QFIN vs HWCPZ

Comparison between 360 DigiTech Inc (QFIN, Company) and Hancock Whitney Corp (HWCPZ, Company).

5-Year PerformanceHWCPZ has outperformed QFIN, delivering a return of +1.1% compared to -12.1%

QFIN vs HWCPZ - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	QFIN(COMPANY)	HWCPZ(COMPANY)
Market Cap	$1.81B	$1.81B
Max Drawdown	78.00%	32.91%
Sharpe Ratio	-1.51	-0.45
5Y Beta	0.95	0.21
Industry	Credit Services	N/A
P/E Ratio	2.12	4.50
Forward P/E	3.27	N/A
PEG Ratio	0.13	N/A
Dividend Yield	10.40%	6.31%
5Y Dividends CAGR	N/A	3.82%
5Y EPS CAGR	14.78%	19.95%
Debt to Equity	0.00%	35.17%
Free Cash Flow Yield	87.65%	29.38%
P/S Ratio	0.10	N/A
P/B Ratio	0.50	N/A

Market Cap

QFIN

$1.81B

Winner

HWCPZ

$1.81B

Max Drawdown

QFIN

78.00%

Winner

HWCPZ

32.91%

Sharpe Ratio

QFIN

-1.51

Winner

HWCPZ

-0.45

5Y Beta

QFIN

0.95

Winner

HWCPZ

0.21

Industry

QFIN

Credit Services

HWCPZ

N/A

P/E Ratio

Winner

QFIN

2.12

HWCPZ

4.50

Forward P/E

QFIN

3.27

HWCPZ

N/A

PEG Ratio

QFIN

0.13

HWCPZ

N/A

Dividend Yield

Winner

QFIN

10.40%

HWCPZ

6.31%

5Y Dividends CAGR

QFIN

N/A

HWCPZ

3.82%

5Y EPS CAGR

QFIN

14.78%

Winner

HWCPZ

19.95%

Debt to Equity

Winner

QFIN

0.00%

HWCPZ

35.17%

Free Cash Flow Yield

Winner

QFIN

87.65%

HWCPZ

29.38%

P/S Ratio

QFIN

0.10

HWCPZ

N/A

P/B Ratio

QFIN

0.50

HWCPZ

N/A

QFIN vs HWCPZ - Historical Returns

Returns include dividend reinvestment.

Period	QFIN	HWCPZ
1 month	+17.29%	-0.18%
3 months	+17.39%	-1.42%
6 months	-17.69%	-3.68%
1 year	-60.13%	-0.81%
5 years(CAGR)	-12.07%	+1.10%
Max(CAGR)	+3.41%	+4.18%

Winner

QFIN

+17.29%

HWCPZ

-0.18%

Winner

QFIN

+17.39%

HWCPZ

-1.42%

QFIN

-17.69%

Winner

HWCPZ

-3.68%

QFIN

-60.13%

Winner

HWCPZ

-0.81%

5Y(CAGR)

QFIN

-12.07%

Winner

HWCPZ

+1.10%

Max(CAGR)

QFIN

+3.41%

Winner

HWCPZ

+4.18%

QFIN vs HWCPZ - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	QFIN	HWCPZ
2026	-14.41%	-3.18%
2025	-47.93%	+4.27%
2024	+174.88%	-0.53%
2023	-18.54%	+18.87%
2022	-4.77%	-16.57%
2021	+93.49%	+14.50%
2020	+15.59%	+10.36%
2019	-33.90%	N/A
2018	-6.02%	N/A

QFIN vs HWCPZ Drawdown Comparison

The maximum drawdown for QFIN was -76.71%, occurring on Oct 25, 2022. Recovery took 867 trading sessions.

The maximum drawdown for HWCPZ was -26.84%, occurring on May 16, 2023. Recovery took 667 trading sessions.

The current QFIN drawdown is -64.58%. The current HWCPZ drawdown is -7.84%.

Rank	QFIN	HWCPZ
#1	-76.71% Jun 17, 2021 - Nov 26, 2024	-26.84% Dec 31, 2021 - Aug 28, 2024
#2	-73.20% Mar 27, 2025 - May 22, 2026	-11.22% Sep 30, 2024 - Sep 22, 2025
#3	-72.99% Apr 18, 2019 - Feb 10, 2021	-11.11% Feb 10, 2026 - Mar 27, 2026
#4	-39.09% Dec 14, 2018 - Feb 25, 2019	-7.83% Sep 22, 2021 - Dec 30, 2021
#5	-34.99% Mar 18, 2021 - Jun 1, 2021	-5.00% Oct 1, 2025 - Jan 21, 2026
#6	-32.25% Feb 16, 2021 - Mar 11, 2021	-3.57% Oct 1, 2020 - Feb 9, 2021
#7	-26.69% Mar 5, 2019 - Apr 16, 2019	-2.53% Jul 7, 2021 - Sep 1, 2021
#8	-15.17% Feb 18, 2025 - Mar 17, 2025	-1.90% Feb 9, 2021 - Apr 1, 2021
#9	-9.30% Dec 17, 2024 - Jan 24, 2025	-1.68% Sep 22, 2020 - Sep 25, 2020
#10	-8.77% Apr 16, 2019 - Apr 18, 2019	-1.43% Apr 6, 2021 - Apr 9, 2021
#11	-7.72% Jun 2, 2021 - Jun 4, 2021	-1.40% Sep 1, 2021 - Sep 13, 2021
#12	-7.43% Mar 12, 2021 - Mar 16, 2021	-1.33% Jun 14, 2021 - Jun 30, 2021
#13	-7.20% Mar 19, 2025 - Mar 27, 2025	-1.10% Sep 17, 2021 - Sep 22, 2021
#14	-5.62% Nov 29, 2024 - Dec 9, 2024	-1.09% Sep 14, 2020 - Sep 22, 2020
#15	-5.43% Jan 30, 2025 - Feb 6, 2025	-1.06% Sep 2, 2020 - Sep 9, 2020