PNBK vs LSBK

Comparison between Patriot National Bancorp Inc (PNBK, Company) and Lake Shore Bancorp Inc (LSBK, Company).

Both PNBK and LSBK are from the Financial Services sector.

PNBK vs LSBK - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PNBK(COMPANY)	LSBK(COMPANY)
Market Cap	$135M	$134M
Max Drawdown	99.70%	6.85%
Sharpe Ratio	-0.39	1.85
5Y Beta	0.76	0.16
Industry	Banks - Regional	Banks - Regional
P/E Ratio	-9.90	16.43
Forward P/E	23.75	14.37
PEG Ratio	0.00	0.27
Dividend Yield	N/A	2.09%
5Y EPS CAGR	2.96%	N/A
Debt to Equity	0.00%	0.00%
Free Cash Flow Yield	-8.85%	6.75%
P/S Ratio	4.14	4.48
P/B Ratio	1.48	0.93

Market Cap

Winner

PNBK

$135M

LSBK

$134M

Max Drawdown

PNBK

99.70%

Winner

LSBK

6.85%

Sharpe Ratio

PNBK

-0.39

Winner

LSBK

1.85

5Y Beta

PNBK

0.76

Winner

LSBK

0.16

Industry

PNBK

Banks - Regional

LSBK

Banks - Regional

P/E Ratio

Winner

PNBK

-9.90

LSBK

16.43

Forward P/E

PNBK

23.75

Winner

LSBK

14.37

PEG Ratio

Winner

PNBK

0.00

LSBK

0.27

Dividend Yield

PNBK

N/A

LSBK

2.09%

5Y EPS CAGR

PNBK

2.96%

LSBK

N/A

Debt to Equity

PNBK

0.00%

LSBK

0.00%

Free Cash Flow Yield

PNBK

-8.85%

Winner

LSBK

6.75%

P/S Ratio

Winner

PNBK

4.14

LSBK

4.48

P/B Ratio

PNBK

1.48

Winner

LSBK

0.93

PNBK vs LSBK - Historical Returns

Returns include dividend reinvestment.

Period	PNBK	LSBK
1 month	-8.06%	+1.35%
3 months	+8.57%	+8.70%
6 months	-24.00%	+12.80%
1 year	-38.04%	+41.87%
5 years(CAGR)	-33.85%	N/A
10 years(CAGR)	-21.73%	N/A
Max(CAGR)	-15.38%	+45.56%

PNBK

-8.06%

Winner

LSBK

+1.35%

PNBK

+8.57%

Winner

LSBK

+8.70%

PNBK

-24.00%

Winner

LSBK

+12.80%

PNBK

-38.04%

Winner

LSBK

+41.87%

5Y(CAGR)

PNBK

-33.85%

LSBK

N/A

10Y(CAGR)

PNBK

-21.73%

LSBK

N/A

Max(CAGR)

PNBK

-15.38%

Winner

LSBK

+45.56%

PNBK vs LSBK - Annual Returns (1999 - 2026)

Returns include dividend reinvestment.

Year	PNBK	LSBK
2026	-31.74%	+18.71%
2025	-2.67%	+24.37%
2024	-51.60%	N/A
2023	-63.87%	N/A
2022	-31.52%	N/A
2021	+59.65%	N/A
2020	-22.46%	N/A
2019	-10.19%	N/A
2018	-20.36%	N/A
2017	+27.20%	N/A
2016	-9.41%	N/A
2015	-17.50%	N/A
2014	+56.53%	N/A
2013	-13.33%	N/A
2012	-28.57%	N/A
2011	-18.98%	N/A
2010	+31.25%	N/A
2009	-79.44%	N/A
2008	-56.25%	N/A
2007	-38.53%	N/A
2006	+27.71%	N/A
2005	+14.30%	N/A
2004	+48.86%	N/A
2003	+32.67%	N/A
2002	+14.52%	N/A
2001	+4.50%	N/A
2000	-40.82%	N/A
1999	+14.52%	N/A

PNBK vs LSBK Drawdown Comparison

The maximum drawdown for PNBK was -99.69%, occurring on Jun 17, 2025. This drawdown has not yet recovered.

The maximum drawdown for LSBK was -6.85%, occurring on Oct 17, 2025. Recovery took 40 trading sessions.

The current PNBK drawdown is -99.61%. The current LSBK drawdown is -3.20%.

Rank	PNBK	LSBK
#1	-99.69% Jul 6, 2006 - Jun 17, 2025	-6.85% Aug 29, 2025 - Oct 27, 2025
#2	-52.24% Dec 6, 1999 - Dec 31, 2003	-6.75% Mar 5, 2026 - Apr 9, 2026
#3	-14.02% Jan 30, 2004 - Dec 3, 2004	-5.67% Jun 30, 2026 - Jul 2, 2026
#4	-13.67% Feb 22, 2006 - Apr 13, 2006	-3.62% Jun 18, 2026 - Jun 30, 2026
#5	-8.79% Nov 10, 1999 - Nov 19, 1999	-3.45% Dec 3, 2025 - Jan 13, 2026
#6	-7.77% Apr 29, 2005 - Oct 19, 2005	-3.08% Nov 5, 2025 - Nov 10, 2025
#7	-6.00% Nov 22, 1999 - Nov 30, 1999	-3.02% Nov 11, 2025 - Dec 1, 2025
#8	-5.49% Jan 18, 2006 - Feb 3, 2006	-2.57% May 5, 2026 - Jun 9, 2026
#9	-4.35% Oct 19, 2005 - Nov 11, 2005	-2.03% Jun 12, 2026 - Jun 17, 2026
#10	-4.10% Jan 9, 2004 - Jan 21, 2004	-1.88% Jan 14, 2026 - Jan 22, 2026
#11	-3.43% Jun 8, 2006 - Jul 6, 2006	-1.80% Jun 9, 2026 - Jun 11, 2026
#12	-2.82% Dec 22, 2005 - Jan 18, 2006	-1.73% Jul 22, 2025 - Jul 31, 2025
#13	-2.72% Dec 31, 2004 - Apr 14, 2005	-1.55% Feb 2, 2026 - Feb 12, 2026
#14	-2.60% Nov 11, 2005 - Nov 23, 2005	-1.42% Jan 22, 2026 - Feb 2, 2026
#15	-2.37% Apr 20, 2005 - Apr 25, 2005	-1.22% Feb 19, 2026 - Mar 5, 2026

Correlation

Correlation between PNBK and LSBK is -0.62 which considered as a moderate negative correlation - the stocks show some tendency to move in opposite directions.

-0.62

-101

Dividend Comparison (2001 - 2026)

PNBK vs LSBK dividend yield comparison.

Year	PNBK	LSBK
2026	0.00%	1.57%
2025	0.00%	1.23%
2019	0.31%	0.00%
2018	0.28%	0.00%
2017	0.11%	0.00%
2009	2.97%	0.00%
2008	1.97%	0.00%
2007	1.13%	0.00%
2006	0.66%	0.00%
2005	0.75%	0.00%
2004	0.90%	0.00%
2003	0.68%	0.00%
2002	1.01%	0.00%
2001	0.72%	0.00%