PNFPP vs STEL

Comparison between Pinnacle Financial Partners Inc (PNFPP, Company) and Stellar Bancorp Inc (STEL, Company).

Both PNFPP and STEL are from the Financial Services sector.

5-Year PerformanceSTEL has outperformed PNFPP, delivering a return of +8.3% compared to +4.9%

PNFPP vs STEL - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PNFPP(COMPANY)	STEL(COMPANY)
Market Cap	$1.94B	$1.95B
Max Drawdown	31.75%	64.92%
Sharpe Ratio	0.50	1.37
5Y Beta	N/A	0.76
Industry	Banks - Regional	Banks - Regional
P/E Ratio	3.11	18.62
Forward P/E	N/A	14.88
PEG Ratio	0.06	N/A
Dividend Yield	N/A	1.53%
5Y Dividends CAGR	20.12%	12.47%
5Y EPS CAGR	15.52%	16.08%
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	54.21%	5.91%
P/S Ratio	N/A	4.64
P/B Ratio	N/A	1.17

Market Cap

PNFPP

$1.94B

Winner

STEL

$1.95B

Max Drawdown

Winner

PNFPP

31.75%

STEL

64.92%

Sharpe Ratio

PNFPP

0.50

Winner

STEL

1.37

5Y Beta

PNFPP

N/A

STEL

0.76

Industry

PNFPP

Banks - Regional

STEL

Banks - Regional

P/E Ratio

Winner

PNFPP

3.11

STEL

18.62

Forward P/E

PNFPP

N/A

STEL

14.88

PEG Ratio

PNFPP

0.06

STEL

N/A

Dividend Yield

PNFPP

N/A

STEL

1.53%

5Y Dividends CAGR

Winner

PNFPP

20.12%

STEL

12.47%

5Y EPS CAGR

PNFPP

15.52%

Winner

STEL

16.08%

Debt to Equity

PNFPP

0.00%

STEL

0.00%

Free Cash Flow Yield

Winner

PNFPP

54.21%

STEL

5.91%

P/S Ratio

PNFPP

N/A

STEL

4.64

P/B Ratio

PNFPP

N/A

STEL

1.17

PNFPP vs STEL - Historical Returns

Returns include dividend reinvestment.

Period	PNFPP	STEL
1 month	-1.03%	+5.48%
3 months	+0.97%	+9.25%
6 months	+7.46%	+20.96%
1 year	+10.53%	+44.05%
5 years(CAGR)	+4.86%	+8.25%
10 years(CAGR)	N/A	+5.33%
Max(CAGR)	+6.29%	+5.33%

PNFPP

-1.03%

Winner

STEL

+5.48%

PNFPP

+0.97%

Winner

STEL

+9.25%

PNFPP

+7.46%

Winner

STEL

+20.96%

PNFPP

+10.53%

Winner

STEL

+44.05%

5Y(CAGR)

PNFPP

+4.86%

Winner

STEL

+8.25%

10Y(CAGR)

PNFPP

N/A

STEL

+5.33%

Max(CAGR)

Winner

PNFPP

+6.29%

STEL

+5.33%

PNFPP vs STEL - Annual Returns (2017 - 2026)

Returns include dividend reinvestment.

Year	PNFPP	STEL
2026	N/A	+26.90%
2025	+8.21%	+13.56%
2024	+14.46%	+5.54%
2023	-4.88%	-2.63%
2022	-5.11%	+0.63%
2021	+8.83%	+16.75%
2020	+10.94%	-16.74%
2019	N/A	+5.45%
2018	N/A	-0.01%
2017	N/A	+3.48%

PNFPP vs STEL Drawdown Comparison

The maximum drawdown for PNFPP was -24.79%, occurring on May 4, 2023. Recovery took 718 trading sessions.

The maximum drawdown for STEL was -64.34%, occurring on Mar 18, 2020. Recovery took 1066 trading sessions.

The current PNFPP drawdown is -1.03%. The current STEL drawdown is -1.70%.

Rank	PNFPP	STEL
#1	-24.79% Sep 16, 2021 - Jul 26, 2024	-64.34% Aug 8, 2018 - Nov 4, 2022
#2	-5.62% Feb 28, 2025 - Jul 21, 2025	-41.78% Nov 4, 2022 - Jan 28, 2026
#3	-4.84% Apr 20, 2021 - Jun 29, 2021	-10.63% Feb 11, 2026 - Mar 18, 2026
#4	-3.49% Jul 6, 2021 - Aug 13, 2021	-8.16% Dec 28, 2017 - May 17, 2018
#5	-3.29% Oct 8, 2020 - Nov 4, 2020	-4.79% Jul 9, 2018 - Jul 27, 2018
#6	-3.22% Dec 7, 2020 - Mar 4, 2021	-4.35% Jun 20, 2018 - Jul 5, 2018
#7	-3.19% Jun 8, 2020 - Jun 25, 2020	-3.52% Nov 16, 2017 - Dec 21, 2017
#8	-3.08% Dec 2, 2024 - Jan 6, 2025	-3.09% May 21, 2018 - Jun 4, 2018
#9	-3.03% Jul 31, 2025 - Aug 21, 2025	-2.21% Nov 10, 2017 - Nov 16, 2017
#10	-2.90% Aug 17, 2021 - Sep 16, 2021	-1.73% Jun 12, 2018 - Jun 18, 2018
#11	-2.87% Mar 4, 2021 - Apr 5, 2021	-1.15% Dec 26, 2017 - Dec 28, 2017
#12	-2.84% Jul 26, 2024 - Aug 19, 2024	-0.79% Aug 2, 2018 - Aug 6, 2018
#13	-2.66% Apr 8, 2021 - Apr 16, 2021	-0.77% Nov 8, 2017 - Nov 10, 2017
#14	-2.35% Jan 7, 2025 - Feb 18, 2025	-0.47% Aug 6, 2018 - Aug 8, 2018
#15	-2.24% Sep 2, 2025 - Nov 18, 2025	-0.40% Jul 5, 2018 - Jul 9, 2018