QFIN vs FLYW

Comparison between 360 DigiTech Inc (QFIN, Company) and Flywire Corp (FLYW, Company).

QFIN is from the Financial Services sector, while FLYW is from the Technology sector.

5-Year PerformanceQFIN has outperformed FLYW, delivering a return of -11.4% compared to -14.7%

QFIN vs FLYW - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	QFIN(COMPANY)	FLYW(COMPANY)
Market Cap	$1.92B	$1.92B
Max Drawdown	78.00%	84.40%
Sharpe Ratio	-1.60	0.93
5Y Beta	0.97	1.00
Industry	Credit Services	Software - Infrastructure
P/E Ratio	2.25	63.25
Forward P/E	3.27	23.20
PEG Ratio	0.14	0.12
Dividend Yield	10.60%	N/A
5Y EPS CAGR	14.78%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	82.58%	8.43%
P/S Ratio	0.11	2.89
P/B Ratio	0.55	2.29

Market Cap

QFIN

$1.92B

Winner

FLYW

$1.92B

Max Drawdown

Winner

QFIN

78.00%

FLYW

84.40%

Sharpe Ratio

QFIN

-1.60

Winner

FLYW

0.93

5Y Beta

Winner

QFIN

0.97

FLYW

1.00

Industry

QFIN

Credit Services

FLYW

Software - Infrastructure

P/E Ratio

Winner

QFIN

2.25

FLYW

63.25

Forward P/E

Winner

QFIN

3.27

FLYW

23.20

PEG Ratio

QFIN

0.14

Winner

FLYW

0.12

Dividend Yield

QFIN

10.60%

FLYW

N/A

5Y EPS CAGR

QFIN

14.78%

FLYW

N/A

Debt to Equity

QFIN

0.00%

FLYW

0.00%

Free Cash Flow Yield

Winner

QFIN

82.58%

FLYW

8.43%

P/S Ratio

Winner

QFIN

0.11

FLYW

2.89

P/B Ratio

Winner

QFIN

0.55

FLYW

2.29

QFIN vs FLYW - Historical Returns

Returns include dividend reinvestment.

Period	QFIN	FLYW
1 month	+9.62%	-0.89%
3 months	+4.51%	+8.43%
6 months	-21.39%	+5.80%
1 year	-63.23%	+41.45%
5 years(CAGR)	-11.36%	-14.68%
Max(CAGR)	+2.61%	-16.24%

Winner

QFIN

+9.62%

FLYW

-0.89%

QFIN

+4.51%

Winner

FLYW

+8.43%

QFIN

-21.39%

Winner

FLYW

+5.80%

QFIN

-63.23%

Winner

FLYW

+41.45%

5Y(CAGR)

Winner

QFIN

-11.36%

FLYW

-14.68%

Max(CAGR)

Winner

QFIN

+2.61%

FLYW

-16.24%

QFIN vs FLYW - Annual Returns (2018 - 2026)

Returns include dividend reinvestment.

Year	QFIN	FLYW
2026	-19.24%	+3.60%
2025	-47.93%	-29.55%
2024	+174.88%	-9.36%
2023	-18.54%	-3.26%
2022	-4.77%	-36.36%
2021	+93.49%	+8.43%
2020	+15.59%	N/A
2019	-33.90%	N/A
2018	-6.02%	N/A

QFIN vs FLYW Drawdown Comparison

The maximum drawdown for QFIN was -76.71%, occurring on Oct 25, 2022. Recovery took 867 trading sessions.

The maximum drawdown for FLYW was -84.40%, occurring on Apr 10, 2025. This drawdown has not yet recovered.

The current QFIN drawdown is -66.58%. The current FLYW drawdown is -73.31%.

Rank	QFIN	FLYW
#1	-76.71% Jun 17, 2021 - Nov 26, 2024	-84.40% Oct 14, 2021 - Apr 10, 2025
#2	-73.20% Mar 27, 2025 - May 22, 2026	-23.02% Jun 24, 2021 - Aug 13, 2021
#3	-72.99% Apr 18, 2019 - Feb 10, 2021	-19.91% May 26, 2021 - Jun 21, 2021
#4	-39.09% Dec 14, 2018 - Feb 25, 2019	-11.73% Sep 16, 2021 - Oct 13, 2021
#5	-34.99% Mar 18, 2021 - Jun 1, 2021	-6.89% Aug 16, 2021 - Aug 30, 2021
#6	-32.25% Feb 16, 2021 - Mar 11, 2021	-5.84% Sep 2, 2021 - Sep 16, 2021
#7	-26.69% Mar 5, 2019 - Apr 16, 2019	-0.11% Aug 30, 2021 - Sep 1, 2021
#8	-15.17% Feb 18, 2025 - Mar 17, 2025	N/A
#9	-9.30% Dec 17, 2024 - Jan 24, 2025	N/A
#10	-8.77% Apr 16, 2019 - Apr 18, 2019	N/A
#11	-7.72% Jun 2, 2021 - Jun 4, 2021	N/A
#12	-7.43% Mar 12, 2021 - Mar 16, 2021	N/A
#13	-7.20% Mar 19, 2025 - Mar 27, 2025	N/A
#14	-5.62% Nov 29, 2024 - Dec 9, 2024	N/A
#15	-5.43% Jan 30, 2025 - Feb 6, 2025	N/A

Correlation

Correlation between QFIN and FLYW is -0.42 which considered as a weak negative correlation - the stocks show a slight tendency to move in opposite directions.

-0.42

-101