QFIN vs IDT

Comparison between 360 DigiTech Inc (QFIN, Company) and IDT Corp - Class B (IDT, Company).

QFIN is from the Financial Services sector, while IDT is from the Communication Services sector.

5-Year PerformanceIDT has outperformed QFIN, delivering a return of +5.2% compared to -7.0%

QFIN vs IDT - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	QFIN(COMPANY)	IDT(COMPANY)
Market Cap	$1.61B	$1.60B
Max Drawdown	78.00%	99.08%
Sharpe Ratio	-1.67	0.38
5Y Beta	0.95	0.63
Industry	Credit Services	Telecom Services
P/E Ratio	1.88	18.57
Forward P/E	3.27	12.05
PEG Ratio	0.12	0.36
Dividend Yield	11.80%	0.39%
5Y EPS CAGR	14.78%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	98.62%	3.46%
P/S Ratio	N/A	1.25
P/B Ratio	N/A	4.40

Market Cap

Winner

QFIN

$1.61B

IDT

$1.60B

Max Drawdown

Winner

QFIN

78.00%

IDT

99.08%

Sharpe Ratio

QFIN

-1.67

Winner

IDT

0.38

5Y Beta

QFIN

0.95

Winner

IDT

0.63

Industry

QFIN

Credit Services

IDT

Telecom Services

P/E Ratio

Winner

QFIN

1.88

IDT

18.57

Forward P/E

Winner

QFIN

3.27

IDT

12.05

PEG Ratio

Winner

QFIN

0.12

IDT

0.36

Dividend Yield

Winner

QFIN

11.80%

IDT

0.39%

5Y EPS CAGR

QFIN

14.78%

IDT

N/A

Debt to Equity

QFIN

0.00%

IDT

0.00%

Free Cash Flow Yield

Winner

QFIN

98.62%

IDT

3.46%

P/S Ratio

QFIN

N/A

IDT

1.25

P/B Ratio

QFIN

N/A

IDT

4.40

QFIN vs IDT - Historical Returns

Returns include dividend reinvestment.

Period	QFIN	IDT
1 month	-13.22%	+15.87%
3 months	+2.98%	+22.25%
6 months	-15.34%	+30.01%
1 year	-64.24%	+10.33%
5 years(CAGR)	-6.99%	+5.16%
10 years(CAGR)	N/A	+18.49%
Max(CAGR)	+1.21%	+8.68%

QFIN

-13.22%

Winner

IDT

+15.87%

QFIN

+2.98%

Winner

IDT

+22.25%

QFIN

-15.34%

Winner

IDT

+30.01%

QFIN

-64.24%

Winner

IDT

+10.33%

5Y(CAGR)

QFIN

-6.99%

Winner

IDT

+5.16%

10Y(CAGR)

QFIN

N/A

IDT

+18.49%

Max(CAGR)

QFIN

+1.21%

Winner

IDT

+8.68%

QFIN vs IDT - Annual Returns (2001 - 2026)

Returns include dividend reinvestment.

Year	QFIN	IDT
2026	-27.02%	+24.22%
2025	-47.93%	+9.28%
2024	+174.88%	+41.68%
2023	-18.54%	+20.97%
2022	-4.77%	-36.54%
2021	+93.49%	+249.64%
2020	+15.59%	+71.91%
2019	-33.90%	+13.90%
2018	-6.02%	-32.76%
2017	N/A	-40.90%
2016	N/A	+102.23%
2015	N/A	-36.15%
2014	N/A	+24.10%
2013	N/A	+122.05%
2012	N/A	+10.79%
2011	N/A	-34.63%
2010	N/A	+462.80%
2009	N/A	+341.85%
2008	N/A	-94.88%
2007	N/A	-34.83%
2006	N/A	+14.14%
2005	N/A	-23.33%
2004	N/A	-30.89%
2003	N/A	+54.72%
2002	N/A	+2.04%
2001	N/A	+25.36%

QFIN vs IDT Drawdown Comparison

The maximum drawdown for QFIN was -76.71%, occurring on Oct 25, 2022. Recovery took 867 trading sessions.

The maximum drawdown for IDT was -99.05%, occurring on Dec 19, 2008. Recovery took 3889 trading sessions.

The current QFIN drawdown is -69.80%. The current IDT drawdown is -9.89%.

Rank	QFIN	IDT
#1	-76.71% Jun 17, 2021 - Nov 26, 2024	-99.05% May 31, 2001 - Nov 14, 2016
#2	-73.20% Mar 27, 2025 - May 22, 2026	-72.54% Nov 23, 2016 - Feb 5, 2021
#3	-72.99% Apr 18, 2019 - Feb 10, 2021	-66.93% Nov 12, 2021 - Jun 6, 2025
#4	-39.09% Dec 14, 2018 - Feb 25, 2019	-33.18% Jul 2, 2025 - Oct 10, 2025
#5	-34.99% Mar 18, 2021 - Jun 1, 2021	-27.72% Aug 13, 2021 - Nov 5, 2021
#6	-32.25% Feb 16, 2021 - Mar 11, 2021	-22.15% Feb 10, 2021 - Mar 9, 2021
#7	-26.69% Mar 5, 2019 - Apr 16, 2019	-15.80% Jun 9, 2021 - Jul 2, 2021
#8	-15.17% Feb 18, 2025 - Mar 17, 2025	-12.37% Jul 12, 2021 - Jul 21, 2021
#9	-9.30% Dec 17, 2024 - Jan 24, 2025	-7.82% Apr 19, 2021 - Apr 26, 2021
#10	-8.77% Apr 16, 2019 - Apr 18, 2019	-7.19% Nov 14, 2016 - Nov 21, 2016
#11	-7.72% Jun 2, 2021 - Jun 4, 2021	-6.82% Jul 26, 2021 - Jul 29, 2021
#12	-7.43% Mar 12, 2021 - Mar 16, 2021	-6.46% Jul 29, 2021 - Aug 10, 2021
#13	-7.20% Mar 19, 2025 - Mar 27, 2025	-5.99% Jun 6, 2025 - Jul 1, 2025
#14	-5.62% Nov 29, 2024 - Dec 9, 2024	-5.11% May 3, 2021 - May 10, 2021
#15	-5.43% Jan 30, 2025 - Feb 6, 2025	-4.97% Mar 16, 2021 - Mar 26, 2021

Correlation

Correlation between QFIN and IDT is 0.70 which considered as a strong positive correlation - the stocks tend to move together.

0.70

-101

Dividend Comparison (2007 - 2026)

QFIN vs IDT dividend yield comparison.

Year	QFIN	IDT
2026	5.94%	0.22%
2025	7.58%	0.47%
2024	4.56%	0.42%
2023	7.27%	0.00%
2022	4.03%	0.00%
2021	1.22%	0.00%
2018	0.00%	2.68%
2017	0.00%	8.96%
2016	0.00%	3.93%
2015	0.00%	11.75%
2014	0.00%	6.75%
2013	0.00%	19.31%
2012	0.00%	11.00%
2011	0.00%	103.73%
2010	0.00%	1.72%
2009	0.00%	2.06%
2007	0.00%	4.44%