% Apr 25, 2017 - Jun 14, 2017	-12.07% Mar 28, 2024 - Jul 15, 2024
#9	-13.06% Jan 29, 2018 - Feb 26, 2018	-11.04% Aug 7, 2017 - Oct 13, 2017
#10	-12.11% Sep 14, 2020 - Sep 30, 2020	-10.67% Apr 26, 2017 - Jul 7, 2017
#11	-11.73% Apr 12, 2019 - May 9, 2019	-10.20% Sep 18, 2025 - Dec 15, 2025
#12	-10.53% Aug 10, 2018 - Aug 27, 2018	-9.90% Nov 5, 2013 - Dec 20, 2013
#13	-10.03% Aug 10, 2020 - Sep 8, 2020	-9.29% Sep 20, 2019 - Oct 21, 2019
#14	-9.68% Jan 13, 2020 - Feb 21, 2020	-9.06% Oct 20, 2017 - Nov 16, 2017
#15	-9.16% May 17, 2018 - Jun 5, 2018	-7.97% Jan 30, 2024 - Mar 20, 2024