PYPL vs MSTR

Comparison between PayPal Holdings Inc (PYPL, Company) and Microstrategy Inc - Class A (MSTR, Company).

PYPL is from the Financial Services sector, while MSTR is from the Technology sector.

5-Year PerformanceMSTR has outperformed PYPL, delivering a return of +11.7% compared to -31.5%

PYPL vs MSTR - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PYPL(COMPANY)	MSTR(COMPANY)
Market Cap	$38B	$38B
Max Drawdown	87.33%	99.86%
Sharpe Ratio	-1.17	-1.37
5Y Beta	1.21	2.47
Industry	Credit Services	Software - Application
P/E Ratio	7.80	-14.42
Forward P/E	7.92	1.50
PEG Ratio	0.39	-0.12
Dividend Yield	0.96%	N/A
5Y EPS CAGR	4.15%	N/A
Debt to Equity	46.99%	22.36%
Free Cash Flow Yield	14.51%	-0.15%

Market Cap

Winner

PYPL

$38B

MSTR

$38B

Max Drawdown

Winner

PYPL

87.33%

MSTR

99.86%

Sharpe Ratio

Winner

PYPL

-1.17

MSTR

-1.37

5Y Beta

Winner

PYPL

1.21

MSTR

2.47

Industry

PYPL

Credit Services

MSTR

Software - Application

P/E Ratio

PYPL

7.80

Winner

MSTR

-14.42

Forward P/E

PYPL

7.92

Winner

MSTR

1.50

PEG Ratio

PYPL

0.39

Winner

MSTR

-0.12

Dividend Yield

PYPL

0.96%

MSTR

N/A

5Y EPS CAGR

PYPL

4.15%

MSTR

N/A

Debt to Equity

PYPL

46.99%

Winner

MSTR

22.36%

Free Cash Flow Yield

Winner

PYPL

14.51%

MSTR

-0.15%

PYPL vs MSTR - Historical Returns

Returns include dividend reinvestment.

Period	PYPL	MSTR
1 month	-3.91%	-32.47%
3 months	-4.35%	-19.94%
6 months	-28.03%	-28.89%
1 year	-37.47%	-69.51%
5 years(CAGR)	-31.46%	+11.73%
10 years(CAGR)	+1.49%	+20.17%
Max(CAGR)	+0.53%	+3.18%

Winner

PYPL

-3.91%

MSTR

-32.47%

Winner

PYPL

-4.35%

MSTR

-19.94%

Winner

PYPL

-28.03%

MSTR

-28.89%

Winner

PYPL

-37.47%

MSTR

-69.51%

5Y(CAGR)

PYPL

-31.46%

Winner

MSTR

+11.73%

10Y(CAGR)

PYPL

+1.49%

Winner

MSTR

+20.17%

Max(CAGR)

PYPL

+0.53%

Winner

MSTR

+3.18%

PYPL vs MSTR - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PYPL	MSTR
2026	-26.42%	-28.40%
2025	-32.10%	-49.35%
2024	+38.87%	+322.71%
2023	-17.66%	+335.54%
2022	-63.47%	-74.64%
2021	-18.69%	+28.05%
2020	+111.47%	+169.25%
2019	+26.15%	+10.94%
2018	+13.88%	-3.07%
2017	+82.91%	-33.63%
2016	+13.58%	+15.35%
2015	-10.55%	+9.91%
2014	N/A	+31.47%
2013	N/A	+30.11%
2012	N/A	-16.09%
2011	N/A	+22.58%
2010	N/A	-11.12%
2009	N/A	+152.20%
2008	N/A	-58.78%
2007	N/A	-17.58%
2006	N/A	+31.03%
2005	N/A	+41.44%
2004	N/A	+16.43%
2003	N/A	+230.27%
2002	N/A	-61.18%
2001	N/A	-59.47%
2000	N/A	-90.89%
1999	N/A	+114.55%

PYPL vs MSTR Drawdown Comparison

The maximum drawdown for PYPL was -87.30%, occurring on Feb 12, 2026. This drawdown has not yet recovered.

The maximum drawdown for MSTR was -99.86%, occurring on Jul 26, 2002. Recovery took 6207 trading sessions.

The current PYPL drawdown is -86.10%. The current MSTR drawdown is -76.25%.

Rank	PYPL	MSTR
#1	-87.30% Jul 23, 2021 - Feb 12, 2026	-99.86% Mar 10, 2000 - Nov 11, 2024
#2	-31.19% Feb 19, 2020 - May 5, 2020	-77.42% Nov 20, 2024 - Feb 5, 2026
#3	-25.82% Feb 16, 2021 - Jul 23, 2021	-29.10% Dec 10, 1999 - Jan 10, 2000
#4	-24.31% Jul 20, 2015 - Mar 21, 2016	-20.42% Feb 16, 2000 - Mar 1, 2000
#5	-20.33% Jul 24, 2019 - Feb 14, 2020	-17.27% Nov 3, 1999 - Nov 22, 1999
#6	-18.93% Sep 4, 2018 - Jan 25, 2019	-14.35% Jan 28, 2000 - Feb 8, 2000
#7	-17.23% Mar 22, 2016 - Oct 21, 2016	-9.76% Nov 29, 1999 - Dec 3, 1999
#8	-16.62% Sep 2, 2020 - Oct 21, 2020	-9.65% Jan 10, 2000 - Jan 19, 2000
#9	-16.06% Jan 26, 2018 - Jun 14, 2018	-8.11% Nov 12, 2024 - Nov 18, 2024
#10	-15.61% Oct 21, 2020 - Nov 25, 2020	-7.59% Dec 6, 1999 - Dec 8, 1999
#11	-13.16% Oct 21, 2016 - Apr 24, 2017	-2.15% Nov 22, 1999 - Nov 24, 1999
#12	-10.14% Jul 24, 2018 - Aug 29, 2018	-2.12% Jan 21, 2000 - Jan 26, 2000
#13	-9.67% Nov 24, 2017 - Jan 5, 2018	-0.86% Mar 7, 2000 - Mar 9, 2000
#14	-8.75% Jan 22, 2021 - Feb 4, 2021	-0.71% Feb 8, 2000 - Feb 10, 2000
#15	-7.38% Aug 6, 2020 - Aug 27, 2020	N/A