PMTS vs BCML

Comparison between CPI Card Group Inc (PMTS, Company) and BayCom Corp (BCML, Company).

Both PMTS and BCML are from the Financial Services sector.

5-Year PerformanceBCML has outperformed PMTS, delivering a return of +14.1% compared to +7.7%

PMTS vs BCML - Performance Comparison

Log

Key Characteristics

Financial metrics and valuation ratios

Metric	PMTS(COMPANY)	BCML(COMPANY)
Market Cap	$341M	$340M
Max Drawdown	99.10%	62.19%
Sharpe Ratio	1.34	0.58
5Y Beta	1.35	0.66
Industry	Credit Services	Banks - Regional
P/E Ratio	24.63	25.99
Forward P/E	9.93	11.86
PEG Ratio	21.98	N/A
Dividend Yield	N/A	3.78%
5Y EPS CAGR	-9.11%	1.10%
Debt to Equity	-2284.63%	0.00%
Free Cash Flow Yield	22.47%	7.65%

Market Cap

Winner

PMTS

$341M

BCML

$340M

Max Drawdown

PMTS

99.10%

Winner

BCML

62.19%

Sharpe Ratio

Winner

PMTS

1.34

BCML

0.58

5Y Beta

PMTS

1.35

Winner

BCML

0.66

Industry

PMTS

Credit Services

BCML

Banks - Regional

P/E Ratio

Winner

PMTS

24.63

BCML

25.99

Forward P/E

Winner

PMTS

9.93

BCML

11.86

PEG Ratio

PMTS

21.98

BCML

N/A

Dividend Yield

PMTS

N/A

BCML

3.78%

5Y EPS CAGR

PMTS

-9.11%

Winner

BCML

1.10%

Debt to Equity

Winner

PMTS

-2284.63%

BCML

0.00%

Free Cash Flow Yield

Winner

PMTS

22.47%

BCML

7.65%

PMTS vs BCML - Historical Returns

Returns include dividend reinvestment.

Period	PMTS	BCML
1 month	+50.73%	-7.83%
3 months	+83.78%	+3.27%
6 months	+154.83%	+3.32%
1 year	+80.07%	+11.63%
5 years(CAGR)	+7.72%	+14.12%
10 years(CAGR)	+2.51%	+10.89%
Max(CAGR)	-6.06%	+5.77%

Winner

PMTS

+50.73%

BCML

-7.83%

Winner

PMTS

+83.78%

BCML

+3.27%

Winner

PMTS

+154.83%

BCML

+3.32%

Winner

PMTS

+80.07%

BCML

+11.63%

5Y(CAGR)

PMTS

+7.72%

Winner

BCML

+14.12%

10Y(CAGR)

PMTS

+2.51%

Winner

BCML

+10.89%

Max(CAGR)

PMTS

-6.06%

Winner

BCML

+5.77%

PMTS vs BCML - Annual Returns (2004 - 2026)

Returns include dividend reinvestment.

Year	PMTS	BCML
2026	+103.94%	+9.91%
2025	-53.84%	+15.80%
2024	+52.66%	+17.46%
2023	-48.91%	+26.88%
2022	+106.17%	+2.02%
2021	+311.31%	+25.57%
2020	+365.78%	-32.88%
2019	-61.54%	+1.61%
2018	-44.42%	+18.71%
2017	-82.02%	+30.36%
2016	-60.57%	+12.15%
2015	-12.41%	+11.34%
2014	N/A	+22.68%
2013	N/A	+18.29%
2012	N/A	+19.71%
2011	N/A	-2.00%
2010	N/A	-9.81%
2009	N/A	+9.15%
2008	N/A	-32.38%
2007	N/A	-11.39%
2006	N/A	-1.25%
2005	N/A	-7.69%
2004	N/A	+30.00%

PMTS vs BCML Drawdown Comparison

The maximum drawdown for PMTS was -99.04%, occurring on Mar 17, 2020. This drawdown has not yet recovered.

The maximum drawdown for BCML was -62.19%, occurring on Sep 25, 2020. Recovery took 1561 trading sessions.

The current PMTS drawdown is -51.98%. The current BCML drawdown is -10.72%.

Rank	PMTS	BCML
#1	-99.04% Oct 12, 2015 - Mar 17, 2020	-62.19% Aug 23, 2018 - Nov 6, 2024
#2	N/A	-58.62% Oct 15, 2004 - Dec 22, 2016
#3	N/A	-18.03% Nov 26, 2024 - Aug 22, 2025
#4	N/A	-14.29% Dec 17, 2025 - Apr 9, 2026
#5	N/A	-13.59% Apr 9, 2026 - Jun 24, 2026
#6	N/A	-13.25% Jul 16, 2026 - Jul 31, 2026
#7	N/A	-11.80% Sep 18, 2025 - Dec 10, 2025
#8	N/A	-9.15% Mar 21, 2018 - May 17, 2018
#9	N/A	-6.78% Jun 4, 2018 - Aug 6, 2018
#10	N/A	-3.96% May 17, 2018 - Jun 4, 2018
#11	N/A	-3.85% Sep 15, 2004 - Sep 27, 2004
#12	N/A	-3.28% Mar 17, 2017 - Apr 24, 2017
#13	N/A	-2.69% Mar 1, 2017 - Mar 17, 2017
#14	N/A	-2.62% Aug 26, 2025 - Sep 18, 2025
#15	N/A	-2.58% Jun 27, 2017 - Sep 27, 2017