PRA vs AFYA

Comparison between Proassurance Corporation (PRA, Company) and Afya Ltd - Class A (AFYA, Company).

PRA is from the Financial Services sector, while AFYA is from the Consumer Defensive sector.

5-Year PerformancePRA has outperformed AFYA, delivering a return of +1.6% compared to -11.0%

PRA vs AFYA - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PRA(COMPANY)	AFYA(COMPANY)
Market Cap	$1.27B	$1.27B
Max Drawdown	82.71%	72.09%
Sharpe Ratio	0.64	-0.80
5Y Beta	0.21	0.59
Industry	Insurance - Property & Casualty	Education & Training Services
P/E Ratio	48.75	9.01
Forward P/E	16.86	7.13
PEG Ratio	N/A	0.40
Dividend Yield	N/A	4.68%
5Y Dividends CAGR	-49.75%	N/A
5Y EPS CAGR	-23.40%	21.83%
Debt to Equity	31.32%	67.47%
Free Cash Flow Yield	-2.78%	17.34%

Market Cap

Winner

PRA

$1.27B

AFYA

$1.27B

Max Drawdown

PRA

82.71%

Winner

AFYA

72.09%

Sharpe Ratio

Winner

PRA

0.64

AFYA

-0.80

5Y Beta

Winner

PRA

0.21

AFYA

0.59

Industry

PRA

Insurance - Property & Casualty

AFYA

Education & Training Services

P/E Ratio

PRA

48.75

Winner

AFYA

9.01

Forward P/E

PRA

16.86

Winner

AFYA

7.13

PEG Ratio

PRA

N/A

AFYA

0.40

Dividend Yield

PRA

N/A

AFYA

4.68%

5Y Dividends CAGR

PRA

-49.75%

AFYA

N/A

5Y EPS CAGR

PRA

-23.40%

Winner

AFYA

21.83%

Debt to Equity

Winner

PRA

31.32%

AFYA

67.47%

Free Cash Flow Yield

PRA

-2.78%

Winner

AFYA

17.34%

PRA vs AFYA - Historical Returns

Returns include dividend reinvestment.

Period	PRA	AFYA
1 month	+0.12%	-1.40%
3 months	+0.65%	+2.94%
6 months	+1.86%	+0.27%
1 year	+7.55%	-19.96%
5 years(CAGR)	+1.56%	-10.96%
10 years(CAGR)	-4.10%	N/A
Max(CAGR)	+5.15%	-6.60%

Winner

PRA

+0.12%

AFYA

-1.40%

PRA

+0.65%

Winner

AFYA

+2.94%

Winner

PRA

+1.86%

AFYA

+0.27%

Winner

PRA

+7.55%

AFYA

-19.96%

5Y(CAGR)

Winner

PRA

+1.56%

AFYA

-10.96%

10Y(CAGR)

PRA

-4.10%

AFYA

N/A

Max(CAGR)

Winner

PRA

+5.15%

AFYA

-6.60%

PRA vs AFYA - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PRA	AFYA
2026	+2.62%	-1.81%
2025	+53.79%	-0.13%
2024	+15.29%	-25.41%
2023	-21.38%	+35.45%
2022	-29.67%	+5.47%
2021	+40.48%	-35.90%
2020	-49.97%	-8.27%
2019	-5.85%	+13.73%
2018	-24.21%	N/A
2017	+12.84%	N/A
2016	+30.15%	N/A
2015	+12.83%	N/A
2014	+3.46%	N/A
2013	+13.66%	N/A
2012	+10.78%	N/A
2011	+30.98%	N/A
2010	+11.62%	N/A
2009	+4.62%	N/A
2008	-2.24%	N/A
2007	+9.34%	N/A
2006	+1.98%	N/A
2005	+24.65%	N/A
2004	+21.76%	N/A
2003	+53.31%	N/A
2002	+23.67%	N/A
2001	+9.87%	N/A
2000	-16.80%	N/A
1999	-7.52%	N/A

PRA vs AFYA Drawdown Comparison

The maximum drawdown for PRA was -78.82%, occurring on Jul 9, 2024. This drawdown has not yet recovered.

The maximum drawdown for AFYA was -72.09%, occurring on Jul 11, 2022. This drawdown has not yet recovered.

The current PRA drawdown is -52.07%. The current AFYA drawdown is -54.00%.

Rank	PRA	AFYA
#1	-78.82% Dec 18, 2017 - Jul 9, 2024	-72.09% Aug 27, 2019 - Jul 11, 2022
#2	-56.88% Nov 8, 1999 - Mar 21, 2003	-15.46% Jul 31, 2019 - Aug 22, 2019
#3	-37.30% Sep 19, 2008 - Apr 28, 2011	-1.20% Jul 19, 2019 - Jul 23, 2019
#4	-22.34% Jul 22, 2013 - Aug 14, 2015	-0.59% Aug 22, 2019 - Aug 26, 2019
#5	-22.23% Feb 1, 2008 - Sep 18, 2008	N/A
#6	-19.67% Jun 27, 2003 - Oct 29, 2003	N/A
#7	-19.29% May 11, 2004 - Nov 9, 2004	N/A
#8	-17.43% Apr 27, 2017 - Nov 30, 2017	N/A
#9	-15.03% Jun 4, 2007 - Jan 23, 2008	N/A
#10	-13.41% Mar 29, 2006 - Apr 13, 2007	N/A
#11	-12.65% Mar 4, 2005 - Jul 5, 2005	N/A
#12	-12.09% Jan 20, 2004 - Mar 1, 2004	N/A
#13	-11.13% Oct 29, 2015 - May 27, 2016	N/A
#14	-8.80% Dec 17, 2004 - Mar 1, 2005	N/A
#15	-8.70% Jul 21, 2011 - Aug 30, 2011	N/A

Correlation

Correlation between PRA and AFYA is 0.25 which considered as a very weak or no correlation - the stocks move independently of each other.

0.25

-101

Dividend Comparison (2011 - 2026)

PRA vs AFYA dividend yield comparison.

Year	PRA	AFYA
2026	0.00%	4.66%
2025	0.00%	1.51%
2023	0.36%	0.00%
2022	1.14%	0.00%
2021	0.79%	0.00%
2020	2.59%	0.00%
2019	3.43%	0.00%
2018	4.29%	0.00%
2017	10.38%	0.00%
2016	10.55%	0.00%
2015	4.62%	0.00%
2014	8.55%	0.00%
2013	2.17%	0.00%
2012	4.15%	0.00%
2011	0.63%	0.00%