RCLFU vs BFIN

Comparison between Spectral AI Inc - Units (1 Ord Share Class A & 1/3 War) (RCLFU, Company) and Bankfinancial Corp (BFIN, Company).

RCLFU vs BFIN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RCLFU(COMPANY)	BFIN(COMPANY)
Market Cap	$150M	$150M
Max Drawdown	35.41%	71.23%
Sharpe Ratio	0.47	-0.01
Industry	N/A	Banks - Regional
P/E Ratio	-16.98	24.62
Forward P/E	N/A	15.08
5Y Dividends CAGR	N/A	4.56%
5Y EPS CAGR	N/A	-9.38%
Debt to Equity	1.46%	0.00%
Free Cash Flow Yield	-4.11%	2.30%
P/S Ratio	6.66	N/A
P/B Ratio	-10.34	N/A

Market Cap

Winner

RCLFU

$150M

BFIN

$150M

Max Drawdown

Winner

RCLFU

35.41%

BFIN

71.23%

Sharpe Ratio

Winner

RCLFU

0.47

BFIN

-0.01

Industry

RCLFU

N/A

BFIN

Banks - Regional

P/E Ratio

Winner

RCLFU

-16.98

BFIN

24.62

Forward P/E

RCLFU

N/A

BFIN

15.08

5Y Dividends CAGR

RCLFU

N/A

BFIN

4.56%

5Y EPS CAGR

RCLFU

N/A

BFIN

-9.38%

Debt to Equity

RCLFU

1.46%

Winner

BFIN

0.00%

Free Cash Flow Yield

RCLFU

-4.11%

Winner

BFIN

2.30%

P/S Ratio

RCLFU

6.66

BFIN

N/A

P/B Ratio

RCLFU

-10.34

BFIN

N/A

RCLFU vs BFIN - Historical Returns

Returns include dividend reinvestment.

Period	RCLFU	BFIN
1 month	+5.40%	+1.27%
3 months	+4.91%	+0.38%
6 months	+12.51%	+4.63%
1 year	+15.14%	+2.01%
5 years(CAGR)	N/A	+10.61%
10 years(CAGR)	N/A	+2.78%
Max(CAGR)	+3.38%	+1.85%

Winner

RCLFU

+5.40%

BFIN

+1.27%

Winner

RCLFU

+4.91%

BFIN

+0.38%

Winner

RCLFU

+12.51%

BFIN

+4.63%

Winner

RCLFU

+15.14%

BFIN

+2.01%

5Y(CAGR)

RCLFU

N/A

BFIN

+10.61%

10Y(CAGR)

RCLFU

N/A

BFIN

+2.78%

Max(CAGR)

Winner

RCLFU

+3.38%

BFIN

+1.85%

RCLFU vs BFIN - Annual Returns (2005 - 2026)

Returns include dividend reinvestment.

Year	RCLFU	BFIN
2026	N/A	+0.00%
2025	N/A	+2.01%
2024	N/A	+29.28%
2023	+9.47%	+2.73%
2022	+1.60%	+2.26%
2021	-3.56%	+27.46%
2020	N/A	-30.10%
2019	N/A	-11.34%
2018	N/A	+0.00%
2017	N/A	+4.33%
2016	N/A	+19.72%
2015	N/A	+10.32%
2014	N/A	+27.93%
2013	N/A	+20.45%
2012	N/A	+32.82%
2011	N/A	-43.44%
2010	N/A	-0.35%
2009	N/A	-2.02%
2008	N/A	-33.21%
2007	N/A	-8.65%
2006	N/A	+20.55%
2005	N/A	+9.55%

RCLFU vs BFIN Drawdown Comparison

The maximum drawdown for RCLFU was -35.41%, occurring on Aug 30, 2023. This drawdown has not yet recovered.

The maximum drawdown for BFIN was -67.40%, occurring on Mar 6, 2012. Recovery took 2710 trading sessions.

The current RCLFU drawdown is -23.13%. The current BFIN drawdown is -13.44%.

Rank	RCLFU	BFIN
#1	-35.41% Apr 14, 2023 - Aug 30, 2023	-67.40% Oct 25, 2006 - Aug 2, 2017
#2	-10.83% Dec 28, 2022 - Apr 12, 2023	-60.73% Jun 20, 2018 - Apr 15, 2020
#3	-7.69% Feb 12, 2021 - Dec 28, 2022	-11.14% Sep 19, 2005 - Jan 3, 2006
#4	-7.12% Apr 12, 2023 - Apr 14, 2023	-9.32% Sep 27, 2017 - Nov 29, 2017
#5	N/A	-8.20% Nov 29, 2017 - Mar 7, 2018
#6	N/A	-6.38% Feb 27, 2006 - Mar 20, 2006
#7	N/A	-6.22% Mar 20, 2006 - Jun 15, 2006
#8	N/A	-5.20% Jun 30, 2006 - Aug 31, 2006
#9	N/A	-3.96% Mar 16, 2018 - Mar 28, 2018
#10	N/A	-3.53% Aug 8, 2017 - Sep 26, 2017
#11	N/A	-3.47% Feb 1, 2006 - Feb 16, 2006
#12	N/A	-2.94% Jun 21, 2006 - Jun 29, 2006
#13	N/A	-2.68% Sep 14, 2006 - Oct 10, 2006
#14	N/A	-2.62% May 2, 2018 - May 7, 2018
#15	N/A	-1.97% Jun 6, 2018 - Jun 20, 2018

Correlation

Correlation between RCLFU and BFIN is -0.50 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.50

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