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PROV vs UNB

Comparison between Provident Financial Holdings Inc (PROV, Company) and Union Bankshares Inc (UNB, Company).

Both PROV and UNB are from the Financial Services sector.

5-Year PerformancePROV has outperformed UNB, delivering a return of +2.1% compared to -2.9%

PROV vs UNB - Performance Comparison

Key Characteristics

Financial metrics and valuation ratios

Market Cap
Winner
PROV
$109M
UNB
$109M
Max Drawdown
PROV
92.50%
Winner
UNB
68.95%
Sharpe Ratio
Winner
PROV
0.74
UNB
-0.41
5Y Beta
Winner
PROV
0.30
UNB
0.53
Industry
PROV
Banks - Regional
UNB
Banks - Regional
P/E Ratio
PROV
18.29
Winner
UNB
9.49
Forward P/E
Winner
PROV
10.99
UNB
11.72
PEG Ratio
PROV
4.00
Winner
UNB
0.27
Dividend Yield
PROV
3.31%
Winner
UNB
6.22%
5Y Dividends CAGR
PROV
4.56%
Winner
UNB
8.22%
5Y EPS CAGR
Winner
PROV
3.92%
UNB
2.27%
Debt to Equity
PROV
0.00%
UNB
0.00%
Free Cash Flow Yield
PROV
6.78%
Winner
UNB
13.34%
P/S Ratio
PROV
2.71
Winner
UNB
1.97
P/B Ratio
Winner
PROV
0.85
UNB
1.34

PROV vs UNB - Historical Returns

Returns include dividend reinvestment.

1M
Winner
PROV
-0.36%
UNB
-3.99%
3M
Winner
PROV
+6.96%
UNB
-4.18%
6M
Winner
PROV
+11.67%
UNB
+0.49%
1Y
Winner
PROV
+13.54%
UNB
-13.74%
5Y(CAGR)
Winner
PROV
+2.13%
UNB
-2.87%
10Y(CAGR)
Winner
PROV
+2.76%
UNB
+0.61%
Max(CAGR)
PROV
+5.16%
Winner
UNB
+6.71%

PROV vs UNB - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

YearPROVUNB
2026+7.55%-0.91%
2025+2.92%-11.81%
2024+29.28%-1.66%
2023-5.72%+30.07%
2022-15.85%-15.90%
2021+11.67%+22.46%
2020-25.42%-24.42%
2019+38.11%-23.02%
2018-13.44%-6.42%
2017-5.86%+23.38%
2016+12.66%+69.77%
2015+28.43%+19.60%
2014+3.48%+7.72%
2013-15.56%+23.07%
2012+91.42%+8.21%
2011+34.40%+11.72%
2010+172.36%+10.13%
2009-39.09%+8.11%
2008-71.13%-13.66%
2007-43.47%-2.57%
2006+17.21%+3.98%
2005-6.77%+2.57%
2004+20.94%-6.53%
2003+38.48%+64.15%
2002+53.99%+11.88%
2001+35.06%+42.92%
2000+22.73%+14.53%
1999-11.43%-25.58%

PROV vs UNB Drawdown Comparison

The maximum drawdown for PROV was -91.83%, occurring on Dec 22, 2009. This drawdown has not yet recovered.

The maximum drawdown for UNB was -66.36%, occurring on Jul 10, 2020. This drawdown has not yet recovered.

The current PROV drawdown is -10.28%. The current UNB drawdown is -38.65%.

RankPROVUNB
#1-91.83%
Dec 13, 2006 - Dec 22, 2009
-66.36%
Dec 18, 2017 - Jul 10, 2020
#2-30.67%
Nov 10, 1999 - Sep 15, 2000
-37.08%
Sep 30, 2003 - May 13, 2011
#3-20.25%
Feb 14, 2001 - May 15, 2001
-32.90%
Nov 1, 1999 - Jul 24, 2001
#4-17.54%
Mar 30, 2005 - Mar 1, 2006
-17.52%
Dec 5, 2016 - Jun 23, 2017
#5-16.36%
Apr 3, 2006 - Dec 12, 2006
-15.27%
Jun 27, 2017 - Sep 27, 2017
#6-15.89%
Aug 13, 2001 - Dec 13, 2001
-14.33%
Feb 11, 2003 - Jun 3, 2003
#7-11.96%
Mar 31, 2004 - Sep 10, 2004
-10.63%
Jan 22, 2014 - Jun 23, 2014
#8-10.75%
Sep 17, 2002 - Oct 21, 2002
-10.53%
Jun 24, 2016 - Nov 10, 2016
#9-10.19%
Jul 1, 2002 - Aug 1, 2002
-10.23%
Jul 7, 2014 - Jan 13, 2015
#10-10.15%
Sep 29, 2004 - Nov 22, 2004
-10.19%
Jan 13, 2015 - Apr 22, 2015
#11-10.14%
Oct 4, 2000 - Dec 7, 2000
-9.52%
Jul 3, 2012 - Jan 22, 2013
#12-10.05%
Dec 29, 2003 - Mar 12, 2004
-9.48%
May 8, 2002 - Dec 2, 2002
#13-8.65%
Apr 10, 2002 - Jun 3, 2002
-9.15%
Oct 3, 2017 - Nov 2, 2017
#14-8.43%
Dec 27, 2000 - Feb 14, 2001
-9.12%
Apr 23, 2015 - Nov 4, 2015
#15-6.86%
May 13, 2003 - Oct 14, 2003
-9.00%
Aug 30, 2001 - Oct 29, 2001

Correlation

Correlation between PROV and UNB is 0.57 which considered as a moderate positive correlation - the stocks show some tendency to move together.

0.57
-101

Dividend Comparison (2000 - 2026)

PROV vs UNB dividend yield comparison.

YearPROVUNB
20261.66%3.15%
20253.52%6.07%
20243.52%4.98%
20234.44%4.70%
20224.07%5.83%
20213.39%4.43%
20203.56%4.98%
20192.56%3.42%
20183.61%2.51%
20172.93%2.19%
20162.47%2.44%
20152.49%3.87%
20142.78%4.38%
20132.27%4.39%
20121.03%5.12%
20110.86%5.25%
20100.55%5.50%
20092.90%6.08%
20088.41%6.71%
20074.37%5.50%
20062.07%4.73%
20052.13%6.05%
20041.41%3.76%
20030.83%3.11%
20020.38%4.61%
20010.00%4.56%
20000.00%5.68%

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