PMTS vs RC

Comparison between CPI Card Group Inc (PMTS, Company) and Ready Capital Corp (RC, Company).

PMTS is from the Financial Services sector, while RC is from the Real Estate sector.

5-Year PerformancePMTS has outperformed RC, delivering a return of +6.1% compared to -29.9%

PMTS vs RC - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PMTS(COMPANY)	RC(COMPANY)
Market Cap	$239M	$238M
Max Drawdown	99.10%	93.13%
Sharpe Ratio	0.31	-1.75
5Y Beta	1.25	0.95
Industry	Credit Services	Reit - Mortgage
P/E Ratio	19.52	-0.47
Forward P/E	7.40	7.05
PEG Ratio	0.57	-0.01
Dividend Yield	N/A	18.60%
5Y Dividends CAGR	N/A	-28.23%
5Y EPS CAGR	-6.48%	N/A
Debt to Equity	-1976.47%	94.11%
Free Cash Flow Yield	21.37%	N/A
P/S Ratio	0.42	5.91
P/B Ratio	N/A	0.21

Market Cap

Winner

PMTS

$239M

$238M

Max Drawdown

PMTS

99.10%

Winner

93.13%

Sharpe Ratio

Winner

PMTS

0.31

-1.75

5Y Beta

PMTS

1.25

Winner

0.95

Industry

PMTS

Credit Services

Reit - Mortgage

P/E Ratio

PMTS

19.52

Winner

-0.47

Forward P/E

PMTS

7.40

Winner

7.05

PEG Ratio

PMTS

0.57

Winner

-0.01

Dividend Yield

PMTS

N/A

18.60%

5Y Dividends CAGR

PMTS

N/A

-28.23%

5Y EPS CAGR

PMTS

-6.48%

N/A

Debt to Equity

Winner

PMTS

-1976.47%

94.11%

Free Cash Flow Yield

PMTS

21.37%

N/A

P/S Ratio

Winner

PMTS

0.42

5.91

P/B Ratio

PMTS

N/A

0.21

PMTS vs RC - Historical Returns

Returns include dividend reinvestment.

Period	PMTS	RC
1 month	-0.96%	-17.14%
3 months	+16.21%	-22.84%
6 months	+58.43%	-31.11%
1 year	-0.19%	-64.61%
5 years(CAGR)	+6.11%	-29.85%
10 years(CAGR)	-0.88%	-10.62%
Max(CAGR)	-9.01%	-8.03%

Winner

PMTS

-0.96%

-17.14%

Winner

PMTS

+16.21%

-22.84%

Winner

PMTS

+58.43%

-31.11%

Winner

PMTS

-0.19%

-64.61%

5Y(CAGR)

Winner

PMTS

+6.11%

-29.85%

10Y(CAGR)

Winner

PMTS

-0.88%

-10.62%

Max(CAGR)

PMTS

-9.01%

Winner

-8.03%

PMTS vs RC - Annual Returns (2013 - 2026)

Returns include dividend reinvestment.

Year	PMTS	RC
2026	+44.73%	-31.44%
2025	-53.84%	-65.37%
2024	+52.66%	-23.52%
2023	-48.91%	+4.21%
2022	+106.17%	-20.41%
2021	+311.31%	+45.80%
2020	+365.78%	-7.19%
2019	-61.54%	+24.02%
2018	-44.42%	+0.71%
2017	-82.02%	+23.64%
2016	-60.57%	-0.07%
2015	-12.41%	-4.66%
2014	N/A	+18.37%
2013	N/A	-9.20%

PMTS vs RC Drawdown Comparison

The maximum drawdown for PMTS was -99.04%, occurring on Mar 17, 2020. This drawdown has not yet recovered.

The maximum drawdown for RC was -85.15%, occurring on Jul 29, 2026. This drawdown has not yet recovered.

The current PMTS drawdown is -65.92%. The current RC drawdown is -85.05%.

Rank	PMTS	RC
#1	-99.04% Oct 12, 2015 - Mar 17, 2020	-85.15% Jan 4, 2022 - Jul 29, 2026
#2	N/A	-76.33% Feb 20, 2020 - Mar 12, 2021
#3	N/A	-23.97% Aug 29, 2014 - Mar 30, 2017
#4	N/A	-22.49% Apr 8, 2013 - Aug 14, 2014
#5	N/A	-18.78% Aug 30, 2018 - Sep 16, 2019
#6	N/A	-14.95% Mar 15, 2021 - Jun 1, 2021
#7	N/A	-12.21% Dec 1, 2017 - May 15, 2018
#8	N/A	-8.71% Jun 24, 2021 - Nov 1, 2021
#9	N/A	-7.87% Dec 8, 2021 - Jan 3, 2022
#10	N/A	-7.67% Oct 23, 2019 - Jan 23, 2020
#11	N/A	-6.91% Nov 5, 2021 - Dec 8, 2021
#12	N/A	-5.35% Oct 6, 2017 - Nov 24, 2017
#13	N/A	-3.57% Sep 25, 2019 - Oct 18, 2019
#14	N/A	-3.54% Jun 16, 2017 - Aug 14, 2017
#15	N/A	-3.41% Mar 30, 2017 - Apr 27, 2017

Correlation

Correlation between PMTS and RC is 0.02 which considered as a very weak or no correlation - the stocks move independently of each other.

0.02

-101

Dividend Comparison (2013 - 2026)

PMTS vs RC dividend yield comparison.

Year	PMTS	RC
2026	0.00%	1.38%
2025	0.00%	17.66%
2024	0.00%	16.13%
2023	0.00%	14.24%
2022	0.00%	14.90%
2021	0.00%	10.62%
2020	0.00%	10.44%
2019	0.00%	10.38%
2018	0.00%	11.35%
2017	12.26%	9.77%
2016	4.34%	11.52%
2015	0.00%	10.61%
2014	0.00%	9.28%
2013	0.00%	13.23%