PPIH vs CZWI

Comparison between Perma-Pipe International Holdings Inc (PPIH, Company) and Citizens Community Bancorp Inc MD (CZWI, Company).

PPIH is from the Industrials sector, while CZWI is from the Financial Services sector.

5-Year PerformancePPIH has outperformed CZWI, delivering a return of +30.1% compared to +11.4%

PPIH vs CZWI - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PPIH(COMPANY)	CZWI(COMPANY)
Market Cap	$210M	$209M
Max Drawdown	58.53%	84.82%
Sharpe Ratio	0.30	1.44
5Y Beta	1.63	0.42
Industry	Building Products & Equipment	Banks - Regional
P/E Ratio	15.06	14.15
Forward P/E	27.62	10.72
PEG Ratio	1.22	0.69
Dividend Yield	N/A	0.96%
5Y Dividends CAGR	N/A	-1.80%
5Y EPS CAGR	N/A	1.63%
Debt to Equity	32.06%	27.16%
Free Cash Flow Yield	1.80%	5.87%
P/S Ratio	0.98	3.60
P/B Ratio	2.12	1.11

Market Cap

Winner

PPIH

$210M

CZWI

$209M

Max Drawdown

Winner

PPIH

58.53%

CZWI

84.82%

Sharpe Ratio

PPIH

0.30

Winner

CZWI

1.44

5Y Beta

PPIH

1.63

Winner

CZWI

0.42

Industry

PPIH

Building Products & Equipment

CZWI

Banks - Regional

P/E Ratio

PPIH

15.06

Winner

CZWI

14.15

Forward P/E

PPIH

27.62

Winner

CZWI

10.72

PEG Ratio

PPIH

1.22

Winner

CZWI

0.69

Dividend Yield

PPIH

N/A

CZWI

0.96%

5Y Dividends CAGR

PPIH

N/A

CZWI

-1.80%

5Y EPS CAGR

PPIH

N/A

CZWI

1.63%

Debt to Equity

PPIH

32.06%

Winner

CZWI

27.16%

Free Cash Flow Yield

PPIH

1.80%

Winner

CZWI

5.87%

P/S Ratio

Winner

PPIH

0.98

CZWI

3.60

P/B Ratio

PPIH

2.12

Winner

CZWI

1.11

PPIH vs CZWI - Historical Returns

Returns include dividend reinvestment.

Period	PPIH	CZWI
1 month	+1.64%	-6.19%
3 months	-22.42%	+3.50%
6 months	-17.39%	+14.61%
1 year	+2.52%	+44.34%
5 years(CAGR)	+30.08%	+11.37%
10 years(CAGR)	+12.86%	+9.78%
Max(CAGR)	+13.97%	+3.90%

Winner

PPIH

+1.64%

CZWI

-6.19%

PPIH

-22.42%

Winner

CZWI

+3.50%

PPIH

-17.39%

Winner

CZWI

+14.61%

PPIH

+2.52%

Winner

CZWI

+44.34%

5Y(CAGR)

Winner

PPIH

+30.08%

CZWI

+11.37%

10Y(CAGR)

Winner

PPIH

+12.86%

CZWI

+9.78%

Max(CAGR)

Winner

PPIH

+13.97%

CZWI

+3.90%

PPIH vs CZWI - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	PPIH	CZWI
2026	-14.98%	+25.63%
2025	+109.52%	+11.93%
2024	+84.11%	+44.94%
2023	-14.51%	+1.19%
2022	+9.50%	-11.18%
2021	+41.14%	+28.24%
2020	-33.95%	-9.31%
2019	+6.71%	+8.89%
2018	-1.69%	-17.17%
2017	+11.80%	+10.96%
2016	+24.42%	+33.84%
2015	N/A	+5.46%
2014	N/A	+25.88%
2013	N/A	+21.83%
2012	N/A	+20.72%
2011	N/A	+30.53%
2010	N/A	+15.16%
2009	N/A	-49.10%
2008	N/A	-17.38%
2007	N/A	-8.30%
2006	N/A	-25.06%
2005	N/A	-11.41%
2004	N/A	+21.26%

PPIH vs CZWI Drawdown Comparison

The maximum drawdown for PPIH was -58.53%, occurring on Nov 13, 2023. Recovery took 626 trading sessions.

The maximum drawdown for CZWI was -83.63%, occurring on Nov 30, 2009. Recovery took 4613 trading sessions.

The current PPIH drawdown is -26.35%. The current CZWI drawdown is -9.52%.

Rank	PPIH	CZWI
#1	-58.53% May 25, 2022 - Nov 20, 2024	-83.63% Aug 3, 2006 - Dec 2, 2024
#2	-48.00% Jun 13, 2018 - Apr 20, 2022	-31.15% Feb 10, 2005 - Apr 27, 2006
#3	-45.77% Dec 11, 2024 - Jun 13, 2025	-23.32% Dec 5, 2024 - Sep 4, 2025
#4	-34.17% Apr 14, 2026 - Jul 29, 2026	-15.09% Apr 5, 2004 - Nov 1, 2004
#5	-31.45% Sep 10, 2025 - Dec 26, 2025	-14.47% Dec 3, 2004 - Feb 10, 2005
#6	-21.41% Jan 27, 2017 - Nov 29, 2017	-10.65% Jul 1, 2026 - Jul 27, 2026
#7	-17.17% Feb 24, 2026 - Apr 13, 2026	-9.47% Sep 18, 2025 - Nov 13, 2025
#8	-15.97% Jul 22, 2025 - Aug 5, 2025	-8.42% Feb 9, 2026 - Mar 20, 2026
#9	-14.81% May 6, 2022 - May 25, 2022	-6.54% May 8, 2026 - Jun 12, 2026
#10	-13.81% Jan 6, 2016 - Feb 1, 2016	-5.63% Dec 18, 2025 - Jan 21, 2026
#11	-13.44% Mar 17, 2016 - May 25, 2016	-4.62% Jan 21, 2026 - Feb 4, 2026
#12	-12.43% Dec 26, 2025 - Feb 11, 2026	-4.02% Jun 30, 2006 - Jul 26, 2006
#13	-10.25% May 31, 2016 - Aug 8, 2016	-3.31% Nov 13, 2025 - Nov 25, 2025
#14	-9.77% Jan 23, 2018 - May 10, 2018	-3.19% Jun 23, 2026 - Jun 26, 2026
#15	-8.38% Dec 7, 2016 - Jan 9, 2017	-2.95% Sep 4, 2025 - Sep 18, 2025