PMTS vs JFIN

Comparison between CPI Card Group Inc (PMTS, Company) and Jiayin Group Inc (JFIN, Company).

Both PMTS and JFIN are from the Financial Services sector.

5-Year PerformanceJFIN has outperformed PMTS, delivering a return of +0.5% compared to -0.8%

PMTS vs JFIN - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PMTS(COMPANY)	JFIN(COMPANY)
Market Cap	$210M	$209M
Max Drawdown	99.10%	92.53%
Sharpe Ratio	0.03	-2.49
5Y Beta	1.28	N/A
Industry	Credit Services	Credit Services
P/E Ratio	17.08	0.95
Forward P/E	6.31	1.83
PEG Ratio	N/A	0.02
Dividend Yield	N/A	19.10%
5Y EPS CAGR	-6.48%	42.44%
Debt to Equity	-1976.47%	13.55%
Free Cash Flow Yield	24.42%	42.48%

Market Cap

Winner

PMTS

$210M

JFIN

$209M

Max Drawdown

PMTS

99.10%

Winner

JFIN

92.53%

Sharpe Ratio

Winner

PMTS

0.03

JFIN

-2.49

5Y Beta

PMTS

1.28

JFIN

N/A

Industry

PMTS

Credit Services

JFIN

Credit Services

P/E Ratio

PMTS

17.08

Winner

JFIN

0.95

Forward P/E

PMTS

6.31

Winner

JFIN

1.83

PEG Ratio

PMTS

N/A

JFIN

0.02

Dividend Yield

PMTS

N/A

JFIN

19.10%

5Y EPS CAGR

PMTS

-6.48%

Winner

JFIN

42.44%

Debt to Equity

Winner

PMTS

-1976.47%

JFIN

13.55%

Free Cash Flow Yield

PMTS

24.42%

Winner

JFIN

42.48%

PMTS vs JFIN - Historical Returns

Returns include dividend reinvestment.

Period	PMTS	JFIN
1 month	+13.14%	-8.24%
3 months	+31.08%	-31.51%
6 months	+14.92%	-40.33%
1 year	-20.26%	-74.66%
5 years(CAGR)	-0.79%	+0.53%
10 years(CAGR)	-1.89%	N/A
Max(CAGR)	-10.12%	-14.13%

Winner

PMTS

+13.14%

JFIN

-8.24%

Winner

PMTS

+31.08%

JFIN

-31.51%

Winner

PMTS

+14.92%

JFIN

-40.33%

Winner

PMTS

-20.26%

JFIN

-74.66%

5Y(CAGR)

PMTS

-0.79%

Winner

JFIN

+0.53%

10Y(CAGR)

PMTS

-1.89%

JFIN

N/A

Max(CAGR)

Winner

PMTS

-10.12%

JFIN

-14.13%

PMTS vs JFIN - Annual Returns (2015 - 2026)

Returns include dividend reinvestment.

Year	PMTS	JFIN
2026	+28.41%	-33.39%
2025	-53.84%	-7.47%
2024	+52.66%	+47.03%
2023	-48.91%	+137.98%
2022	+106.17%	-0.43%
2021	+311.31%	-30.38%
2020	+365.78%	-42.23%
2019	-61.54%	-67.43%
2018	-44.42%	N/A
2017	-82.02%	N/A
2016	-60.57%	N/A
2015	-12.41%	N/A

PMTS vs JFIN Drawdown Comparison

The maximum drawdown for PMTS was -99.04%, occurring on Mar 17, 2020. This drawdown has not yet recovered.

The maximum drawdown for JFIN was -92.53%, occurring on May 11, 2022. Recovery took 1523 trading sessions.

The current PMTS drawdown is -69.76%. The current JFIN drawdown is -77.81%.

Rank	PMTS	JFIN
#1	-99.04% Oct 12, 2015 - Mar 17, 2020	-92.53% May 16, 2019 - Jun 6, 2025
#2	N/A	-78.75% Jun 12, 2025 - Jun 5, 2026
#3	N/A	-13.93% May 10, 2019 - May 16, 2019
#4	N/A	-3.68% Jun 6, 2025 - Jun 12, 2025