RC vs LX

Comparison between Ready Capital Corp (RC, Company) and LexinFintech Holdings Ltd (LX, Company).

RC is from the Real Estate sector, while LX is from the Financial Services sector.

5-Year PerformanceLX has outperformed RC, delivering a return of -26.2% compared to -29.6%

RC vs LX - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	RC(COMPANY)	LX(COMPANY)
Market Cap	$251M	$251M
Max Drawdown	93.08%	93.19%
Sharpe Ratio	-1.72	-2.11
5Y Beta	0.95	1.13
Industry	Reit - Mortgage	Credit Services
P/E Ratio	-0.50	1.05
Forward P/E	7.05	2.35
PEG Ratio	-0.01	0.02
Dividend Yield	18.20%	25.80%
5Y Dividends CAGR	-28.23%	N/A
5Y EPS CAGR	N/A	23.14%
Debt to Equity	94.11%	6.24%
P/S Ratio	5.91	0.02
P/B Ratio	0.23	0.14

Market Cap

Winner

$251M

Max Drawdown

Winner

93.08%

93.19%

Sharpe Ratio

Winner

-1.72

-2.11

5Y Beta

Winner

0.95

1.13

Industry

Reit - Mortgage

Credit Services

P/E Ratio

Winner

-0.50

1.05

Forward P/E

7.05

Winner

2.35

PEG Ratio

Winner

-0.01

0.02

Dividend Yield

18.20%

Winner

25.80%

5Y Dividends CAGR

-28.23%

N/A

5Y EPS CAGR

N/A

23.14%

Debt to Equity

94.11%

Winner

6.24%

P/S Ratio

5.91

Winner

0.02

P/B Ratio

0.23

Winner

0.14

RC vs LX - Historical Returns

Returns include dividend reinvestment.

Period	RC	LX
1 month	-17.14%	-24.87%
3 months	-23.25%	-30.95%
6 months	-33.61%	-45.61%
1 year	-65.18%	-74.40%
5 years(CAGR)	-29.64%	-26.19%
10 years(CAGR)	-10.57%	+7.32%
Max(CAGR)	-8.03%	+7.32%

Winner

-17.14%

-24.87%

Winner

-23.25%

-30.95%

Winner

-33.61%

-45.61%

Winner

-65.18%

-74.40%

5Y(CAGR)

-29.64%

Winner

-26.19%

10Y(CAGR)

-10.57%

Winner

+7.32%

Max(CAGR)

-8.03%

Winner

+7.32%

RC vs LX - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	RC	LX
2026	-31.44%	-51.32%
2025	-65.37%	-40.68%
2024	-23.52%	+250.25%
2023	+4.21%	+2.28%
2022	-20.41%	-49.87%
2021	+45.80%	-42.13%
2020	-7.19%	-55.92%
2019	+24.02%	+87.20%
2018	+0.71%	-58.07%
2017	+23.64%	+1199.07%
2016	-0.07%	N/A
2015	-4.66%	N/A
2014	+18.37%	N/A
2013	-9.20%	N/A

RC vs LX Drawdown Comparison

The maximum drawdown for RC was -85.05%, occurring on Jul 28, 2026. This drawdown has not yet recovered.

The maximum drawdown for LX was -93.19%, occurring on Nov 9, 2022. This drawdown has not yet recovered.

The current RC drawdown is -85.05%. The current LX drawdown is -89.71%.

Rank	RC	LX
#1	-85.05% Jan 4, 2022 - Jul 28, 2026	-93.19% Mar 9, 2018 - Nov 9, 2022
#2	-76.33% Feb 20, 2020 - Mar 12, 2021	-21.28% Jan 2, 2018 - Mar 9, 2018
#3	-23.97% Aug 29, 2014 - Mar 30, 2017	-12.23% Dec 26, 2017 - Jan 2, 2018
#4	-22.49% Apr 8, 2013 - Aug 14, 2014	N/A
#5	-18.78% Aug 30, 2018 - Sep 16, 2019	N/A
#6	-14.95% Mar 15, 2021 - Jun 1, 2021	N/A
#7	-12.21% Dec 1, 2017 - May 15, 2018	N/A
#8	-8.71% Jun 24, 2021 - Nov 1, 2021	N/A
#9	-7.87% Dec 8, 2021 - Jan 3, 2022	N/A
#10	-7.67% Oct 23, 2019 - Jan 23, 2020	N/A
#11	-6.91% Nov 5, 2021 - Dec 8, 2021	N/A
#12	-5.35% Oct 6, 2017 - Nov 24, 2017	N/A
#13	-3.57% Sep 25, 2019 - Oct 18, 2019	N/A
#14	-3.54% Jun 16, 2017 - Aug 14, 2017	N/A
#15	-3.41% Mar 30, 2017 - Apr 27, 2017	N/A

Correlation

Correlation between RC and LX is -0.13 which considered as a very weak or no correlation - the stocks move independently of each other.

-0.13

-101

Dividend Comparison (2013 - 2026)

RC vs LX dividend yield comparison.

Year	RC	LX
2026	1.38%	12.97%
2025	17.66%	9.30%
2024	16.13%	2.38%
2023	14.24%	11.85%
2022	14.90%	0.00%
2021	10.62%	0.00%
2020	10.44%	0.00%
2019	10.38%	0.00%
2018	11.35%	0.00%
2017	9.77%	0.00%
2016	11.52%	0.00%
2015	10.61%	0.00%
2014	9.28%	0.00%
2013	13.23%	0.00%